mystory.ws/Funekam&rss Funeka Ngxitho's blog en-us Sat, 19 May 2012 15:42:07 PDT Sat, 19 May 2012 15:42:07 PDT http://someurl.com http://mystory.ws/Funekam&p=BE9551A464438F10E040A8C0AC001FFE   Indefinitely Sustainable with the JSS-Tripler Hybrid Strategy!   So What's The 2:5 Click Here And Join Now! Hybrid Strategy? If you just cashed out the 2% per day then it would take 50 days to recover your initial investment.. then after 75 days your JSS-Tripler positions would mature. Part of the Sustainability of JSS-Tripler is that each position matures at 150%.. The Best JSS-Tripler Strategy is based on the idea of 2 : 5 Ratio ! So every 7 days you do this.. 2 Days you Reinvest.. 5 Days you Cash Out.. or save them up and Cashout once per week Example.. You added ,000 into JSS-Tripler! Daily return of 2% = per Day STRATEGY Part 1: first 70 days! Daily Steps To Take: Week 1: Day 1: - Reinvest (Buy 2 New Positions)! Day 2: - Reinvest (Buy 2 New Positions)! Day 3: .80 - Save to Cashout! Day 4: .80 - Save to Cashout! Day 5: .80 - Save to Cashout! Day 6: .80 - Save to Cashout! Day 7: .80 - Save to Cashout! CASHOUT 4 Hybrid Strategy: Every-Week when you have MORE than 0 Buy More JSS-Tripler Positions!! Then Cashout ONLY 0 per Week! Week 2: Day 1: - Reinvest (Buy 2 New Positions)! Day 2: - Reinvest (Buy 2 New Positions)! Day 3: .60 - Save to Cashout! Day 4: .60 - Save to Cashout! Day 5: .60 - Save to Cashout! Day 6: .60 - Save to Cashout! Day 7: .60 - Save to Cashout! CASHOUT 0 Hybrid Strategy: Buy 1 More JSS-Tripler Position! Week 3: CASHOUT 5 Hybrid Strategy: Buy 1 More JSS-Tripler Position! Week 4: CASHOUT 0 Hybrid Strategy: Buy 2 More JSS-Tripler Positions! Week 5: CASHOUT 5 Hybrid Strategy: Buy 2 More JSS-Tripler Positions! Week 6: CASHOUT 0 Hybrid Strategy: Buy 3 More JSS-Tripler Positions! Week 7: CASHOUT 5 Hybrid Strategy: Buy 3 More JSS-Tripler Positions! Week 8: CASHOUT 0 Hybrid Strategy: Buy 4 More JSS-Tripler Positions! Week 9: CASHOUT 5 Hybrid Strategy: Buy 4 More JSS-Tripler Positions! Week 10: CASHOUT 0 Hybrid Strategy: Buy 5 More JSS-Tripler Positions!   Click Here And Join Now! Repeat the above steps each week! JSS-Tripler Hybrid Strategy will take you 10 weeks to recover your initial investment! After 10 weeks you will be Zero-Risk (all your investment money out) After 10 weeks you will have 65% more JSS-Tripler Positions! Example: You started with ,000.. you have now Cashed Out that ,000 You now have ,650 in Positions x 2% per day = per Daily Income! STRATEGY Part 2: after 70 days! You are now 100% in Profit.. Every Week.. Buy 6 New Positions from Earnings and Cashout The Rest! Once you reach Day 75 your JSS-Tripler positions start to mature (75 x 2% = 150%) Your 165 positions (50) will become 65 positions (0) after Day 75 Win..Win..Win.. you are supporting the JSS-Tripler Program while Cashing Out Weekly! It is pretty obvious that the 2 : 5 repurchase to cash out ratio strategy is better than the withdraw all earnings strategy. Follow the 2 : 5 repurchase to cash out ratio strategy to get the best income for you as well as ensure that JSS-Tripler will last forever. You had been shown why and how JSS-Tripler is sustainable. You had been given a schedule of your earnings in JSS-Tripler. You know how much it will cost you to start. There is no need to have a referral in order to earn. There is no need to surf to be able to earn cash (yet). There is no monthly dues. Members are being paid their cash out request on schedule. 2012-05-17 07:25:41 http://mystory.ws/Funekam&p=BF13945DE47D5282E040A8C0AC007207   Millionaire Report Series** #TL13A: The Millionaire's Secret (I) -- Including The Single Most Important Wealth Rule: Master It And You Cannot Help But Grow Wealthy  -- No Matter What Your Situation; Fail To Learn It, And Your Chances Of becoming Wealthy Drop To 1 In 10 Million #TL13B: The Millionaire's Secret (II) -- Including "The Infinite Bootstrap Principle" -- How To Apply Whatever Limited Resources You Have To Become Financially Independent In 6 - 12 Months #TL13C: The Millionaire's Secret (III) -- Including How To Survive And Prosper During The Next Economic Crash And Depression -- Without This Information, All Your Wealth Most Likely Will be Wiped Out; With This Information, You'll Multiply Your Wealth Many Times #TL13D: The Millionaire's Secret (IV) -- Including How J. Paul Getty Became The Richest Man In The World -- What You Can Learn From Him #TL13E: The Millionaire's Secret (V) -- Including How To Make 'Millionaire' Decisions And Why Now Is The Best Time To Take Your Life Into Your Own Hands #TL13F: The Millionaire's Secret (VI) -- Including 'Psychological Reversal' And 'Psychological Alignment' -- No Matter How Much You Think You Know, No Matter How Competent You Think You Are, If You Don't Know This 'Piece Of The Puzzle,' Chances Are You'll Sabotage Your Fortune! #TL13G: The Millionaire's Secret (VII) -- Including Advanced 'Psychological Alignment' -- These Final 'Pieces Of The Puzzle' Will Enable You To Identify And Cure the Most Basic Human Problems -- And Make A Fortune In The Process! #TL13H: The Millionaire's Secret (VIII) -- What You Need To Understand About Our World In Order To Make And Keep Your Fortune! **These reports, books and documents contain copyrighted material. This information is free for personal use only. No part of these materials may be reproduced in any form, except for personal use, without permission from the copyright holder.   2012-05-08 12:15:01 http://mystory.ws/Funekam&p=BF13945DE1CF5282E040A8C0AC007207   JustBeenpaid! Mission Statement The mission of JustBeenpaid! is threefold: To provide the means for the "98%" (who typically struggle to earn money online) with the easiest and most reliable ways to earn money online; To provide moneymaking programs that enable participants to improve their money-handling skills; To provide products and services that enable members to transform themselves into "higher-level performers" who become 10-100 times as proficient, effective, and successful in all areas of their lives. My name is Frederick Mann I'm the main designer of JustBeenPaid! (JBP) and I'm glad to be able to provide you with the means to become a Successful Online Moneymaker! I've been earning a fulltime online income since 1997. Over the years, I've been very aware of how some people struggle to make money online. I've put a great deal of thought into what could be done to make it as easy as possible for people to earn online. JustBeenPaid! -- particularly its "subprogram" JSS-Tripler -- is a great breakthrough in that it makes the "road to success" as short as possible. You don't have to sponsor people to make money. However if you do sponsor people you can earn a great deal more. Some of our members -- our top earners -- have already earned over $100,000 -- see our Blog. My greatest achievement is finding a way to make a high-return program indefinitely sustainable. Over the years, there have been thousands of high-return programs. Typically there fate has been that at some point the program owners "run with the money" and the program disappears. Members then lose whatever they had in the program before it disappears. As far as I know, I'm the only one who has solved this problem. JBP provides extensive training in the form of daily webinars where you can interact with experienced members and get your questions answered. You currently operate at a certain level of competence. You can study and apply our products -- "Upgrade Your Brain," "The Big Success Breakthrough," and "Killer Success Tricks" -- to raise your level of competence. This will increase your degree of success and enable you to earn more money. Just take your next step... and Your Success is GUARANTEED! PK Clarke Executive Director for Development of JBP Living PK has decades of business and marketing experience, and expertise and in a broad range of genres, from traditional to web based. A born entrepreneur - she is applying her vision and knowledge of: Marketing - Investment - Real Estate - the Hospitality Industry - Retail - and Personal Success Development to the creation and development of the new and exciting programs which will be rolled out with the launch of JBP Living. Make no mistake - JBP is NOT "just another HYIP" - with the launch of JBP Living, JBP members will be able to enjoy a complete "Resource & Solution Center for Individual Success," assisting in the improvement of every aspect of life, both monetary and personal, in new and unique ways.   2012-05-08 12:09:08 http://mystory.ws/Funekam&p=BE95518CA5E18F10E040A8C0AC001FFE   The table below shows the top 20 JSS-Tripler earners cumulative account fundings and earnings since the program started on 17th February, 2011. *** The table is updated approximately once a day *** JSS-Tripler's Top 20 Earners Earn # Account Funding Active Positions # of Refs up to 2% Earnings Referral Bonuses Total Earnings 1 250.65 17727 6 3217.75 861.50 0079.25 2 364.62 20477 1 4043.10 434.50 5477.60 3 560.50 3583 363 9160.20 9097.00 8257.20 4 1780.79 18300 11 4254.80 504.00 9758.80 5 6548.00 21940 0 7601.90 %content%.00 7601.90 6 055.00 11006 43 5451.20 580.50 4031.70 7 85.60 13328 41 6502.25 364.50 5866.75 8 947.00 4428 145 1667.60 62.50 6830.10 9 170.35 5481 102 4329.55 685.00 9014.55 10 403.41 11117 22 167.65 3747.00 8914.65 11 201.00 159 2 8459.70 226.50 7686.20 12 009.00 10163 8 4460.90 72.00 7932.90 13 139.20 6475 14 5936.40 066.00 6002.40 14 575.36 7441 9 0414.90 465.00 8879.90 15 696.70 0 0 5630.00 %content%.00 5630.00 16 91.00 1000 41 622.40 5351.50 7973.90 17 001.00 4128 0 0427.90 %content%.00 0427.90 18 775.00 8905 1 8119.65 97.50 9617.15 19 43.50 8929 2 961.75 130.00 5091.75 20 618.00 12377 2 0578.75 80.00 3658.75 Note: "# of Refs" = "Number of Referrals." Members -- and promoters -- can also receive additional residual income streams from JustBeenPaid! and from its other related programs -- with no extra work! JSS-Tripler's Top 10 Promoters The table below shows the top 10 JSS-Tripler promoters cumulative promotion earnings (referral bonuses) since the program started 0n 17th february, 2011. *** The table is updated approximately once a day *** JSS-Tripler's Top 10 Promoters Promoter # # of Referrals Referral Earnings 1 363 9097.00 2 41 5351.50 3 91 6260.50 4 22 3747.00 5 41 364.50 6 253 973.00 7 363 588.50 8 146 409.50 9 1 283.00 10 101 709.00   2012-05-08 11:59:47 http://mystory.ws/Funekam&p=BF1395180172B123E040A8C0AC00720D   Welcome to the JustBeenPaid Conference Room Information Page The conference room is a place for all members to come to, wether you are a newbie just starting out, or a long-term member, you are welcome. You will find us very friendly and informative, with a good broad-based knowledge of the JBP system. We are here to help you with anything you might need to know about JBP, from simple updates right through to the JSS Matrix and more! All members are asked to be respectful of each other. Remember people come here from all across the globe with different cultures and habits, so we need to be respectful of this. From time to time you may come into the room and find we are talking about things totally off topic, like Yoga or world events. ;-) Should you find things do not look quite as you may expect, do not worry, you are not in the wrong place and we will still deal with your issue as professionally as we can. The room is open 24/7 - always open. We hope you enjoy your stay with us, but if you have a problem or need to discuss anything about the room, then please feel free to contact me (Cindy Laponsie). Come to our web conferences as often as you like, 24/7. get your questions answered personally chat with other JustBeenPaid Members get information about the latest current events learn other tricks of the trade discuss the results you've been getting Anyone can attend -- world-wide, and with any browser or operating system! Please do not use your Member ID to log in to the conference-room !!! (It could create a security problem for you, because you really don't want the public to know what your Member ID is.) Live, Introductory Conference Calls   2012-05-05 12:10:14 http://mystory.ws/Funekam&p=BF13945AC984D449E040A8C0AC00720B   Discover How You Could Be Earning Thousands of Extra Dollars From Matrixes You Already Have! Follow Our In-House Expert Step-By-Step As He Reveals How To Maximize Matrix Earnings While Avoiding The Most Common (Often Costly) Mistakes! The Matrix training videos below reveal exactly how to fill and cycle your Matrixes as fast as possible, earning you consistent $60 rebates while revealing the most common (sometimes costly) mistakes you should avoid! There are 3 different ways JBP members can get JSS-Matrix Positions: From buying JSS-Matrix positions - Can be purchased for $20 each from within your JSS account From the JSS-Tripler feed - Your expired JSS-Tripler positions (after 75-81 days of purchasing) From the Restart Feed - When 10% to 40% of your existing JSS-Tripler positions being converted You'll automatically get 1 JSS-Matrix position for every 4 JSS-Tripler positions that expire, as long as you Upgrade/Renew to Level 1 (only $15 every 3-months) BEFORE any of your JSS-Triplers expire. If you've purchased JSS-Tripler positions in the last 10-74 days and a Restart has been implemented within that time-frame, then it's likely you'll have extra Matrixes as a result of that Restart. If you have NOT purchased 4 or more JSS-Tripler positions or 1 or more JSS-Matrix positions, then you will NOT have any Matrixes yet... regardless of a Restart (or not)! RECOMMENDED: Review the Matrixes Explained pages - Basics for Beginners & Advanced Details and watch all videos BEFORE making any Matrix Placement or Upgrade purchases! Access Your Matrixes And Purchase Placements & Premiums: Snoop Explains What Golden And Upline Matrixes Are: Answers To The Most Frequently Asked Questions: How To Know When A Matrix Is Filled (or Not): Snoop Gives Advice On Members Accounts (Part 1): Snoop Gives Advice On Members Accounts (Part 2):   2012-05-05 11:53:52 http://mystory.ws/Funekam&p=BF13945AC626D449E040A8C0AC00720B   "If You Currently Have Matrixes (or will have soon from Tripler and/or Restart feeds) And You Definitely Would Like To Earn Multiple Recurring $60 Rebates (daily)... Then This Could Be The Most Important Page You'll Read ALL Year!" REVEALED: Step-by-step help on how you can fill more spots and cycle more Matrixes more often by simply maximizing YOUR advantage from having what "Snoop" refers to as Upline and Golden Matrixes... AND, how they'll also save you boat-loads of cash too! WHAT TO DO IF YOU HAVE AN UPLINE MATRIX ? (PART 1) An Upline Matrix is a matrix where your name is placed in the Upline row of a matrix (hi-lighted on the image below). In this situation, you should go ahead find the corresponding matrix no. 67887 to understand how this works to your advantage (more on this in Part 2 below). The first thing to do if I have an Upline matrix, is to buy the Placement & Premium upgrades for both spots 1 & 2. This costs $20 for both spots (at $10 each). WHAT TO DO IF YOU HAVE AN UPLINE MATRIX ? (PART 2) Once the transaction is completed, look for the corresponding Matrix No. 67887 (referred to in Part 1 above). This is located to the right of your email address in the Upline row. Type (or copy and paste) this number into the Search Box (found at the top of every Matrix page) to locate it. It may not necessarily be on the same page as this matrix, but searching will find it automatically for you. Watch the Intro Video to learn how to access your Matrixes and find the search box: WHAT TO DO IF YOU HAVE AN UPLINE MATRIX ? (PART 3) Then look in spot 1 with the Matrix No. 25766. The previously bought placements and premium upgrades have now been placed in spots 3 & 4. This happens automatically without having to spend any money, saving you $20. The same 2 placements could also fall in spots 5 & 6 if they are available. It varies from matrix to matrix. Proceed to buy a placement and premium upgrade for spot 2, to repeat this process again. WHAT TO DO IF YOU HAVE AN UPLINE MATRIX ? (PART 4) In Matrix No. 25766, spots 1 and 2 have been filled by some one else after my premium upgrades were filled. There is nothing else for me to do here as I have previously spent $20 on spots 1 & 2. Now I will search for Matrix No. 67887 in the Upline row and look at what happened to Jim Black and Annie Lim! WHAT TO DO IF YOU HAVE AN UPLINE MATRIX ? (PART 5) In this matrix, I am located in spot 1. Jim Black is located in spot 3 and Annie Lim is located in spot 4. Please note that I DID NOT buy placements and upgrades for spots 3 & 4 as shown. This was done in Matrix No. 25766 earlier. Since I did not spend any money on this matrix, I will proceed to buy a placement & premium upgrade for spot 2. I am only spending $10 in this matrix. SUMMARY - WHAT TO DO IF YOU HAVE AN UPLINE MATRIX ? I bought a Placement and Premium upgrade for Spots 1 and 2. I have spent $20 in total. I then look for the Upline Matrix to see the effects of this action. In the Upline Matrix, the 2 spots that I bought previously have landed in spots 3 and 4. Since I did not spend any money in this matrix, I have saved $20. We have assumed that spot 2 of this matrix has an open placement. I have a choice to purchase a placement and upgrade it to premium for $10 if I decide to do so to speed up the cycling process. WHAT TO DO IF YOU HAVE A GOLDEN MATRIX ? (PART 1) Sometimes I will find that my name has filled spots 1 & 2 without me having to buy placements due to my own Tripler-generated JSS positions. By taking action, I can fill 3 matrixes at the same time! First, I buy placements in Spots 3-6 and upgrade ALL of them to premium. This will cost me $40. WHAT TO DO IF YOU HAVE A GOLDEN MATRIX ? (PART 2) Now that I have purchased 4 spots. Let's call this Matrix A. We will now search for Matrixes B & C to see the effects of this action. I will first search for Matrix No. 77654 as shown below. This is my Matrix B. WHAT TO DO IF YOU HAVE A GOLDEN MATRIX ? (PART 3) I find that in Matrix B, spots 1 & 2 have already been automatically filled with purchased placements & premium upgrades. I saved $20 here! I am also the Upline of this matrix. This is both an Upline and a Golden Matrix! Now I will go back to Matrix A and search for System Number 77655 (Matrix C) located on my Spot 2. WHAT TO DO IF YOU HAVE A GOLDEN MATRIX ? (PART 4) In Matrix C, spots 1 & 2 have ALSO already been automatically filled with my purchased placements & premium upgrades. I didn't spend any money on this matrix, which means that I saved $20. In total, I saved $20 on Matrix B and $20 on Matrix C for a total of $40! SUMMARY - WHAT TO DO IF YOU HAVE A GOLDEN MATRIX ? I have my name in Spots 1 & 2 of Matrix A due to my Tripler-generated JSS positions filling them. I then buy placements and premium upgrades for Spots 3, 4, 5 & 6 costing me $40 in total. I then locate my matrixes in the System Number column for Spots 1 & 2 using a search box on the JSS website. I call them Matrix B & Matrix C. Matrix B & C have placements & premium upgrades automatically bought in Spots 1 & 2 and I didn't even have to buy them. When I bought placements and premium upgrades for Spots 3-6 in Matrix A, I actually filled 8 Spots in total: WHAT IF OTHER MEMBERS BOUGHT PLACEMENTS IN MY SPOTS 3, 4 & 5 (PART 1) Other members can take the action and buy Placements for THEIR spots 1 & 2, filling spots in YOUR matrix. In the following example, Jane Doe bought placements for her spots 1 & 2 in her Matrix No.57654. These purchases are reflected in my spots 3 and 4. I would then upgrade them to Premium to speed up the cycling process of my matrix. Before that, make sure that you aren't spending more than $30 in any one matrix! WHAT IF OTHER MEMBERS BOUGHT PLACEMENTS IN SPOTS 3, 4 & 5 (PART 2) This is what it looks like after I've purchased the premium upgrades for my spots 3 & 4. WHAT IF OTHER MEMBERS BOUGHT PLACEMENTS IN SPOTS 3, 4 & 5 (PART 3) In this example, Kate Brown brought a Placement for only her spot 1 in her Matrix No. 57655. This is reflected in spot 5 in MY matrix. As I have already spent $30 on this matrix, I will choose to let it fill naturally as I do not want to lower my overall profit. SUMMARY (PART 1) To receive your FREE JSS-Matrix positions automatically from your expiring JSS-Tripler positions (4 expired Triplers will give you 1 Matrix), you are required to Upgrade/Renew your JustBeenPaid! membership to Level 1 (only $15 every 3 months). We do not encourage you to spend more than $20-$30 per matrix on buying placements and premium upgrades, as this will reduce your profit margin. If your matrix is inactive for 30 days after you receive it, the system will automatically give you a Placement Loan (up to to $10) and buy 1 or 2 placements for you, which will be deducted from your $60 rebate when your matrix cycles and pays you. It is advisable to buy JSS-Tripler positions as often as you can as when these expire, they will help fill your matrixes faster to earn you $60 rebates. When your tripler-generated JSS-Matrix position fills a placement you purchased, you will get a $5 refund and when your referral's tripler-generated JSS-Matrix position fills one of your placements, you will ALSO get a $5 refund.   2012-05-05 11:39:52 http://mystory.ws/Funekam&p=BC1175E0D6557E05E040A8C0AC00358A     The JSS-Tripler Restart Feature   (otherwise known as RSF or Restart), is simply a conversion of a minumum of 10% up to a maximum of 40% of your JSS-Tripler positions into JSS-Matrix positions before they're actually due to expire (normally after 75-81 days). Immediately after a Restart, a Restart Feed takes place to create matrixes and/or fill empty spots in your existing matrixes, which actually helps them to cycle faster. It's an essential part of making JSS-Tripler indefinitely sustainable, by converting liabilities (JSS-Tripler positions) into assets (JSS-Matrix positions), of which the assets belong to you (the members). Without the Restart Feature, JSS-Tripler may eventually fail - Just like practically all other high-return programs before. Please view the Restart Feature FAQ page for more answers to the most frequently asked Restart questions! HOW TO MAKE SURE YOU RECEIVE ALL RESTART EMAIL UPDATES! All JBP members will receive email updates from Frederick Mann (owner & creator of JBP) on a weekly basis. These email updates will include Restart "account cut-off date" and "position cut-off date" amongst other important information... If you are NOT already receiving these email updates, click here to watch a short video that shows you how to check your spam folder and add the JBP emails to your contacts list (to start receiving JBP email updates into your Inbox). HOW DO I VIEW MY RESULTS - AFTER PARTICIPATING IN A RESTART? First, log into your JSS-Tripler back office and click on the Latest Restart button from the top menu. From the Latest Restart page you will be able to see two tables... The first table is called: Positions and Potential Earnings Before Restart and the second table is called: Positions and Potential Earnings After Restart From these tables you can compare your total earnings before and after a Restart, and you'll see that you can actually earn MORE after the Restart: You will also be given the conversion rate of your JSS-Tripler Positions in relation to the new JSS-Matrix positions that you are entitled to receive due to the Restart, as seen in between the tables above (notice that this previous Restart converted 54% of JSS-Tripler positions, however, future Restarts may only convert up to a maximum of 40% depending on account size and profit). HOW TO TAKE FULL-ADVANTAGE OF A RESTART? A. Purchase JSS-Tripler positions It is important to build up your JSS-Tripler account by purchasing more JSS-Tripler positions whenever your earnings are at $10, as this will increase your earnings daily. You could also do this by funding your accounts with new money to increase your balance and daily earnings more quickly. Why is it important to keep buying new Tripler positions? 1) This will counter any decrease in earnings due to a Restart by building your accounts daily earnings back up. 2) As more and more of your Tripler positions expire, you will receive more and more Matrix positions, which in turn, will fill more spots in your matrixes (at a faster rate) helping to speed up the cycling process and paying you recurring $60 rebates. B. Buy Placements and Premium Upgrades Purchasing placements & premium upgrades for spots 1 & 2 in all of your matrixes is exactly what makes this work for you. This will fill those first two spots and in turn, open up spots 3, 4, 5 & 6 ready for purchase also. You can do this in two ways: 1) Use your Tripler earnings to buy Placements and then Upgrade those to Premium (Go here for help). 2) Fund your Main JSS account with new money from one of your payment processors (Go here for help). What happens when spots 3,4,5 & 6 open up for purchase? You don't need to purchase any more placements for these spots. They will be filled by a portion of your own JSS-Tripler-generated JSS positions and by other active members in the system. C. Build Your JBP Referral List It is advantageous to you to advertise your referral links and build a huge referal list (or downline). The more referrals you have and the more your referrals purchase JSS-Tripler positions, the more instant commissions you will receive. The system pays you 10% from your referrals JSS-Tripler purchases (this is your Level 1) and 5% from your referrals', referrals JSS-Tripler purchases (this is your Level 2). For example, having 100 referrals on your Level 1, purchasing just one JSS-Tripler position daily will earn you $100 a day (10% of $10 = $1 x 100 referrals = $100!) Also, when any of your referrals cycle a matrix, you will earn an additional $5 commission on Level 1 and an additional $2.50 on Level 2. On top of that, when your referrals name fills a spot in your matrix which you have already purchased, you will get a $5 refund! Take action today, enjoy more freedom tomorrow... Simply apply the suggested guidelines to enjoy all of the benefits that JBP's Restart Feature has to offer. REMEMBER, that your activity helps to insure that the JBP system remains indefinitely sustainable and IMPROVES your overall earnings (it's a win, win for EVERYONE). Recorded Live Training Sessions: Watch ALL of Snoop's Matrix Training Videos (watch recorded live sessions, as Snoop accesses various members accounts and explains exactly what they need to do with their Matrixes, to maximize their earnings) ... AND/or Participate live in our weekly 2-hour Matrix Training Sessions to get first hand help from our in house expert Snoop (watch Snoop live 3 times a week, as he logs into actual member accounts and reveals step-by-step what they should do for maximum earnings): Weekly 8:00pm-10:00pm EST Sunday & Thursday Weekly 11:00am-1:00pm EST Tuesday RESTART FEATURE FACTS: The Restart will take place every few months (probably every 3 to 6 months, or when ever it's deemed necessary). The conversion rate will vary according to a members account size and profits so far. This will be decided by the management (usually between 10% and 40% of any one account participating in a Restart will be converted into JSS-Matrix positions). New members and those who are NOT in profit will not participate in an upcoming Restart. Profit includes JSS-Tripler earnings and referral commissions. JSS-Tripler positions bought at a stipulated time before the Restart will also NOT be converted (usually purchases that have been completed 15 days or so prior to a Restart beginning). After participating in a Restart, your JSS-Tripler earnings will be reduced intially... However, your JSS-Matrix positions will increase immediately, earning you more later (paying you rebates of $60 as each one cycles). Very few of your own JSS-Matrix positions will land in your OWN matrixes. Most will be placed in other members matrixes within the system (making the conversion fair and balanced for ALL members, regardless of how many Triplers you have). During a Restart, you do NOT lose ANY money. It is simply transferred/converted into JSS-Matrixes. How long it takes to cycle those matrixes depends on several factors, including how many expiring JSS-Tripler positions you have, how close your matrixes are to being filled and whether your referrals are actively buying JSS-Matrix positions or not. You do NOT need to upgrade/renew your membership to Level 1 to receive JSS-Matrix positions due to a Restart. They will be given to you even if you haven't upgraded/renewed yet. This way ALL members eligible to participate in a Restart will gain equally. Yes you can earn more from your JSS-Tripler-generated JSS-Matrix positions because you can receive more JSS-Matrix positions during the Restart compared to the natural processs of converting, which is a 4:1 ratio (4 Tripler positions become 1 Matrix position). What is the Restart conversion ratio? It could be between 2:1 to 4:1. So many members will actually be given more Matrix positions than they were previously entitled to (through the natural coversion process), helping them to earn more $60 rebates from cycling matrixes. There is an "account cut-off date" meaning any JSS-Tripler accounts opened on or after this date, will NOT be participating in an upcoming Restart. The "account cut-off date" will be announced prior to an upcoming Restart. There is a "Position Cut-Off Date" that will be added for all accounts, meaning any JSS-Tripler positions bought ON or AFTER this date will NOT be converted. The "Position Cut-Off Date" will be anounced prior to an upcoming Restart. There will be an "Earnings Cut-Off" meaning accounts that have earned less than "$X" (variable parameter) will NOT participate in an upcoming Restart (Earnings = 2% daily earnings + referral commissions). There will be an "Account Size Table" on a sliding scale, meaning that bigger accounts will participate in an upcoming Restart to a greater extent than smaller accounts. The percentage of active JSS-Tripler positions converted in any one account will probably be a maximum of 40%. From among the JSS-Tripler positions that qualify to participate in an upcoming Restart conversion, the actual positions to be converted will be selected randomly (in previous Restarts, the positions bought most recently were converted).   2012-05-05 11:02:25 http://mystory.ws/Funekam&p=BC1175E0CD557E05E040A8C0AC00358A     A JBP Member Tells His Story: "I joined JustBeenPaid! on Aug 3, 2011. I remember this day because it's my son's birthday. Initially, I put in ,000, then later, I put in another ,000 more of my own money. My current total 2% earnings from JSS-Tripler, taken from my back office: ,863.60. My JSS back office shows that I've cycled 127 matrixes -- earning me ,620 gross. On average, I cycle about 2 matrices a day, earning me 0 gross. I spend about - a day on "Placements" and "Premium Upgrades." If you tell me a day, I can look at my back office and based on how many "Premiums" were purchased, I can tell you how many matrices I am going to cycle on this particular day. I also work with people in my matrix downlines to speed things along. JSS matrixes are the fastest way to make big money and I do my best to assist my referrals to become more successful. My team right now is at least 300 people and about 100 are my direct referrals. I currently do one-on-one Skype sessions with my referrals to teach them how to cycle their matrixes. It makes me happy to see people making money. I'm one of the most passionate people about JBP among the many thousands of members!" - Paul Hong (March 21, 2012) This is one of the many real-life testimonials from JBP members (seen here in the right column): blog.justbeenpaid.com INTRO VIDEO The following Intro video walks you through the process of accessing your Matrixes from your JBP Back Office and then shows you step-by-step how to Buy a Placement in the recommended first spot in any new Matrix, and upgrade that Placement to Premium to speed up the filling process (ultimately helping your Matrixes cycle faster to pay you your rebate)... How To Access Your Matrixes And Purchase Placements & Premiums: DEFINITION OF TERMS The following are explanations of common terms used when referring to JSS-Tripler and JSS-Matrix positions... Expired JSS-Tripler Position: JSS-Tripler positions have a lifespan of 75-81 days and then they expire. When 4 (four) of them expire, they are converted to 1 (one) JSS-Matrix position. Expired JSS-Matrix positions do NOT continue earning up to 2% daily. Daily Tripler Feed: This is a daily feed, that when 4 (four) JSS-Tripler positions expire they are converted into 1 (one) JSS-Matrix position (these do not have to expire at the same time, for example, if 3 triplers expire today, they will remain as pending in a queue until a 4th tripler expires, which could be the next day or several days later, then the 4 together will be converted). These new JSS-Matrix positions are then allocated to matrixes within the system. Typically, 50% of your JSS-Matrix positions will fall into your own existing matrixes and 50% will randomly fall into other members (this helps to make the process fair and balanced for all members, regardless of when they joined JBP). JSS-Matrix Position: A JSS-Matrix position is a 2 x 2 matrix which is comprised of Level 1 & Level 2. This matrix is made up of 6 spots. When a matrix cycles, you earn a rebate of . Cycles: Is a term used to explain when a JSS-Matrix position has all of its 6 spots filled and then pays its owner/member a rebate (after it cycles). Placement: A placement is a mechanism created to fill a spot faster than the natural process. A placement costs and can be purchased when a spot has a Buy Placement link available. Expedited: An expedited is the first level of placement upgrade, which costs .50. You can only purchase this level after you have purchased a placement in your spot. Premium: (Recommended) A premium is the second level of placement upgrade which costs .00. You can buy a premium upgrade immediately after a placement purchase. You can also buy an expedited upgrade and then upgrade it to premium each at a cost of .50 or a total of . THE JSS MATRIX DIAGRAM (PART 1) The following diagrams illustrate how a matrix is created, what and where Level 1, Level 2 and spots 1 to 6 are and how JSS-Tripler positions are converted into a JSS-Matrix position... The JSS-Matrix position is a 2x2 matrix, which consists of 2 spots in Level 1 and 4 spots in Level 2. You are located above Level 1 as shown in the diagram. When ALL 6 spots are filled, YOU, the owner of the matrix will receive in earnings. How fast a matrix cycles depends on your strategy and personal efforts. THE JSS MATRIX DIAGRAM (PART 2) It takes 4 (four) expired JSS-Tripler positions to create 1 (one) free JSS-Matrix position. One JSS-Matrix position is worth when it cycles. WHAT DOES A NEW MATRIX LOOK LIKE? The following details and images explain how and where to get started with JSS-Matrixes, break-down the components of a matrix, explain how it works and how to best fill and cycle a new matrix... **All matrixes displayed are for demonstration purposes only** When you receive a new JSS-Matrix, the Buy Placement option is available only in spots 1 & 2, which is in Level 1. Spots 3-6 are in Level 2 are not open for purchasing yet. Click on the Buy Placement links as shown below to purchase your placements for each. Follow instructions all the way through until completion (see the Intro video above to watch this process). HOW TO SPEED UP THE FILLING PROCESS OF SPOTS 1 & 2 (PART 1) In this example, I have bought the placements for both spots 1 & 2 with the balance in my JSS account for a total cost of . You will see the transaction detail as shown below. The upgrade button for Expedited and Premium will also appear for you to upgrade if you wish to do so. It is highly recommended to upgrade to Premium for fastest results (see the Intro video above to watch this process). HOW TO SPEED UP THE FILLING PROCESS OF SPOTS 1 & 2 (PART 2) I will then proceed to upgrade both spots 1 & 2 to Premium by spending another . When the transaction is completed, the matrix will look like the one below. I have spent a total of on this matrix (see the Intro video above to watch this process). HOW TO OPEN UP THE "BUY PLACEMENT" BUTTONS IN SPOTS 3 & 4 When spot 1 is filled, spots 3 & 4 will open up for placement purchases. In the example below, John Doe filled spot 1 in Level 1. If you noticed, there are now "Buy Placement" buttons in spot 3 & 4. These could either be filled by you and/or other JSS members (go here for more advanced Matrix Training). Spot 2 is still waiting to be filled. HOW TO OPEN UP THE "BUY PLACEMENT" BUTTONS IN SPOTS 5 & 6 When spot 2 is filled, spots 5 & 6 will open up for placement purchases. In the example below, Kate Brown filled spot 2 in Level 1. If you notice, there are now "Buy Placement" buttons in spot 5 & 6. These will be filled by other JSS members in time. Spots 1 & 2 are now completely filled! WHAT A FILLED MATRIX LOOKS LIKE A filled matrix will have ALL 6 spots filled with members NAMES and EMAIL addresses as shown below. Sometimes your own name will fill the spots due to your own expired Triplers and some times you may even find one or two of the members filling multiple spots in one matrix. Typically you will NOT see these filled matrixes as they are removed once they are filled and cycle! WHAT AN UN-FILLED MATRIX LOOKS LIKE New members who have not cycled a matrix before, often get confused about whether a matrix if full or not. The matrix shown below is a good example, as it may look filled at first glance. However, upon further inspection we see that it is actually NOT filled... As spot 6 has NOT been filled yet. Therefore this matrix is not ready to cycle (a full matrix has a Name and Email in ALL 6 spots). This is NOT a full matrix (but it is pending, and will fill soon, paying out a rebate)... SUMMARY (PART 1) To receive your FREE JSS-Matrix positions automatically from your expiring JSS-Tripler positions (4 expired Triplers will give you 1 Matrix), you are required to Upgrade/Renew your JustBeenPaid! membership to Level 1 (only every 3 months). We do not encourage spending more than - per matrix on buying placements and premium upgrades, as this will reduce your profit margin (however, there are certain matrixes that we do encourage spending up to on, which actually increase your profit - See Matrixes Explained Further for more details). If your matrix is inactive for 30 days after you receive it, the system will automatically give you a Placement Loan (up to to ) and buy 1 or 2 placements for you, which will be deducted from your rebate when your matrix cycles and pays you. It is advisable to buy JSS-Tripler positions as often as you can, because when your JSS-Tripler positions expire (after 75-81 days), they will help fill your matrixes faster, enabling them to cycle faster, paying you rebates sooner. When your tripler-generated JSS-Matrix position fills a placement you purchased, you will get a refund and when your referral's tripler-generated JSS-Matrix position fills one of your placements, you will ALSO get a refund. SUMMARY (PART 2) When your referrals have free JSS-Matrix positions created from their expiring Triplers and/or a Restart feed, these will NOT automatically fill your matrixes. This only applies if they purchase JSS-Matrix positions for each (from within their main JSS account), which would then benefit you directly, because every third JSS-Matrix posiiton you referrals purchase (3rd, 6th, 9th, 12th, etc) will land in one of YOUR matrixes, speeding up your cycling process. If any of your referral's purchased JSS-Matrix positions happen to fill one of your placements that you have already purchased (previously), the system will automatically give a refund. Everytime one of your referrals matrixes cycle, you will earn commissions of from your 1st level (your referrals) and .50 from your 2nd level (your referral's, referrals). You can purchase up to 100 JSS-Matrix positions per day, up to a maximum of 5000 JSS-Matrix positions in total. NOTE: If you discover an odd matrix that has LESS or MORE than six spots, do NOT buy placements and upgrades for that matrix. That matrix will not cycle. Instead, send in a support ticket by going here: helpdesk.justbeenpaid.com, click on the Open New Ticket button, then select Cycling/Matrix from the Help Topic: drop-down menu, and explain the details of your unique situation (include the matrix number), then you will receive a rebate in return. Please be aware that this odd matrix will STILL remain on your matrix page indefinitely (as opposed to normal matrixes being removed once they cycle).   2012-05-05 10:27:20 http://mystory.ws/Funekam&p=BC1175D130137E05E040A8C0AC00358A     JBP IMPORTANT ANNOUNCEMENTS   *** PLEASE NOTE *** - Due to security enhancements that required DNS propagation, many members could not access the Back Office for most of the day on April 25th. To compensate for the significant drop in JSS-Tripler sales, the up to 2% earnings will NOT be paid on April 26th. JSS-Tripler positions will simply expire later, paying out the full 150% as always. We thank you for your patience and apologize for any inconvenience this may have caused you. The daily JSS-Tripler Feed (JSS matrixes from expired positions) is experiencing some temporary delays in matrix placement. We appreciate your patience as we work to enhance and optimize the system. The up to 2% Daily Payouts start later on today, but take up to 7 hours to be accomplished -- we will keep you updated as this changes.   2012-04-27 12:47:12 http://mystory.ws/Funekam&p=BB2BF2FC40D5C03EE040A8C0AC002FCE   Join here : http://adv.justbeenpaid.com/?r=ritta Should you register with R5000.00 YOUR ACCOUNT SUMMARY FROM DAY 1 TO DAY 73 (73 days) Your Initial Fund from Day 1 was 0 U.S. Dollars You deposited an additional %content% to date for a Total Deposit of 0 You have withdrawn a total of %content%.00 to date and have a final Cash Balance of .60 As of Jul 11, 2012, you have 206 Active Positions providing Daily Earnings of .20 Your Total JSS-Tripler up to 2% Earnings : ,607.60 Earnings Reinvested : ,600.00 Earnings Withdrawn : %content%.00 All your active positions continue to earn you up to 2% daily. * * JSS-Tripler 'RESTARTS' will reduce your earnings slightly - click here for details.     2012-04-25 00:37:37 http://mystory.ws/Funekam&p=BB2BF2EFB8AEC03EE040A8C0AC002FCE   Discover the Power of... "Something Positive Always Happening!" JustBeenPaid! (JBP) and its related programs operate in accordance with United States Patent 6,578,010 (now public domain). Register here. http://adv.justbeenpaid.com/?r=ritta&p=job You Can Start with Just and Turn It into a Fortune! With our Pay-It-Forward System YouGet " Free Money" to Get You Started at No Cost! YOU MUST WATCH ALL THESE VIDEO'S AND YOU WILL MAKE MONEY ON JSS 1) http://youtu.be/83CXE8w0bZ4    =Training on Matrix 2)  http://youtu.be/ZjRNbntw1Gc   = Training on JSS/JBP and Cash-flow 3)  http://youtu.be/QjFY2vfSnKA     = How JBP really Work 4) http://youtu.be/JY2w4LUmKdc   = How to cycle your Matrix and earn 5) http://youtu.be/JY2w4LUmKdc   =View JSS as a business Start making money today, http://adv.justbeenpaid.com/?r=ritta&p=98-2-1 Every Day, when You Log into Your JSS-Tripler Account, You'll See that "Something Positive Has Happened": Your up to 2% Daily Earnings Have Been Added; You've Received Several Payments from Your Downline's Purchases! (With most other programs, when you log into your account, you see that nothing has changed,and you may interpret this as "Nothing is Happening!" -- not satisfying!) Basically, You Earn up to 2% per Day or up to 60% per Month! No sponsoring Requirements. Use Daily Compounding to Increase Your Earnings! Make Daily Withdrawals to Get Your Money Out! This may be one of the easiest and best ways to earn money you've ever seen! Join here http://adv.justbeenpaid.com/?r=ritta&p=jsstripler5 Current, you have 5 different splashpage web sites you can use to advertise JustBeenPaid. Current, you have 69 different affiliate web sites you can use to advertise JustBeenPaid. Your default referral URL http://adv.justbeenpaid.com/?r=ritta JOIN US AND WE WILL HELP YOU WITH ALL THE TRAINING YOU NEED, # Splashpage URL 1 http://adv.justbeenpaid.com/?r=ritta&s=drivingmenuts 2 http://adv.justbeenpaid.com/?r=ritta&s=logogirl 3 http://adv.justbeenpaid.com/?r=ritta&s=logogirl3 4 http://adv.justbeenpaid.com/?r=ritta&s=nature1 5 http://adv.justbeenpaid.com/?r=ritta&s=stopwait # Affiliate URL 1 http://adv.justbeenpaid.com/?r=ritta&p=98-2-1 2 http://adv.justbeenpaid.com/?r=ritta&p=98-2-2 3 http://adv.justbeenpaid.com/?r=ritta&p=98-2-3 4 http://adv.justbeenpaid.com/?r=ritta&p=def1 5 http://adv.justbeenpaid.com/?r=ritta&p=def2 6 http://adv.justbeenpaid.com/?r=ritta&p=defnovid 7 http://adv.justbeenpaid.com/?r=ritta&p=defnovid1 8 http://adv.justbeenpaid.com/?r=ritta&p=defvid 9 http://adv.justbeenpaid.com/?r=ritta&p=effmark 10 http://adv.justbeenpaid.com/?r=ritta&p=game 11 http://adv.justbeenpaid.com/?r=ritta&p=game1 12 http://adv.justbeenpaid.com/?r=ritta&p=gamevid 13 http://adv.justbeenpaid.com/?r=ritta&p=grk 14 http://adv.justbeenpaid.com/?r=ritta&p=grkvid 15 http://adv.justbeenpaid.com/?r=ritta&p=job   2012-04-20 16:20:48 http://mystory.ws/Funekam&p=BA3206E61F378CE1E040A8C0AC007358 Learn how to work the business,   Tutorials Select a topic: Getting Started with JustBeenPaid! -- 12 Step Video Series NEW! How to Open and Fund Payment Processor Accounts NEW! JustBeenPaid! Overview Marketing Essentials -- the Challenge! Offline Marketing How to Maximize Your Earnings with JustBeenPaid! How to Follow Up and Support Your Downline Microfinancing & Peer-to-Peer Loans 2012-04-20 16:17:03 http://mystory.ws/Funekam&p=BB2BF2BCA95DC03EE040A8C0AC002FCE       Website Name: justbeenpaid.comURL Checked: 0 ms.Response Time: unknownLast Down: Justbeenpaid.com is DOWN for everyone.  It is not just you. The server is not responding. More Information The above graph displays service status activity for Justbeenpaid.com over the last 10 automatic checks. The blue bar displays the response time, which is better when smaller. If no bar is displayed for a specific time it means the service is down and the site is offline. Service Status History : Date Time Ping Time   Date Time Ping Time 01.Apr.2012 09:45 673.54 ms.   01.Apr.2012 14:45 488.25 ms. 01.Apr.2012 22:08 801.35 ms.   02.Apr.2012 06:31 485.05 ms. 02.Apr.2012 10:32 0 ms.   02.Apr.2012 14:34 0 ms. 02.Apr.2012 18:36 0 ms.   02.Apr.2012 22:36 0 ms. 03.Apr.2012 02:37 0 ms.   03.Apr.2012 06:38 0 ms.   * Times displayed are PST, Pacific Standard Time (GMT -08:00) - Current server time is 07:58 We have tried pinging JustBeenPaid website using our server and the website returned the above results. If Justbeenpaid.com is down for us too there is nothing you can do except waiting. Probably the server is overloaded, down or unreachable because of a network problem or a a website maintenance is in progress. If the site is live and yet you cant access the page, try one of the below solutions: Reload the site directly from the Internet. This can be achieved by pressing CTRL + F5 keys at the same time on your favourite browser (Firefox, Chrome, Explorer, etc.) Temporarily disable your computers firewall and close any anti-virus software that may be running in the background. Clear your DNS cache to make sure that it is not an ISP specific issue. (Start > Command Prompt > ipconfig /flushdns) Switch off the modem, restart the computer, and turn on the modem again. Also clear the Internet cookies and browser cache. Having Problems with Accessing Justbeenpaid.com? Mushtaq Naik · 2 April 2012 I have been trying periodically since last night to open justbeenpaid site but it just seem to have vanished into the thin air. Anyone who has any idea about it kindly reply. Lyle Hochstetler · 2 April 2012 Live conference http://login.meetcheap.com/conference, jbpdailyconferenceroom Lori Neizman · 2 April 2012 It is a DDOS attack and should be up soon. An update will be sent as soon as possible Katherine Korytkowski · 2 April 2012 Just Been Paid isn't coming up at all. I truly believe it's a server problem. They have been doing some up dating before this happened and I don't think they expected this type of problem. I think we should all be patient and give them time to correct what's going on. Murad Kassin · 2 April 2012 give it a chance they havent screwed you yet and if you got screwed once then you deserve to get screwed again. Sorry for true advice. Jonathan Rodriguez Burgos · 2 April 2012 i hope this is just today... :( Charlene Rose Karras · 2 April 2012 well its been around for a while, I hope it comes back up I invested money into it, it said it had preceded alot of growth over the last few days, so maybe they are upgrading it. Siril Barot · 2 April 2012 Zafar.. If you are looking for real business, always check if u get something for your money in your hand.. checkout www.qnet.net we sell products that reach people for their money.. and not just virtual products.. Tanmay Keni · 2 April 2012 Yup same here !!! Unable to login .. Janet Edin · 21 March 2012 Still down ... unable to log in Zafar Iqbal · 13 March 2012 justbeenpaid.com is now down going to scam i am lot of money there invest and today not open this for not good i hate this site Masroor Ali · 15 February 2012 No its working yet my final decision. Submit a comment using your Facebook ID. Is Justbeenpaid.com down for you right now? Submit your comments about Justbeenpaid.com service status or report an issue below to let others know that they aren't the only ones having trouble.     2012-04-03 08:42:19 http://mystory.ws/Funekam&p=BA421AD3696A8CA9E040A8C0AC003403 Calculator Assumptions: Initial funding of the account (Day 1) occurs prior to the earnings run at:                 JSS-Tripler positions pay 2% per day for 75 days, up to but not including the Expiry Date. Day Date Positions Bought Expiry Date Active Positions Daily 2% Earnings 1 1-Mar-12 750 15-May-12 750 $150.00 Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict 2 2-Mar-12 15 16-May-12 765 $153.00 3 3-Mar-12 15 17-May-12 780 $156.00 4 4-Mar-12 15 18-May-12 795 $159.00 5 5-Mar-12 16 19-May-12 811 $162.20 6 6-Mar-12 17 20-May-12 828 $165.60 7 7-Mar-12 16 21-May-12 844 $168.80 8 8-Mar-12 17 22-May-12 861 $172.20 9 9-Mar-12 17 23-May-12 878 $175.60 10 10-Mar-12 18 24-May-12 896 $179.20 11 11-Mar-12 18 25-May-12 914 $182.80 12 12-Mar-12 18 26-May-12 932 $186.40 13 13-Mar-12 19 27-May-12 951 $190.20 14 14-Mar-12 19 28-May-12 970 $194.00 15 15-Mar-12 19 29-May-12 989 $197.80 16 16-Mar-12 20 30-May-12 1009 $201.80 17 17-Mar-12 20 31-May-12 1029 $205.80 18 18-Mar-12 21 1-Jun-12 1050 $210.00 19 19-Mar-12 21 2-Jun-12 1071 $214.20 20 20-Mar-12 21 3-Jun-12 1092 $218.40 21 21-Mar-12 22 4-Jun-12 1114 $222.80 22 22-Mar-12 22 5-Jun-12 1136 $227.20 23 23-Mar-12 23 6-Jun-12 1159 $231.80 24 24-Mar-12 23 7-Jun-12 1182 $236.40 25 25-Mar-12 24 8-Jun-12 1206 $241.20 26 26-Mar-12 24 9-Jun-12 1230 $246.00 27 27-Mar-12 24 10-Jun-12 1254 $250.80 28 28-Mar-12 25 11-Jun-12 1279 $255.80 29 29-Mar-12 26 12-Jun-12 1305 $261.00 30 30-Mar-12 26 13-Jun-12 1331 $266.20 31 31-Mar-12 27 14-Jun-12 1358 $271.60 32 1-Apr-12 27 15-Jun-12 1385 $277.00 33 2-Apr-12 28 16-Jun-12 1413 $282.60 34 3-Apr-12 28 17-Jun-12 1441 $288.20 35 4-Apr-12 29 18-Jun-12 1470 $294.00 36 5-Apr-12 29 19-Jun-12 1499 $299.80 37 6-Apr-12 30 20-Jun-12 1529 $305.80 38 7-Apr-12 31 21-Jun-12 1560 $312.00 39 8-Apr-12 31 22-Jun-12 1591 $318.20 40 9-Apr-12 32 23-Jun-12 1623 $324.60 41 10-Apr-12 32 24-Jun-12 1655 $331.00 42 11-Apr-12 33 25-Jun-12 1688 $337.60 43 12-Apr-12 34 26-Jun-12 1722 $344.40 44 13-Apr-12 34 27-Jun-12 1756 $351.20 45 14-Apr-12 36 28-Jun-12 1792 $358.40 46 15-Apr-12 35 29-Jun-12 1827 $365.40 47 16-Apr-12 37 30-Jun-12 1864 $372.80 48 17-Apr-12 37 1-Jul-12 1901 $380.20 49 18-Apr-12 38 2-Jul-12 1939 $387.80 50 19-Apr-12 39 3-Jul-12 1978 $395.60 51 20-Apr-12 40 4-Jul-12 2018 $403.60 52 21-Apr-12 40 5-Jul-12 2058 $411.60 53 22-Apr-12 41 6-Jul-12 2099 $419.80 54 23-Apr-12 42 7-Jul-12 2141 $428.20 55 24-Apr-12 43 8-Jul-12 2184 $436.80 56 25-Apr-12 44 9-Jul-12 2228 $445.60 57 26-Apr-12 44 10-Jul-12 2272 $454.40 58 27-Apr-12 46 11-Jul-12 2318 $463.60 59 28-Apr-12 46 12-Jul-12 2364 $472.80 60 29-Apr-12 47 13-Jul-12 2411 $482.20 61 30-Apr-12 48 14-Jul-12 2459 $491.80 62 1-May-12 50 15-Jul-12 2509 $501.80 63 2-May-12 50 16-Jul-12 2559 $511.80 64 3-May-12 51 17-Jul-12 2610 $522.00 65 4-May-12 52 18-Jul-12 2662 $532.40 66 5-May-12 53 19-Jul-12 2715 $543.00 67 6-May-12 55 20-Jul-12 2770 $554.00 68 7-May-12 55 21-Jul-12 2825 $565.00 69 8-May-12 57 22-Jul-12 2882 $576.40 70 9-May-12 57 23-Jul-12 2939 $587.80 71 10-May-12 59 24-Jul-12 2998 $599.60 72 11-May-12 60 25-Jul-12 3058 $611.60 73 12-May-12 61 26-Jul-12 3119 $623.80 74 13-May-12 63 27-Jul-12 3182 $636.40 75 14-May-12 63 28-Jul-12 3245 $649.00   YOUR ACCOUNT SUMMARY FROM DAY 1 TO DAY 75 (75 days)   Your Initial Fund from Day 1 was $7,500 U.S. Dollars You deposited an additional $0 to date for a Total Deposit of $7,500   You have withdrawn a total of $0.00 to date and have a final Cash Balance of $655.40   As of May 14, 2012, you have 3,245 Active Positions providing Daily Earnings of $649.00   Your Total JSS-Tripler 2% Earnings : $25,605.40   Earnings Reinvested : $25,600.00 Earnings Withdrawn : $0.00   All your active positions continue to earn you 2% daily. * * JSS-Tripler 'RESTARTS' will reduce your earnings slightly - click here for details.   2012-03-02 05:08:40 http://mystory.ws/Funekam&p=B91A9DA65D5B4873E040A8C0AC0054EB   JSS-Payment FAQ View All FAQs Note: You don't necessarily have to understand all of the Payment FAQ to succeed with JBP/JSS. The minimum you need to do to succeed with JBP: 1. Join JBP by opening an account; 2. Set up your AlertPay account and fund it, or link your credit card to it; 3. Upgrade in JBP by making your $15 payment; 4. Enter your AlertPay email address in the JBP Member Area; 5. Sponsor downline members (optional); 6. Study and apply "Upgrade Your Brain" and the "Big Success Breakthrough" -- see "Access Our Products" in your JBP member area; 7. Make JSS-Tripler your primary moneymaker. 8% Withdrawl Fee All withdrawals from JSS to payment processors are subject to an 8% withdrawal fee. (The "8%" is a variable parameter that may be changed from time to time.) The reasons for this fee are as follows: The withdrawal fee helps to pay for the new "10% free money" feature which enables new JSS-Tripler members to start earning 2% per day even before funding their accounts, so they can see how JSS-Tripler works, without risking any money. This makes JSS-Tripler easier to market and earns our members more money.   When funds are deposited, members are credited with the full amounts and the payment processor's transaction fees are an expense for the company. (On small amounts the payment processor's transaction fees sometimes exceed 25%!) The withdrawal fee helps to offset this expense.   To prevent members from funding with one processor and then immediately withdrawing to another, causing the company to lose the transaction fees.   To prevent fraud the company has to monitor withdrawals meticulously. This is a significant expense for the company, but is absolutely necessary to ensure program viability and sustainability. (There are thousands of skilled hackers who work fulltime to defraud programs like ours. Preventing them from defrauding the program is an expense for the company. It's only fair that members help pay for this. Many programs have failed because of such fraud. JBP/JSS won't be one of them!)   The withdrawal fee offsets part of the cost of providing members with free JSS positions when their JSS-Tripler positions mature.   The withdrawal fee helps make the program more sustainable and tends to extend the time before the next Restart becomes necessary. See also What about withdrawals? Q. What payment systems do you use? A. AlertPay, SolidTrusPay, and Liberty Reserve. (Perfect Moneywill be added soon.) Q. Where do I go to open an AlertPay account? A. You can open an AlertPay account here. VERY IMPORTANT: When you open an AlertPay account, be sure to select "Personal Pro" as your account type. If you already have a "Personal Starter" AlertPay account, please upgrade your AlertPay account to a "Personal Pro" account as soon as possible. Upgrading your AlertPay account is free. See these instructions for upgrading your AlertPay account. If you're not sure what type of AlertPay account you have, you can check your account type by logging into your AlertPay account. Q. Do I have to get my AlertPay account verified in order to use it with JBP? A. No. You can start using it before it's verified. However, you should get it verified as soon as possible so you can withdraw large amounts! VERY IMPORTANT: If your AlertPay account is a "Personal Starter" type account, please upgrade your AlertPay account to a "Personal Pro" account after you enter your AlertPay ID here. Upgrading your AlertPay account is free. See these instructions for upgrading your AlertPay account. If you're not sure what type of AlertPay account you have, you can check your account type by logging into your AlertPay account. Q. Do I need to open an AlertPay account before I join JustBeenPaid!? A. You can actually join JBP without having an AlertPay account. However, you'll need a funded AlertPay account (or a credit card linked to your account) to complete the upgrade process. Without an AlertPay account, there will also be no way for you to get paid. VERY IMPORTANT: Be sure to select "Personal Pro" as your account type when you open an AlertPay account. See the two answers directly above for more information. (AlertPay is based in Canada. If you send a money order to fund your account, it needs to be an International Money Order. Mail from the USA to Canada requires extra postage.) If you encounter problems when trying to make the $15 upgrade payment, please Submit a Help Request. You will then be provided with further instructions on how to proceed. Q. I signed up and upgraded but AlertPay would not let me fund my JSS account, until I upload proof of business. I don't have proof of business and I don't know how to upload it if I did. What should I do? A. It sounds like you attempted to upgrade your AlertPay account to a Business account. You could reverse that and downgrade to a "Personal Pro" account. Click Here for details on how to do it. You could tell AlertPay that the Business account does not suit your purposes. Q. With how much money should I fund my AlertPay account before I join JustBeenPaid!? A. Probably with at least $25. However, you can also simply link a credit card to your AlertPay account. You can also use a credit card with SolidTrustPay. Q. Is JBP going to use PayPal as another payment processor? I believe PayPal is a good processor because many people that have PayPal accounts. A. JBP does NOT plan to use PayPal. They may regard JBP as an "MLM program" and freeze our account, if we try to use them. Q. How much does it cost to join JustBeenPaid! and upgrade? A. $15. You may want to make JSS-Tripler your primary moneymaker. The minimum to start with is $10. You can buy up to 500 $10 new JSS-Tripler positions per day. Q. What about getting a loan to finance my JBP/JSS business? A. Check out the Tutorial on Microfinancing & Peer-to-Peer Loans. Q. What's the JBP refund policy? A. All sales and payments are final. JBP doesn't offer any refunds in respect of the payments of $15 to JBP Admin. The same applies to funding your JSS account. Q. Are there any additional costs involved with JBP membership? A. Yes. There are renewal fees. A $15 payment needs to be made every three months. It should be relatively easy for all JBP members to get into profit within 2 months or so. We expect that most members will be able to pay the renewal fees out of profits. Q. How do I know that my referrals will pay their renewal fees? What does JBP do to get members to renew? A. JBP sends reminders (several, if necessary) to members to renew, starting 14 days before renewal payments become due. If applicable, when members log into their accounts, they see a reminder that they need to renew. (Note that JBP1 (level 1) is no longer commissionable. JBP2 and JBP3 are commissionable. If they don't renew on time, their accounts are suspended and they may lose earnings. To make JSS withdrawals, members will need to keep their JBP renewal payments current. Also, in order to receive renewal payments from their downline, members must pay their own renewal fee when it is due. This should provide additional incentive for members to keep up with their renewal payments. Q. Why does JBP have periodic renewal fees? A. Access to our products is potentially worth many times the quarterly payments. JBP2 and JBP3 are commissionable, earning extra money for our sponsors. Q. What do I have to do to ensure that I get paid? A. Nothing. Your JBP2 and JBP3 earnings are automatically credited to your JSS account.   Q. What about withdrawals? A. You can withdraw a minimum of $20 at any time by submitting a withdrawal request from your JSS account, under "Financial." Note that once the Surf Module has been implemented, you'll need to meet the weekly surf requirements in order to withdraw funds. The basic mechanism for making withdrawals is that before you request them, you need the funds to be withdrawn in your JSS account. So, if you have funds you want to withdraw in your JSS-Tripler, JSS-Warp, or JSS-Booster accounts, you first transfer the funds to your JSS account. The upper limit is determined by how much funds you have available in your JSS account. (AlertPay has an upper limit of $50,000 per transaction -- may change from time to time.) Generally, withdrawals are paid every 24 hours. If you submit a withdrawal request and you receive an email about a "POTENTIAL SECURITY PROBLEM," then you need to reply to that email as requested. Funds deposited need to be used to buy positions. If you fund your JSS account and then attempt to immediately withdraw the funds, your withdrawal may get blocked. Note: In order to maintain a balance between our available funds in the various payment processors, we have daily limits. We vary these limits periodically to cater for members withdrawing "too much" for any particular processor. There are both overall and individual withdrawal limits for each processor. If you're unable to withdraw to any particular processor, you can always withdraw to one of the others. See also 8% Withdrawl Fee.     2012-03-02 04:52:39 http://mystory.ws/Funekam&p=BA32740B8A11682FE040A8C0AC007BF7 JUSTBEENPAID MANAGEMENT   My name is Frederick Mann. I'm the main designer of JustBeenPaid! (JBP) and I'm glad to be able to provide you with the means to become a Successful Online Moneymaker! I've been earning a fulltime online income since 1997. Over the years, I've been very aware of how some people struggle to make money online. I've put a great deal of thought into what could be done to make it as easy as possible for people to earn online. JustBeenPaid! -- particularly its "subprogram" JSS-Tripler -- is a great breakthrough in that it makes the "road to success" as short as possible. You don't have to sponsor people to make money. However if you do sponsor people you can earn a great deal more. Some of our members -- our top earners -- have already earned over $100,000 -- see our Blog. My greatest achievement is finding a way to make a high-return program indefinitely sustainable. Over the years, there have been thousands of high-return programs. Typically there fate has been that at some point the program owners "run with the money" and the program disappears. Members then lose whatever they had in the program before it disappears. As far as I know, I'm the only one who has solved this problem. JBP provides extensive training in the form of daily webinars where you can interact with experienced members and get your questions answered. You currently operate at a certain level of competence. You can study and apply our products -- "Upgrade Your Brain," "The Big Success Breakthrough," and "Killer Success Tricks" -- to raise your level of competence. This will increase your degree of success and enable you to earn more money. Just take your next step... and Your Success is GUARANTEED! Carl Pearson is our Sales, Marketing, System Design and Implementation Consultant Carl is mainly responsible for Computer, Website, and Data Processing Systems, Customer Support and Relations, and overseeing Marketing and Sales. He has a B.S. in Mechanical Engineering from the University of Maine, and an M.S. in Systems Management from the University of Southern California. Carl has over 20 years' experience as a Business Manager, I.T. Systems Designer, Marketing Specialist, MLM Expert, and in hiring, training, supervising, and compensating employees. Carl says: "As a money-making program owner myself, I've always been highly interested in coming up with simple ways for anyone to succeed in a program. Since 2002, I have been an MLMer, designing more than 10 programs myself and participating in hundreds of others. With the addition of years of sales training from highly skilled and experienced mentors, my expertise is being put to full use at JustBeenPaid!" Patrick Bielen is responsible for Computer, Website, Web-development and Database-management. Patrick is an Information Technology professional (mainly education, problem-solving, bug-hunting and programming) with 29 years of IT experience and 15 years of MLM experience in various MLM compensation-plans. His personal expertise is helping people out, or provide them with the most accurate, valuable and correct information. Susan Reede is our Support Manager. Susan has worked online as a Support Manager since 2003. She has also been involved in MLM both online and offline over the last 11 years. Her personal expertise is providing people with the information they need to help them make their experience with JustBeenPaid! successful and stress-free. Harve Heath is our Media Design Consultant Harve has over 20 years experience in corporate marketing, management, media design, photography (video styling), graphic layout and page design. "Marketability of a venue is one of its key features that I always consider before getting involved with any venture If the program involves selling a product, service or program will people buy it? How do you know what people are buying? Well, it's quite simple. If the business has been running for a while then people are still buying the product. If you buy something or, you are successful in a venue and feel good about it, then the chances are damn high that there will be a lot more people that will feel just as good as you did about this product or venue. The JustBeenPaid! program is one of the simplest programs available anywhere on the internet. That is why I am here. Fluff and hype are not for me!" 2012-03-02 04:46:03 http://mystory.ws/Funekam&p=B75FBF52E94B3BDAE040A8C0AC00300F Infor on JSS : DETAILS OF CALCULATION BELOW Day Date Positions Bought Expiry Date Active Positions Daily 2% Earnings Cash Balance Compound 1 1-Jan-12 681 16-Mar-12 681 $136.20 $136.20 Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict Pict $130 2 2-Jan-12 13 17-Mar-12 694 $138.80 $145.00 $140 3 3-Jan-12 14 18-Mar-12 708 $141.60 $146.60 $140 4 4-Jan-12 14 19-Mar-12 722 $144.40 $151.00 $150 5 5-Jan-12 15 20-Mar-12 737 $147.40 $148.40 $140 6 6-Jan-12 14 21-Mar-12 751 $150.20 $158.60 $150 7 7-Jan-12 15 22-Mar-12 766 $153.20 $161.80 $160 8 8-Jan-12 16 23-Mar-12 782 $156.40 $158.20 $150 9 9-Jan-12 15 24-Mar-12 797 $159.40 $167.60 $160 10 10-Jan-12 16 25-Mar-12 813 $162.60 $170.20 $170 11 11-Jan-12 17 26-Mar-12 830 $166.00 $166.20 $160 12 12-Jan-12 16 27-Mar-12 846 $169.20 $175.40 $170 13 13-Jan-12 17 28-Mar-12 863 $172.60 $178.00 $170 14 14-Jan-12 17 29-Mar-12 880 $176.00 $184.00 $180 15 15-Jan-12 18 30-Mar-12 898 $179.60 $183.60 $180 16 16-Jan-12 18 31-Mar-12 916 $183.20 $186.80 $180 17 17-Jan-12 18 1-Apr-12 934 $186.80 $193.60 $190 18 18-Jan-12 19 2-Apr-12 953 $190.60 $194.20 $190 19 19-Jan-12 19 3-Apr-12 972 $194.40 $198.60 $190 20 20-Jan-12 19 4-Apr-12 991 $198.20 $206.80 $200 21 21-Jan-12 20 5-Apr-12 1011 $202.20 $209.00 $200 22 22-Jan-12 20 6-Apr-12 1031 $206.20 $215.20 $210 23 23-Jan-12 21 7-Apr-12 1052 $210.40 $215.60 $210 24 24-Jan-12 21 8-Apr-12 1073 $214.60 $220.20 $220 25 25-Jan-12 22 9-Apr-12 1095 $219.00 $219.20 $210 26 26-Jan-12 21 10-Apr-12 1116 $223.20 $232.40 $230 27 27-Jan-12 23 11-Apr-12 1139 $227.80 $230.20 $230 28 28-Jan-12 23 12-Apr-12 1162 $232.40 $232.60 $230 29 29-Jan-12 23 13-Apr-12 1185 $237.00 $239.60 $230 30 30-Jan-12 23 14-Apr-12 1208 $241.60 $251.20 $250 31 31-Jan-12 25 15-Apr-12 1233 $246.60 $247.80 $240 32 1-Feb-12 24 16-Apr-12 1257 $251.40 $259.20 $250 33 2-Feb-12 25 17-Apr-12 1282 $256.40 $265.60 $260 34 3-Feb-12 26 18-Apr-12 1308 $261.60 $267.20 $260 35 4-Feb-12 26 19-Apr-12 1334 $266.80 $274.00 $270 36 5-Feb-12 27 20-Apr-12 1361 $272.20 $276.20 $270 37 6-Feb-12 27 21-Apr-12 1388 $277.60 $283.80 $280 38 7-Feb-12 28 22-Apr-12 1416 $283.20 $287.00 $280 39 8-Feb-12 28 23-Apr-12 1444 $288.80 $295.80 $290 40 9-Feb-12 29 24-Apr-12 1473 $294.60 $300.40 $300 41 10-Feb-12 30 25-Apr-12 1503 $300.60 $301.00 $300 42 11-Feb-12 30 26-Apr-12 1533 $306.60 $307.60 $300 43 12-Feb-12 30 27-Apr-12 1563 $312.60 $320.20 $320 44 13-Feb-12 32 28-Apr-12 1595 $319.00 $319.20 $310 45 14-Feb-12 31 29-Apr-12 1626 $325.20 $334.40 $330 46 15-Feb-12 33 30-Apr-12 1659 $331.80 $336.20 $330 47 16-Feb-12 33 1-May-12 1692 $338.40 $344.60 $340 48 17-Feb-12 34 2-May-12 1726 $345.20 $349.80 $340 49 18-Feb-12 34 3-May-12 1760 $352.00 $361.80 $360 50 19-Feb-12 36 4-May-12 1796 $359.20 $361.00 $360 51 20-Feb-12 36 5-May-12 1832 $366.40 $367.40 $360 52 21-Feb-12 36 6-May-12 1868 $373.60 $381.00 $380 53 22-Feb-12 38 7-May-12 1906 $381.20 $382.20 $380 54 23-Feb-12 38 8-May-12 1944 $388.80 $391.00 $390 55 24-Feb-12 39 9-May-12 1983 $396.60 $397.60 $390 56 25-Feb-12 39 10-May-12 2022 $404.40 $412.00 $410 57 26-Feb-12 41 11-May-12 2063 $412.60 $414.60 $410 58 27-Feb-12 41 12-May-12 2104 $420.80 $425.40 $420 59 28-Feb-12 42 13-May-12 2146 $429.20 $434.60 $430 60 29-Feb-12 43 14-May-12 2189 $437.80 $442.40 $440 61 1-Mar-12 44 15-May-12 2233 $446.60 $449.00 $440 62 2-Mar-12 44 16-May-12 2277 $455.40 $464.40 $460 63 3-Mar-12 46 17-May-12 2323 $464.60 $469.00 $460 64 4-Mar-12 46 18-May-12 2369 $473.80 $482.80 $480 65 5-Mar-12 48 19-May-12 2417 $483.40 $486.20 $480 66 6-Mar-12 48 20-May-12 2465 $493.00 $499.20 $490 67 7-Mar-12 49 21-May-12 2514 $502.80 $512.00 $510 68 8-Mar-12 51 22-May-12 2565 $513.00 $515.00 $510 69 9-Mar-12 51 23-May-12 2616 $523.20 $528.20 $520 70 10-Mar-12 52 24-May-12 2668 $533.60 $541.80 $540 71 11-Mar-12 54 25-May-12 2722 $544.40 $546.20 $540 72 12-Mar-12 54 26-May-12 2776 $555.20 $561.40 $560 73 13-Mar-12 56 27-May-12 2832 $566.40 $567.80 $560 74 14-Mar-12 56 28-May-12 2888 $577.60 $585.40 $580 75 15-Mar-12 58 29-May-12 2946 $589.20 $594.60 $590   YOUR ACCOUNT SUMMARY FROM DAY 1 TO DAY 75 (75 days)   Your Initial Fund from Day 1 was $6,810.00 U.S. Dollars You deposited an additional $0 to date for a Total Deposit of $6,810   You have withdrawn a total of $0.00 to date   As of Mar 15, 2012, you have 2,946 Active Positions providing Daily Earnings of $589.20 and a Cash Balance of $594.60   On day 76, your cash balance of $594.60 will be used to buy 59 tripler Positions.   2012-01-28 11:30:38 http://mystory.ws/Funekam&p=A4C00AD7FD3FA3A8E040A8C0AC004DC4 Hello Everyone,   Glad to forward to You our next weekly newsletter, hoping that this information will be of some interest for You.   --------------------------------------------------------------------------------------- I - WEEKLY TOP PERFORMANCE HYIPs ---------------------------------------------------------------------------------------   1) RePro Finance - http://www.goldpoll.com/details/15677/   lifetime: 581 days monitoring: 576 days admin rate: 4 user rate: 539.8 funds return: 625.80%     2) Professional Traders - http://www.goldpoll.com/details/15795/   lifetime: 567 days monitoring: 560 days admin rate: 3 user rate: 25.8 funds return: 641.00%     3) 7capital - http://www.goldpoll.com/details/15950/   lifetime: 533 days monitoring: 533 days admin rate: 3 user rate: 35.8 funds return: 742.00%     4) Commerce Favored - http://www.goldpoll.com/details/15610/   lifetime: 586 days monitoring: 583 days admin rate: 3 user rate: 180.2 funds return: 1203.40%     5) Glocom - http://www.goldpoll.com/details/15888/   lifetime: 633 days monitoring: 631 days admin rate: 3 user rate: 262.2 funds return: 3746.80%     --------------------------------------------------------------------------------------- II - WEEKLY CLOSED HYIPS - DON'T INVEST!!! ---------------------------------------------------------------------------------------   -- Hyper Compound http://www.goldpoll.com/details/17530/ -- EDV Mutual Investment http://www.goldpoll.com/details/17684/ -- Arbs Web Ltd http://www.goldpoll.com/details/17809/ -- Safe - Trade http://www.goldpoll.com/details/18135/ -- Speedy Gain http://www.goldpoll.com/details/18290/ -- Global Investment Assets http://www.goldpoll.com/details/18345/ -- Aspire Fund http://www.goldpoll.com/details/18353/ -- Aya Business http://www.goldpoll.com/details/18339/ -- Instant Income http://www.goldpoll.com/details/18320/ -- Babaco Trading http://www.goldpoll.com/details/18352/ -- AFL Capital Investments Inc http://www.goldpoll.com/details/18311/ -- BizNet Finance http://www.goldpoll.com/details/18372/ -- High Profit Solutions http://www.goldpoll.com/details/18303/ -- Trust Investing http://www.goldpoll.com/details/18276/   Complete HYIPs Black List With Search Feature - http://goldpoll.com/blacklist.html     --------------------------------------------------------------------------------------- III - SOME INTERESTING FORUM DISCUSSIONS --------------------------------------------------------------------------------------- -- EVBusiness http://goldentalk.com/t60322.html -- Reprofinance http://goldentalk.com/t47839.html   -- Apenergyinvest http://goldentalk.com/t59891.html   -- Basebucks is back http://goldentalk.com/t56713.html   -- Forex Trading http://goldentalk.com/f168.html   In case you will find any interesting forum discussions, please send to admin@goldpoll.com and we will be glad to inform our community in our next weekly newsletter.     --------------------------------------------------------------------------------------- IV - HYIP NEWS/NOTICES UPDATE ---------------------------------------------------------------------------------------   -- This week our list of "selective payers" contains such HYIPs as: Oil Forex Investing Co, Boyle, EDV Mutual Investment.   -- Someone tries to promote his referral links to different programs by sending SPAM on behalf of Goldpoll. Here is the list of HYIPs that were mentioned by this spammer: fxsharefund.com, 4forexearn.com, eib-club.com . In this case we ask you to avoid any deals with these HYIPs, whose administrations allow to create fake "Goldpoll" accounts and advertising by sending SPAM.   -- News from the team of FX Moguls Ltd: "We have had multiple requests asking for us to show some of the trading behavior of our EA’s to the members to give you an idea of the type of profit that we have the ability to make. After meeting with our programmers we have added a link in your member’s area showing our real time updated statement of the trades taken by our Pound killer EA. You can locate this by clicking the “Trade History” button underneath transactions in your member’s area.   Please keep in mind that we will continue to offer deposit bonuses to you as long as our broker is offering it to us. We have created a page where you can get more information regarding our bonuses."   -- Global Trade Trust HYIP have got a verified account in SolidTrustPay payment system. Now their members are able to use this e-currency for investing.   -- An account of Fx Treasure HYIP member was removed by the program administration. Here is the removed account name: goodpoll.com This member made an attempt to send SPAM in order to promote his ref.link, that's why the account was deleted from the program members database.   -- A new version of our ToolBar (compatible with FireFox 9) can be downloaded from http://toolbar.goldpoll.com/   -- We received emails about RedTie Forex, InvestersBankOwner, Gold Investment, Invest Fast, dotobusiness.com, oil-and-gold.com, allworldinv.com, incomewith.com, bestfundincome.com, barclaysgain-funds.com, true-invest.com, mafinance.net, roiincapital.com, hotearn.com that they aren't paying and the administrations aren't answering emails. Be careful!   -- Find all these news and other timely HYIP news on our Blog! Stay connected! http://blog.goldpoll.com   -- We are opened for any business ideas or cooperations, if you have any real news, updates, notices please send it to admin@goldpoll.com and we will include it into our newsletters! Don't forget that we are not using paid advertisements at all and will include only really interesting information.     --------------------------------------------------------------------------------------- V - IN-DEPTH ANALYSIS OF SOME OF NEW HYIPs ADDED TO LISTING FOR THE LAST WEEK ---------------------------------------------------------------------------------------   -- Real Fusion -- http://www.goldpoll.com/details/18393/   payouts: 1.2-2.1% daily! min deposit: $10 max deposit: n/a referral bonus: 5-7% lifetime: 45 days admin rate: 1   Domain Name: Realfusion-invest.com (created/expires : 2011-10-04/2013-10-04)   Administrative Contact Real Fusion Ltd. Mary Jane Maria  support (at) realfusion-invest dot com 16 St. Martins LeGrand EC1A 4EN London United Kingdom Tel: +44.2033184669   IP Address: 205.204.70.248 IP Location: Canada - Canada - Netelligent Hosting Services Inc     -- Eton Funds -- http://www.goldpoll.com/details/18394/   payouts: 25% daily or 135% after 5 days! min deposit: $1 max deposit: $10,000 referral bonus: 5% lifetime: 1 day admin rate: 1   Domain Name: Etonfunds.com (created/expires : 2011-12-20/2012-12-20)   Administrative Contact: WhoisGuard WhoisGuard Protected (f6a4848eba374cc3b93a0cbf6a14f188.protect@whoisguard.com) Tel. +1.6613102107 Fax: +1.6613102107 11400 W. Olympic Blvd. Suite 200 Los Angeles, CA 90064 US   IP Address: 74.222.10.66 IP Location: United States - Louisiana - Gonzales - Perfect International Inc     -- Luxor Alliance -- http://www.goldpoll.com/details/18382/   payouts: 1.8-2.8% daily! min deposit: $1 max deposit: $250,000 referral bonus: 1-7% lifetime: 4 days admin rate: 1   Domain Name: Luxoralliance.com (created/expires : 2011-10-07/2018-10-07)   Administrative Contact: Luxor Trade LLP Adam Grant (ceo@luxoralliance.com) Tel. +442081447706 Fax: +442080825563 19 KATHLEEN ROAD London, Greater London SW11 2JR GB   IP Address: 69.197.27.42 IP Location: Seychelles - Seychelles - Nemtymedia Sa     -- Euro Profit Inv -- http://www.goldpoll.com/details/18383/   payouts: 105-126% after 1 day! min deposit: $10 max deposit: $100,000 referral bonus: 12% lifetime: 1 day admin rate: 1   Domain name: Europrofitinv.com (created/expires : 2011-12-30/2012-12-30)   Administrative Contact: WhoisGuard WhoisGuard Protected (1f3c537340f04c61a3cf16966b67a52f.protect@whoisguard.com) Tel. +1.6613102107 Fax: +1.6613102107 11400 W. Olympic Blvd. Suite 200 Los Angeles, CA 90064 US   IP Address: 184.22.70.238 IP Location: United States - Pennsylvania - Scranton - Network Operations Center Inc     -- UForex -- http://www.goldpoll.com/details/18387/   payouts: 1.2-2.5% daily! min deposit: $30 max deposit: $25,000 referral bonus: 8% lifetime: 3 days admin rate: 1   Domain name: Uforex.biz (created/expires : 2011-11-26/2013-11-26)   Administrative Contact ID:                   DI_19208696 Administrative Contact Name:                 Walter Kingsley Administrative Contact Organization:         Uforex Administrative Contact Address1:             31 SOUTHAMPTON ROW Administrative Contact City:                 London Administrative Contact State/Province:       London Administrative Contact Postal Code:          WC1B 5HJ Administrative Contact Country:              UNITED KINGDOM Administrative Contact Country Code:         GB Administrative Contact Phone Number:         +44.02074012539 Administrative Contact Email:                support@uforex.biz   IP Address: 173.45.102.65 IP Location: United States - Ohio - Columbus - Xlhost.com Inc     -- Invfair Limited -- http://www.goldpoll.com/details/18384/   payouts: 1.4-2.4% daily! min deposit: $20 max deposit: n/a referral bonus: 5% lifetime: 1 day admin rate: 1   Domain name: Invfair.com (created/expires : 2011-03-30/2015-03-30)   Administrative Contact: invfair limited Bevis T (info@invfair.com) Tel. +1.8005330958 Fax: +1.3156632836 3530 Forest Lane #179 Dallas, TX 75234-7999 US   IP Address: 184.173.254.250 IP Location: United States - Texas - Dallas - Theplanet.com Internet Services Inc     -- Biz To Profit -- http://www.goldpoll.com/details/18389/   payouts: 3-5% daily! min deposit: $5 max deposit: n/a referral bonus: 5% lifetime: 1 day admin rate: 1   Domain name: Biztoprofit.com (created/expires : 2011-11-24/2012-12-14)   Administrative Contact: Whois Privacy Protection Service, Inc. Whois Agent (ncgsrwqjlc@whoisprivacyprotect.com) Tel. +1.4252740657 Fax: +1.4259744730 PMB 368, 14150 NE 20th St - F1 C/O BIZTOPROFIT.COM Bellevue, WA 98007 US   IP Address: 72.20.26.165 IP Location: Seychelles - Seychelles - Nemtymedia Sa     -- Steady Growing -- http://www.goldpoll.com/details/18380/   payouts: 1.8-3% daily! min deposit: $5 max deposit: n/a referral bonus: 10% lifetime: 4 days admin rate: 1   Domain name: Steadygrowing.com (created/expires : 2011-10-16/2012-10-16)   Administrative Contact: WhoisGuard WhoisGuard Protected (a3fa23302c4645d6a15f383324807e96.protect@whoisguard.com) Tel. +1.6613102107 Fax: +1.6613102107 11400 W. Olympic Blvd. Suite 200 Los Angeles, CA 90064 US   IP Address: 184.22.238.110 IP Location: United States - Pennsylvania - Scranton - Network Operations Center Inc     ---------------------------------------------------------------------------------------   That's all for now, hope that the provided information has been of interest to You. If You have any questions or suggestions please feel free to contact us. Many thanks!   Don't forget to visit: http://www.GoldPoll.com - The Best High Yield Investment Programs Rating. The fairest HYIP Monitoring! http://Toolbar.GoldPoll.com - Take the GoldPoll Toolbar with you to analyze instantly the program you are on! http://Blog.GoldPoll.com - The fastest way to know timely hyip news and protect yourself from scam! http://Directory.GoldPoll.com - The biggest HYIP related directory where everybody can add HYIP related sites absolutely FREE! http://GoldenTalk.com - The best forum about High Yield Investment Programs without a single banner! 2012-01-05 03:28:15 http://mystory.ws/Funekam&p=A4C0156DAEB4AE67E040A8C0AC004EAB         This month alone we have received more then 600 quiries about how to invest in HYIP safely, this is despite the posting on page 3 of our website . we suggest this simple investment strategy in any HYIP, whereby you cannot loose your money…….you should even make a little profit. Strategy: Follow the Golden Rule, Diversify and Recover your investment as quickly as possible. Strategy implementation: Step 1 - Diversify your investments to three or five HYIPs Step 2 – Invest say $10 or [$25 or $50] in each (Golden Rule – only invest what you can afford to loose) Step 3 – At the end of each cycle , withdraw your profit and reinvest the original investment until your original investment has been recovered through profits Step 4 – Reinvest the balance after recovery of original investment, and wait for another cycle and withdraw the full amount Step 5 – Reinvest from your profit, and withdraw 50% of the generated profit at the end of each consecutive cycle ( its now the HYIP money generating profit on profit) Strategy analysis: If you loose the original investment money early in the game, you did not loose any money because you could afford to loose the $10 anyway At the end of cycle 1, ???% of your investment has been recovered At the end of cycle 2, another ???% of your investment has been recovered At the end of cycle 3, 100% of your investment should have been recovered PLUS a little profit The reinvestment is now based on pure profits, which is not your money – its the HYIP money The withdrawal of the 50%is profit on profit If you loose the profit reinvestment, you loose nothing because it was not your money in the first place As you can see, whenever Murphy’s Law (Anything that can go wrong will go wrong) strikes: - YOU LOOSE NOTHING! 2011-11-09 13:41:47 http://mystory.ws/Funekam&p=A4C017E4AC0AB760E040A8C0AC004EE3   Listing Please keep an eye:You have to drive your attention that, before investing in the Investment sites below, we would have supported those who abided by our principles and their e-currency had been verified by us in advance. read more PMarkets1% daily or 7% weekly! Script: Design: Security: Our suggestion: Invest a maximum of $10000 in this site till December 30, 2011 Add: 2010-01-04 More Details Green Plants3-7% daily! Script: Design: Security: Our suggestion: Invest a maximum of $500 in this site till December 30, 2011 Add: 2010-07-10 More Details Macro Trade1.2-2.2% daily! Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-01-05 More Details Hyip Technologies120% after 7 days or 150% after 15 days. Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-03-10 More Details 30 INV FXTrade4.03-8.12% daily Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-05-15 More Details NBC Trade110% after 1 day Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-05-17 More Details Island Investment Co10% - 12% daily or 125% - 150% after 12 days Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-05-20 More Details Coffee Investment11% daily for 10 days Script: Design: Security: Our suggestion: Invest a maximum of $500 in this site till December 30, 2011 Add: 2011-05-21 More Details PDF Investment Company110-150% after 5 days! Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-05-23 More Details CXZCO250% after 5 days Script: Design: Security: Our suggestion: Invest a maximum of $2500 in this site till December 30, 2011 Add: 2011-06-01 More Details IT2INV.Com10-12% daily Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-06-29 More Details GBP Real Estate24-30% daily for 5 days Script: Design: Security: Our suggestion: Invest a maximum of $2000 in this site till December 30, 2011 Add: 2011-07-23 More Details Fashion Investment8-11% daily Script: Design: Security: Our suggestion: Invest a maximum of $500 in this site till December 30, 2011 Add: 2011-08-01 More Details True Expert6-8% daily Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till December 30, 2011 Add: 2011-08-08 More Details Wsporstco.Com5-7.5% daily Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-08-11 More Details FQ FXTrade10-12% daily Script: Design: Security: Our suggestion: Invest a maximum of $500 in this site till December 30, 2011 Add: 2011-09-07 More Details Investment Models Inc14-20% daily Script: Design: Security: Our suggestion: Invest a maximum of $12000 in this site till December 30, 2011 Add: 2011-09-15 More Details Esplino Group110% after 1 day or 160% after 5 days Script: Design: Security: This program has been closed. If you are one of our verified members and you have turned a loss in this plan, do not worry at all. Please keep in touch with us to give back your money. Add: 2011-09-22 More Details Artificial Casting15 - 20% daily! Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till December 30, 2011 Add: 2011-10-06 More Details 2breed.Net110-130% after 3 days! Script: Design: Security: Our suggestion: Invest a maximum of $1000 in this site till December 30, 2011 Add: 2011-10-21 More Details Antiques Investment8-15% daily for 15 days! Script: Design: Security: Our suggestion: Invest a maximum of $700 in this site till October 30, 2011 Add: 2010-07-03 More Details Commerce Favored2.2-5% daily! Script: Design: Security: Our suggestion: Invest a maximum of $250 in this site till October 30, 2011 Add: 2011-01-17 More Details Unitrust Direct107.1% after 10 days or 123.8% after 25 days! Script: Design: Security: Our suggestion: Invest a maximum of $500 in this site till October 30, 2011 Add: 2011-06-28 More Details Neo Progress1.5-2.8% daily! Script: Design: Security: Our suggestion: Invest a maximum of $500 in this site till October 30, 2011 Add: 2011-06-30 More Details Gold Fund21-26% daily Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till October 30, 2011 Add: 2011-09-13 More Details Stock - Biz120% after 5 days or 145% after 10 days! Script: Design: Security: This program has been closed. If you are one of our verified members and you have turned a loss in this plan, do not worry at all. Please keep in touch with us to give back your money. Add: 2011-09-27 More Details Swaia27.15-31.22% daily! Script: Design: Security: Our suggestion: Invest a maximum of $50 in this site till October 30, 2011 Add: 2011-10-01 More Details Forex Company10% daily! Script: Design: Security: Our suggestion: Invest a maximum of $500 in this site till October 30, 2011 Add: 2010-07-10 More Details 7capital2-2.6% daily! Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till October 30, 2011 Add: 2011-01-19 More Details Online Investment Bank7% daily! Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till October 30, 2011 Add: 2011-06-28 More Details Monixa2-3% daily! Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till October 30, 2011 Add: 2011-07-04 More Details NanoEarn110% after 30 days! Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till September 30, 2011 Add: 2011-07-05 More Details Sofix Fund Inc1.75-2.5 Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till October 30, 2011 Add: 2011-07-21 More Details Daily With120% after 7 days Script: Design: Security: This program has been closed. If you are one of our verified members and you have turned a loss in this plan, do not worry at all. Please keep in touch with us to give back your money. Add: 2011-09-17 More Details Wong Financial Inc1- 4% daily! Script: Design: Security: Our suggestion: Invest a maximum of $100 in this site till December 30, 2011 Add: 2011-10-10 More Details 2011-10-25 12:57:29 http://mystory.ws/Funekam&p=94AB425E81EB423AE040A8C0AC001F5C About Us Our teammates have gotten the show on the road actively in Investment sites from way back. We are the specialized teams in this field since we have gotten under our belts in our vocations. Initially we have gotten the ball rolling with through investing in Investment sites, unluckily as the bulk of people have suffered from defrauding, we have turned a loss a small fortune in these sites, though. But then as we were gaining lots of experience, we were able to cut down the loss amount, so we just turned profits for years. Thereafter we have made up our minds to create a novel system for investing in Investment sites to help people not to lose any money any more. In all likelihood, this question has sprung to your mind by now that is this possible? How is it possible not to turn any loss in Investment sites? And you may have other questions. Our responses to these questions are; yes they are conceivable. If you utilize our system for pumping money into Investment sites, you will turn a loss nothing at all. The technique is that, for investing we have determined a date and a specific sum for each plan and if you put money into according to our suggestion, you will be the achiever. Inasmuch as we warrant your capital return, and if something goes wrong with this plan and it doesn't pay over your capital at all, we will pick up the tab of your investment sums. Of course this would take place if you would have had an e-currency record which has been verified by us. (Verify your e-currency account). For example, if you invest $100 in our prefaced plan and after a while the plan prevents giving profits to you for any reason; we will swell your whole receipts to $100. Or if you would have brought in $60 totally from the plan we would have settled $40 to your account. Frequently Asked Questions 1. What type of company is yours? Indeed, we insure and monitor the reliable investment sites only. 2. Is it free to register at and benefit from your company's facilities? No, you have to pay the insurance charge in order to make benefit from our company's facilities. 3. How much is your insurance charge and for how long will it stand valid? The insurance charge is a 10 to US$100 and it goes on to be valid for 30 days. 4. Can I increase my insurance charge after registration? Yes, it is possible. 5. What is the difference between your kinds of insurance charges? e.g., what is the discrepancy between someone who pays US$10 monthly and someone who pays US$100? Definitely, the more you pay the insurance charge, the higher percentage of warranty and backup your money will be given by us. For example, a person who pays US$10 per month only 10% of whole his/her investment will be guaranteed; and of course only this percentage will be given back to him/her by our company, while a person who pays US$100 per month will be guaranteed for all his/her invested money and he/she can be ensured that it can be easily refundable by our company. 6. If I invested based on your list and I were scammed by a site and it rejected to refund me how can I get my money back? In this case, you won’t need to make any correspondence or contact with that site because we will do carry out all affairs for and behalf you. In this case, you are requested to s About Us Our teammates have gotten the show on the road actively in Investment sites from way back. We are the specialized teams in this field since we have gotten under our belts in our vocations. Initially we have gotten the ball rolling with through investing in Investment sites, unluckily as the bulk of people have suffered from defrauding, we have turned a loss a small fortune in these sites, though. But then as we were gaining lots of experience, we were able to cut down the loss amount, so we just turned profits for years. Thereafter we have made up our minds to create a novel system for investing in Investment sites to help people not to lose any money any more. In all likelihood, this question has sprung to your mind by now that is this possible? How is it possible not to turn any loss in Investment sites? And you may have other questions. Our responses to these questions are; yes they are conceivable. If you utilize our system for pumping money into Investment sites, you will turn a loss nothing at all. The technique is that, for investing we have determined a date and a specific sum for each plan and if you put money into according to our suggestion, you will be the achiever. Inasmuch as we warrant your capital return, and if something goes wrong with this plan and it doesn't pay over your capital at all, we will pick up the tab of your investment sums. Of course this would take place if you would have had an e-currency record which has been verified by us. (Verify your e-currency account). For example, if you invest $100 in our prefaced plan and after a while the plan prevents giving profits to you for any reason; we will swell your whole receipts to $100. Or if you would have brought in $60 totally from the plan we would have settled $40 to your account. Frequently Asked Questions 1. What type of company is yours? Indeed, we insure and monitor the reliable investment sites only. 2. Is it free to register at and benefit from your company's facilities? No, you have to pay the insurance charge in order to make benefit from our company's facilities. 3. How much is your insurance charge and for how long will it stand valid? The insurance charge is a 10 to US$100 and it goes on to be valid for 30 days. 4. Can I increase my insurance charge after registration? Yes, it is possible. 5. What is the difference between your kinds of insurance charges? e.g., what is the discrepancy between someone who pays US$10 monthly and someone who pays US$100? Definitely, the more you pay the insurance charge, the higher percentage of warranty and backup your money will be given by us. For example, a person who pays US$10 per month only 10% of whole his/her investment will be guaranteed; and of course only this percentage will be given back to him/her by our company, while a person who pays US$100 per month will be guaranteed for all his/her invested money and he/she can be ensured that it can be easily refundable by our company. 6. If I invested based on your list and I were scammed by a site and it rejected to refund me how can I get my money back? In this case, you won’t need to make any correspondence or contact with that site because we will do carry out all affairs for and behalf you. In this case, you are requested to see the "Report Scam" and fill in all required information and send it to us; and potentially based on the fact that you have paid the insurance charge, will give your money back. 7. Does your warranty cover the investment interest or you will only guarantee the money which was invested? We will do only guarantee the money invested with. If your question is not found in this section, please ask it from our officers at the logistics (backup) unit. ee the "Report Scam" and fill in all required information and send it to us; and potentially based on the fact that you have paid the insurance charge, will give your money back. 7. Does your warranty cover the investment interest or you will only guarantee the money which was invested? We will do only guarantee the money invested with. If your question is not found in this section, please ask it from our officers at the logistics (backup) unit. 2011-10-25 12:40:02 http://mystory.ws/Funekam&p=A4C0153D1EBCAE67E040A8C0AC004EAB   THE SITUATION WITH PREMONEY Thursday, 20 October, 2011 at 12:35 GMT WARNINGS / premoney.com selective payouts problems pending withdrawals Al ... As expected, investors of PreMoney started having problems with payouts after the introduction of a new limited time plan paying 16% daily for 4 days with principal returned on expiry and a minimum deposit of $500 (read details here). The admin is paying selectively now which can be confirmed on the popular HYI forums where you will find many reports on pending withdrawals. Meantime you will also see many payment proofs, but if you look at the paid out amounts, you will see that they all are... Leave comment Comments (2) Read more   Your AD here for $17.99 weekly! RICHESBANK AND VIP FOREX READERS REPORT Thursday, 13 October, 2011 at 17:53 GMT WARNINGS / readers report signals feedback richesbank.com vipfx.biz Mar ... We go on publishing reports, sent to us by our readers. As you can see, there are much more of them lately. SO we publish them separately, so that anyone, going to make a deposit to the programs mentioned could easily find the info, proving the fact it's not worth investing into them. If a HYIP proves to be a scam, more likely the collapse is ahead. The first one, as we said yesterday, is the project called richesbank.com. Here is the complaint about this project.... Leave comment Comments (0) Read more   INTERNATIONALDOLLARS READERS SCAM WARNING Wednesday, 12 October, 2011 at 14:35 GMT WARNINGS / readers report signals feedback richesbank.com vipfx.biz Marti ... Development of the high yield industry (which is hard to believe in for everyone) has caused the development of not just the positive trends (such as risk decreasing and income rise). So, along with new high quality projects and strengthening the positions of old programs, lots of scammers appeared. There appeared to be so many of them that we were forced to start publishing readers signals in a separate block of news. The first project is a scam with no shadow of doubt. The message of our reader was not need to be checked, you can check that the program (called international-dollars.com) is not worth to deal with. Here is the message text:... Leave comment Comments (3) Read more   NOVELPROFIT PROBLEMS REPORT Tuesday, 11 October, 2011 at 15:53 GMT WARNINGS / signals readers reports novelprofit.com scam warning Martin Eden Yesterday one of our readers has sent the warning about novelprofit. The warning was as following: I wish to report about novelprofit.com, I made a deposit of 25$ in their 3 days plan but my account is still showing zero. I sent them a support ticket but no reply yet. Thanks And then it starts with the verification procedure. Since administrators are often offended when any fake warnings are published, and so once we decided to verify them properly. We ask for screenshots, contact the admin. We sent 3 mails to make sure, feedback is absent. This was... Leave comment Comments (1) Read more   AFTER60DAYS ABOUT SCAM EMAILS Thursday, 1 September, 2011 at 12:28 GMT WARNINGS / after60days.com scam emails special offers winner LibertyReserve ... The admin of After60Days (after60days.com) informs all investors of the project about a scam email that is sent out on his behalf. He informs that they don't send any emails with special offers and investment plans. There are only four plans in this project that offer 104%-120% after 1 day, 122%-200% after 5 days, 200%-700% after 15 days for deposits from $10 to $50,000 and 10,000% after 60 days for deposits from $100 to $50,000. Deposits are accepted on the... Leave comment Comments (5) Read more   SCAMMED PROJECT IS BACK AGAIN Tuesday, 30 August, 2011 at 12:42 GMT WARNINGS / centurionassets.com scam do not invest blacklist Alice Wilson The administration of CenturionAssets (centurionassets.com) has sent out a newsletter thanking everyone for patience and informing that the website of the project had experienced several hacking attempts over the past several weeks, but the team of the project... Leave comment Comments (0) Read more   DO NOT INVEST IN THIS PROJECT Tuesday, 30 August, 2011 at 10:09 GMT WARNINGS / westernsum.com star-traders.biz not paying do not invest Alice ... Unfortunately we had to move a project WesternSum (westernsum.com) to a negative payment status and state that it is not paying to its members. Despite the fact that some monitors are still displaying a paying status of this program, do not make new deposits in any case. Our last payment was processed on August 24, which can be seen on a HYIP-list page, we have received warning alerts from three readers, there are alerts on popular forums and the administration does not reply to emails of its... Leave comment Comments (0) Read more   FAKE STATUSES OF REPROFINANCE Wednesday, 24 August, 2011 at 12:55 GMT WARNINGS / repro-finance.com reprofinance.com fake statuses payment statuses ... If you read our news regularly, it means that you are aware of the fact that some scam programs are launched with domain names similar to popular programs that are listed on many monitors with paying statuses and use their monitoring icons. This happened to a projects WelchFund.com when it was still operating and paying (read here if you haven't) and to NEOProgress.com (we wrote about it here). And this time a project repro-finance.com is operating using monitoring icons of a popular and a famous program ReProFinance.com. Our agent Tom informed us about this website and we thank him because now we can warn you. The general feature of such websites is unbelievably high offered interest rates. For example, this repro-finance.com offers from 200% after 2 hours to 2000% after 6 hours! As I have told in the... Leave comment Comments (2) Read more   A FAKE ONLINEINVESTMENTBANK Friday, 19 August, 2011 at 13:53 GMT WARNINGS / onlineinvestmentbank.tk onlineinvestmentbank.org clone Alice W ... This update concerns a project from our catalog OnlineInvestmentBank. You should be aware of a clone website that looks exactly like OnlineInvestmentBank. The domain name of an original program is http://onlineinvestmentbank.org and its clone can be found at http://onlineinvestmentbank.tk. It is easy to get confused, however there is exactly the same news section on the fake website as it is on a real one, so there you will see a warning against a fake website, which is funny and at the same time a good warning for all attentive people. If you have a deposit in this program, make sure you log into your account on the... Leave comment Comments (1) Read more   A STORY OF UNICORNINV Thursday, 18 August, 2011 at 12:20 GMT WARNINGS / unicorninv.com closed hyip LibertyReserve problems Alice Wilson Quite an expected email was sent out by the administration of UnicornInv (unicorninv.com) program. It is informed that the program is closed. Why am I saying it was expected? The thing is that Unicorninv stopped processing payouts to LibertyReserve after the weekend and payments for Monday August 15 were not processed. That day the administration sent out a newsletter explaining that it was not their fault but some technical issues with LR. We published an... Leave comment Comments (0) Read more   NEOPROGRESS HAS A CLONE TOO Monday, 15 August, 2011 at 14:11 GMT WARNINGS / official news neoprogress.com neo-progress.com welchfund.com ... UNION TRUST SHIRKS RESPONSIBILITIES Friday, 12 August, 2011 at 16:24 GMT WARNINGS / unofficial news union-trust.biz do not invest HYIP monitors ne ... IICO QUICKLY CAUGHT Friday, 12 August, 2011 at 12:10 GMT WARNINGS / unofficial news ii-co.com not paying API HYIP monitor Martin Eden SUCCESSFUL PROJECT OPULENTIA Wednesday, 10 August, 2011 at 15:08 GMT WARNINGS / official news closure scam hyip high-yield industry successful ... WELCHFUND ROUND TWO Tuesday, 26 July, 2011 at 15:08 GMT WARNINGS / official news welchfund.com scam site back do not invest Alice ... FXLANDIAR IS DONE Friday, 22 July, 2011 at 11:52 GMT WARNINGS / official news fxlandiar.com do not invest scam Alice Wilson LIBERTYRESERVE INVEST SCAM Tuesday, 19 July, 2011 at 10:31 GMT WARNINGS / official news LibertyReserve scam do not invest Alice Wilson FOREXELEMENT INFORMS THAT IT DOES NOT PAY Monday, 11 July, 2011 at 13:37 GMT WARNINGS / closure not paying forexelement.com do not invest Martin Eden STAY AWAY FROM THIS PROJECT Monday, 27 June, 2011 at 10:31 GMT WARNINGS / corraliva.com not paying do not invest problems Alice Wilson TWO PROBLEMATIC PROGRAMS TODAY Friday, 24 June, 2011 at 16:49 GMT WARNINGS / official news welchfund.com walwex.com not paying do not invest ...   2011-10-22 14:02:13 http://mystory.ws/Funekam&p=94AB4259A00B423AE040A8C0AC001F5C   HyipNews.com (Added On: 2009-06-30  In/Out: 16112/33148) HYIP&GPT monitoring, fresh news, articles, daily SCAM, SPAM, fraud warnings. Our project is dedicate to everything what is related to the online high yield investments. 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A strange email was received from the management of Safe Depositary HYIP: "Dear clients! Safe Depositary informs about continuing making payments and processing withdrawals. Please enter your accounts and request withdrawals again tomorrow morning. We are sorry for this delay. We hope for understanding! Thanks for doing business with us!" It looks strange, because there is no such information on the program website. We discuss it here. [ reply ] [ 1 comments ] | Posted by jeFF at 08:43 AM October 19, 2011 | Wednesday Some Accounts Were Deleted The following accounts were deleted by the administration of Agent Profit HYIP: - earn - Profit Both accounts were removed because of the same reason - sending SPAM in order to get referral commissions. [ reply ] [ 0 comments ] | Posted by jeFF at 12:22 PM October 18, 2011 | Tuesday About PreMoney HYIP The management of PreMoney HYIP sent their offer of a new investment plan. At the same time you have to know that their program is marked as PROBLEMatic HYIP due to a case of selective payments. Be careful! [ reply ] [ 0 comments ] | Posted by jeFF at 07:35 PM October 17, 2011 | Monday Withdrawal Limits At Tinoko Capital HYIP The management of Tinoko Capital HYIP asks their clients to refrain from making withdrawals of initial deposits during the next few days. Such request has been explained in the following way: the program team is trying to restore their website activity after the recent DDoS attack on it. Please note, you can withdraw your daily earnings without any limits as usual. [ reply ] [ 0 comments ] | Posted by jeFF at 06:30 PM   October 14, 2011 | Friday Stay Away From Fast Dollar Fund HYIP The management of Fast Dollar Fund HYIP is using fake banners on the RateUs page of their website. Be careful! This program is situated in our BLACKLIST. [ reply ] [ 0 comments ] | Posted by jeFF at 08:55 AM   October 12, 2011 | Wednesday Brand Daily HYIP Has Been Blacklisted Brand Daily HYIP is unable to continue its business and here is how it was explained by the program administration: "We are not paying now, because alertpay suspended our account without any reason and we can't continue." [ reply ] [ 0 comments ] | Posted by jeFF at 08:27 AM Scheduled Maintenance Of Liberty Reserve "Liberty Reserve will be unavailable on: 12 October, between 07:00 (am) and 07:30 (am)(UTC) This upgrade will give you a faster, more productive system." [ reply ] [ 0 comments ] | Posted by jeFF at 08:11 AM   October 11, 2011 | Tuesday SPAM Warning A member of dolphinearn.com is sending SPAM on behalf of our team. If you've got an email (from Goldpoll) with a request to invest in dolphinearn.com (or into any other HYIP) - please decline such email. We never send SPAM and we never send recommendations for investing in ANY HYIP. [ reply ] [ 0 comments ] | Posted by jeFF at 12:35 PM   October 10, 2011 | Monday Goldpoll ToolBar For FireFox 7 Our Toolbar is compatible with FireFox 7 now. Please don't forget to download a new install file. [ reply ] [ 0 comments ] | Posted by jeFF at 03:08 PM Columbus Day Columbus Day, which is annually on the second Monday of October, remembers Christopher Columbus' arrival to the Americas on October 12, 1492. [ reply ] [ 0 comments ] | Posted by jeFF at 11:56 AM HK-Fund HYIP Sends SPAM Please don't invest in HK-Fund HYIP. The program management sends SPAM on behalf of Goldpoll in order to attract more clients to this HYIP. Please note, we never send spam to anybody. We are sending our weekly newsletter to our subscribed members ONLY, once per week and without ads of any program inside. [ reply ] [ 0 comments ] | Posted by jeFF at 09:26 AM   October 07, 2011 | Friday About No Limit 2 Earn HYIP A few words about No Limit 2 Earn HYIP. The management of the program sent us their request to be listed on Goldpoll. If you'll visit their website, you'll find the following information: "No Limit 2 earn, a private investment company found in Apr, 2008 by an experienced and professional management group, provides investment products and service all over the world. After 3 years of successful partnership with some investment clubs and working offline with private investors we finally decided to launch our private online investment platform on Oct, 2011." It looks like a standard message for many HYIPs, nevertheless this text reports about the experienced and professional management group with a successful work during the last years. We sent them our conditions for listing and here is their reply: "i Dont have money rite now..plzz add my program i will give you 200$ after 1 week i promise but plzz add my program as paying..plzzz Don't reject it. i promise you that i will pay you 200$ but after 1 week because i will received some money from my friends account next week" And where is the experienced and professional management? Where is their successful results of their work? So, if you wish to become a member of this HYIP - we strongly recommend you to reconsider your decision. Note: registration of No Limit 2 Earn HYIP on our site has been declined. [ reply ] [ 0 comments ] | Posted by jeFF at 09:35 AM   October 06, 2011 | Thursday Customer Support Representative The program management of Artuluna Assets HYIP has made a request to post their announcement on our Blog, so here is what they are looking for: "We're looking for an Indonesian Customer Support Representative. The ideal candidate will be a fast learner, able to work independently and committed to outstanding customer service. If anybody is interested, please contact us at info[a]artuluna.com . Benefits: flexible scheduling + fixed 30 LR USD daily income." [ reply ] [ 0 comments ] | Posted by jeFF at 11:19 AM U.S. President Obama On Steve Jobs "The world has lost a visionary," Obama said. "And there may be no greater tribute to Steve’s success than the fact that much of the world learned of his passing on a device he invented." [ reply ] [ 0 comments ] | Posted by jeFF at 08:51 AM   October 05, 2011 | Wednesday Kist Funds Is Trying To Upgrade Their Website The website of Kist Funds HYIP is unavailable now due to a scheduled maintenance work. According to admin's report, the website maintenance will take a time up to 18.00 GMT. [ reply ] [ 0 comments ] | Posted by jeFF at 04:25 PM Some Delay In Withdrawals "There will be some delay in withdrawals due to some script up gradation work. So please be patient and allow us up to 48 hours to process your withdrawal request. And we will be out from this situation in about 2-3 days. We are sorry for the inconvenience may happen to you due to these delays. AGS Trade’s Technical Team." Such announcement was made by the administration of AGS Trade HYIP on September 28, 2011. Unfortunately the program management is unable to keep their promises, all the withdrawals request are still pending. We've moved AGS Trade HYIP to our BLACKLIST. [ reply ] [ 0 comments ] | Posted by jeFF at 09:14 AM   October 04, 2011 | Tuesday A Bonus From Good Profit HYIP The management of Good Profit HYIP is open for your recommendations, advices regarding their program. If you have any idea,advice of how to improve the program - please get in touch with the program administration until the end of month. Members whose advices will be realized - will get a prize. [ reply ] [ 0 comments ] | Posted by jeFF at 03:36 PM   October 03, 2011 | Monday Quick - Profits HYIP Has Been Moved To A Blacklist The program management of Quick - Profits HYIP put a lot of fake seals on the RateUs page of their website. It confirms a fraudulent activity of this HYIP. Be careful! [ reply ] [ 1 comments ] | Posted by jeFF at 08:46 AM   September 30, 2011 | Friday HYIP News The management of Cosmos Invest HYIP made the following announcement regarding new features of their program: "- Our site was migrated to DEDICATED SERVER. - Our Site was encrypted by SSL Protection from Comodo. - Our withdrawals are changed to INSTANT WITHDRAWALS; However, if your withdrawal was not executed instantly, do not worry because it will be certainly done within 24 hours."     2011-10-22 13:37:13 http://mystory.ws/Funekam&p=A4C017DB7B24B760E040A8C0AC004EE3   Non-payable HYIPs are placed in this hyip category.They either never paid, cheating people around, or for some reason these HYIP programs stopped to send us promised payments. Be on the watch. You can also check our HYIP Blacklist for further info. SeaOil  program details (rate now) not paid! payouts: 0.52-2.52% daily! min deposit: $25 max deposit: $10,000 referral bonus: 4% lifetime: 10 days monitoring: 10 days admin rate: 1 user rate: -0.2 funds return: 0.00% Standard - Forex  program details (rate now) not paid! payouts: 102.9-110% after 1 day or 109.4-135% after 3 days! min deposit: $10 max deposit: $100,000 referral bonus: 1-10% lifetime: 11 days monitoring: 11 days admin rate: 1 user rate: 7.0 funds return: 114.50% Bernard Fund  program details (rate now)  program forum not paid! payouts: 5-6% daily! min deposit: $5 max deposit: $10,000 referral bonus: 5% lifetime: 17 days monitoring: 17 days admin rate: 1 user rate: 0.2 funds return: 55.00% Business Innovation Association (fully automated)  program details (rate now) not paid! payouts: 21.5-25.5% daily or 120-160% after 7 days! min deposit: $10 max deposit: $10,000 referral bonus: 7% lifetime: 33 days monitoring: 30 days admin rate: 1 user rate: 6.8 funds return: 298.00% Raise Interest Ltd  program details (rate now)  program forum not paid! payouts: 1.5-21% daily! min deposit: $10 max deposit: $10,000 referral bonus: 5% lifetime: 33 days monitoring: 33 days admin rate: 1 user rate: -0.1 funds return: 54.00% Inter Inv  program details (rate now) not paid! payouts: 105-129% after 1 day! min deposit: $10 max deposit: n/a referral bonus: 20% lifetime: 40 days monitoring: 40 days admin rate: 1 user rate: 0.3 funds return: 220.00% PreMoney  program details (rate now) not paid! payouts: 2.4-5.6% daily! min deposit: $25 max deposit: n/a referral bonus: 5-7% lifetime: 47 days monitoring: 47 days admin rate: 1 user rate: 175.9 funds return: 52.80% AVFunds  program details (rate now) not paid! payouts: 105-110% after 1 day or 118-138% after 3 days! min deposit: $1 max deposit: $40,000 referral bonus: 4% lifetime: 51 days monitoring: 51 days admin rate: 1 user rate: 3.0 funds return: 260.00% Cool Investment  program details (rate now) not paid! payouts: 22-30% daily or 115-250% after 5 days! min deposit: $10 max deposit: n/a referral bonus: 20% lifetime: 75 days monitoring: 75 days admin rate: 1 user rate: 26.3 funds return: 1342.00% Powerful Strategy  program details (rate now)  program forum not paid! payouts: 1.8-2.8% daily! min deposit: $5 max deposit: n/a referral bonus: 1-8% lifetime: 152 days monitoring: 152 days admin rate: 2 user rate: 103.4 funds return: 286.00% Diamond Roi  program details (rate now) not paid! payouts: 120% after 15 days or 150% after 30 days! min deposit: $5 max deposit: n/a referral bonus: 4% lifetime: 418 days monitoring: 418 days admin rate: 1 user rate: 0.9 funds return: 520.00% Safe Depositary  program details (rate now) not paid! payouts: 1.6-2.3% daily! min deposit: $10 max deposit: $500,000 referral bonus: 1-8% lifetime: 439 days monitoring: 439 days admin rate: 2 user rate: 964.6 funds return: 667.20% Atp Trade  program details (rate now) not paid! payouts: 112% after 1 day or 125% after 2 days! min deposit: $1 max deposit: $5,500 referral bonus: 6-8% lifetime: 11 days monitoring: 11 days admin rate: 1 user rate: -0.5 funds return: 136.00% VCM Finance  program details (rate now) not paid! payouts: 105-110% after 1 day or 118-135% after 3 days! min deposit: $1 max deposit: $50,000 referral bonus: 5% lifetime: 11 days monitoring: 12 days admin rate: 1 user rate: -0.9 funds return: 110.00% Perfect Money Fund  program details (rate now) not paid! payouts: 105-125% after 1 day or 111-160% after 2 days! min deposit: $10 max deposit: $25,000 referral bonus: 1-12% lifetime: 12 days monitoring: 12 days admin rate: 1 user rate: -0.2 funds return: 115.00% Fast Dollar Fund  program details (rate now) not paid! payouts: 105-110% after 1 day or 120-140% after 3 days! min deposit: $10 max deposit: $50,000 referral bonus: 1% lifetime: 12 days monitoring: 12 days admin rate: 1 user rate: -0.4 funds return: 110.00% Assets - Bank  program details (rate now) not paid! payouts: 105-127% after 1 day! min deposit: $10 max deposit: n/a referral bonus: 1-20% lifetime: 13 days monitoring: 13 days admin rate: 1 user rate: 9.5 funds return: 120.00% Wos Wealth  program details (rate now) not paid! payouts: 111-113% after 1 day or 124-128% after 2 days! min deposit: $1 max deposit: $3,000 referral bonus: 5% lifetime: 18 days monitoring: 18 days admin rate: 1 user rate: -1.0 funds return: 144.00% Hot - Paying  program details (rate now) not paid! payouts: 105-120% after 1 day or 111-145% after 2 days! min deposit: $10 max deposit: $500,000 referral bonus: 19% lifetime: 31 days monitoring: 31 days admin rate: 1 user rate: 14.0 funds return: 115.00% Complete HYIPs Black List - Don't invest there!   2011-10-22 13:26:17 http://mystory.ws/Funekam&p=94AB40099084C550E040A8C0AC001F64 Is SD gone ? All reports and forums have reported SD as not paying for the past 3 days, some indicate it as having problems ? What do I think ? Yeah I think it's gone under see stats report below, Just remember that all hyip will eventual die , its just a matter of time,.,., Info safedepositary.com Alexa Rank: 20,200 Title: safedepositary.com - website value Description: safedepositary.com visitors, seo, traffic and competition. Website located in United Kingdom. Has the following nameservers: ns1.everydns.net, ns2.everydns.net, ns3.everydns.net, ns4.everydns.net. With ip 91.205.41.198. World rank is 20200. Visits per day: 49,999 Daily Ads Revenue: $151.54 Creation Date: 2009-10-20 Domain Age: 1year 178days Ip: 91.205.41.198 Last update: 12-10-2011 16:36:57 (6 days ago) Advertisement ALEXA TRAFFIC & RANK BY COUNTRY Update graph to the last: 7 days | 1 month | 3 months | 6 months Compare safedepositary.com to: safedepositary.com's Worldwide Traffic Rank   Country Users Rank     Russia: 26.4% 2,762     Nigeria: 10.7% 742     China: 10.5% 13,737     India: 5.2% 28,565     Germany: 5.0% 14,013     United States: 4.5% 51,464     Tanzania: 3.7% 257     Indonesia: 3.0% 7,732     Ukraine: 2.8% 5,776     Thailand: 2.7% 5,319     Singapore: 2.1% 2,477     Colombia: 2.0% 3,283     Italy: 1.6% 28,975     Canada: 1.4% 20,798     Spain: 1.3% 28,094     Hungary: 1.2% 3,751     Belarus: 1.1% 6,669     Malaysia: 1.1% 8,012     Bangladesh: 1.0% 9,799     Romania: 0.9% 11,393     United Kingdom: 0.8% 67,613     Czech Republic: 0.8% 9,077     Algeria: 0.7% 9,490     Pakistan: 0.7% 32,707     Belgium: 0.6% 13,855     Portugal: 0.5% 14,510     Jamaica: 0.5% 712 Search Engine Report Google Page Rank:   Google Indexed Links: show google links Yahoo Indexed Links: show yahoo links Google backlinks: show google backlinks Yahoo backlinks: show yahoo backlinks Dmoz: No Tags: Domain Archive: Click here to view details IP & Spy Tools Country: RU NG CN IN DE US TZ ID UA TH SG CO IT CA ES HU BY MY BD RO GB CZ DZ PK BE PT JM Nameservers: NS1.EVERYDNS.NET : 208.76.61.100 NS2.EVERYDNS.NET : 208.76.62.100 NS3.EVERYDNS.NET : 208.76.63.100 NS4.EVERYDNS.NET : 208.76.60.100 Adsense ID: not found Analytics ID: not found Same Adsense Account: not found Same Analytics Account: not found Similar Sites:   *adsense and analytics checked for domain root only, and no subpages     2011-10-19 13:37:34 http://mystory.ws/Funekam&p=94AB40E869A452BCE040A8C0AC001F5E Who Is Warren Buffett? At the age of 25, Warren began a limited stock market trading investment partnership. Warren was the general partner, and started with US$100. There were seven limited partners who contributed US$105,000 towards the stock market trading partnership. The limited partners received 6 percent annually on their investment and 75 percent of the profits above this target amount. Warren earned the other 25 percent. Over the course of the next thirteen year period, Warren compounded money at an annual rate of 29.5 percent through stock market trading activities. This was amazing, because during that same thirteen year period, the Dow Jones Industrial Average declined in value five different years within the same thirteen year period.  â—„â—„â—„ Return To The Warren Buffett News Watch Front Page. With an estimated fortune of $62 billion, Warren Buffett is the richest man in the entire world. In 1962, when he began buying stock in Berkshire Hathaway, a share cost $7.50. Today, Warren Buffett, 78, is Berkshire's chairman and CEO, and one share of the company's class A stock worth close to $119,000. He credits his astonishing success to several key strategies, which he has shared with writer Alice Schroeder. She spend hundreds of hours interviewing the Sage of Omaha for the new authorized biography The Snowball. Here are some of Warren Buffett's money-making secrets -- and how they could work for you.       #af-form-404349204 .af-body .af-textWrap{width:70%;display:block;float:right;}#af-form-404349204 .af-body a{color:#000000;text-decoration:underline;font-style:normal;font-weight:normal;}#af-form-404349204 .af-body input.text, #af-form-404349204 .af-body textarea{background-color:#FFFFFF;border-color:#CCCCCC;border-width:2px;border-style:inset;color:#000000;text-decoration:none;font-style:normal;font-weight:normal;font-size:inherit;font-family:inherit;}#af-form-404349204 .af-body input.text:focus, #af-form-404349204 .af-body textarea:focus{background-color:inherit;border-color:#CCCCCC;border-width:2px;border-style:inset;}#af-form-404349204 .af-body label.previewLabel{display:block;float:left;width:25%;text-align:left;color:#000000;text-decoration:none;font-style:normal;font-weight:normal;font-size:14px;font-family:Verdana, sans-serif;}#af-form-404349204 .af-body{padding-bottom:15px;background-repeat:no-repeat;background-position:inherit;background-image:none;color:inherit;font-size:12px;font-family:, serif;}#af-form-404349204 .af-quirksMode .bodyText{padding-top:2px;padding-bottom:2px;}#af-form-404349204 .af-quirksMode{padding-right:15px;padding-left:15px;}#af-form-404349204 .af-standards .af-element{padding-right:15px;padding-left:15px;}#af-form-404349204 .bodyText p{margin:1em 0;}#af-form-404349204 .buttonContainer input.submit{color:#000000;text-decoration:none;font-style:normal;font-weight:normal;font-size:14px;font-family:Verdana, sans-serif;}#af-form-404349204 .buttonContainer input.submit{width:auto;}#af-form-404349204 .buttonContainer{text-align:center;}#af-form-404349204 body,#af-form-404349204 dl,#af-form-404349204 dt,#af-form-404349204 dd,#af-form-404349204 h1,#af-form-404349204 h2,#af-form-404349204 h3,#af-form-404349204 h4,#af-form-404349204 h5,#af-form-404349204 h6,#af-form-404349204 pre,#af-form-404349204 code,#af-form-404349204 fieldset,#af-form-404349204 legend,#af-form-404349204 blockquote,#af-form-404349204 th,#af-form-404349204 td{float:none;color:inherit;position:static;margin:0;padding:0;}#af-form-404349204 button,#af-form-404349204 input,#af-form-404349204 submit,#af-form-404349204 textarea,#af-form-404349204 select,#af-form-404349204 label,#af-form-404349204 optgroup,#af-form-404349204 option{float:none;position:static;margin:0;}#af-form-404349204 div{margin:0;}#af-form-404349204 fieldset{border:0;}#af-form-404349204 form,#af-form-404349204 textarea,.af-form-wrapper,.af-form-close-button,#af-form-404349204 img{float:none;color:inherit;position:static;background-color:none;border:none;margin:0;padding:0;}#af-form-404349204 input,#af-form-404349204 button,#af-form-404349204 textarea,#af-form-404349204 select{font-size:100%;}#af-form-404349204 p{color:inherit;}#af-form-404349204 select,#af-form-404349204 label,#af-form-404349204 optgroup,#af-form-404349204 option{padding:0;}#af-form-404349204 table{border-collapse:collapse;border-spacing:0;}#af-form-404349204 ul,#af-form-404349204 ol{list-style-image:none;list-style-position:outside;list-style-type:disc;padding-left:40px;}#af-form-404349204,#af-form-404349204 .quirksMode{width:383px;}#af-form-404349204.af-quirksMode{overflow-x:hidden;}#af-form-404349204{background-color:transparent;border-color:#000000;border-width:1px;border-style:none;}#af-form-404349204{overflow:hidden;}.af-body .af-textWrap{text-align:left;}.af-body input.image{border:none!important;}.af-body input.submit,.af-body input.image,.af-form .af-element input.button{float:none!important;}.af-body input.text{width:100%;float:none;padding:2px!important;}.af-body.af-standards input.submit{padding:4px 12px;}.af-clear{clear:both;}.af-element label{text-align:left;display:block;float:left;}.af-element{padding:5px 0;}.af-form-wrapper{text-indent:0;}.af-form{text-align:left;margin:auto;}.af-quirksMode .af-element{padding-left:0!important;padding-right:0!important;}.lbl-right .af-element label{text-align:right;}body {} Your E-Mail: 1. Reinvest Your Profits: When you first make money, you may be tempted to spend it. Don't. Instead, reinvest the profits. Warren Buffett learned this early on. In high school, he and a pal bought a pinball machine to pun in a barbershop. With the money they earned, they bought more machines until they had eight in different shops. When the friends sold the venture, Warren Buffett used the proceeds to buy stocks and to start another small business. By age 26, he'd amassed $174,000 -- or $1.4 million in today's money. Even a small sum can turn into great wealth. 2. Be Willing To Be Different: Don't base your decisions upon what everyone is saying or doing. When Warren Buffett began managing money in 1956 with $100,000 cobbled together from a handful of investors, he was dubbed an oddball. He worked in Omaha, not Wall Street, and he refused to tell his parents where he was putting their money. People predicted that he'd fail, but when he closed his partnership 14 years later, it was worth more than $100 million. Instead of following the crowd, he looked for undervalued investments and ended up vastly beating the market average every single year. To Warren Buffett, the average is just that -- what everybody else is doing. to be above average, you need to measure yourself by what he calls the Inner Scorecard, judging yourself by your own standards and not the world's. 3. Never Suck Your Thumb: Gather in advance any information you need to make a decision, and ask a friend or relative to make sure that you stick to a deadline. Warren Buffett prides himself on swiftly making up his mind and acting on it. He calls any unnecessary sitting and thinking "thumb sucking." When people offer him a business or an investment, he says, "I won't talk unless they bring me a price." He gives them an answer on the spot. 4. Spell Out The Deal Before You Start: Your bargaining leverage is always greatest before you begin a job -- that's when you have something to offer that the other party wants. Warren Buffett learned this lesson the hard way as a kid, when his grandfather Ernest hired him and a friend to dig out the family grocery store after a blizzard. The boys spent five hours shoveling until they could barely straighten their frozen hands. Afterward, his grandfather gave the pair less than 90 cents to split. Warren Buffett was horrified that he performed such backbreaking work only to earn pennies an hour. Always nail down the specifics of a deal in advance -- even with your friends and relatives. 5. Watch Small Expenses: Warren Buffett invests in businesses run by managers who obsess over the tiniest costs. He one acquired a company whose owner counted the sheets in rolls of 500-sheet toilet paper to see if he was being cheated (he was). He also admired a friend who painted only on the side of his office building that faced the road. Exercising vigilance over every expense can make your profits -- and your paycheck -- go much further. 6. Limit What You Borrow: Living on credit cards and loans won't make you rich. Warren Buffett has never borrowed a significant amount -- not to invest, not for a mortgage. He has gotten many heart-rendering letters from people who thought their borrowing was manageable but became overwhelmed by debt. His advice: Negotiate with creditors to pay what you can. Then, when you're debt-free, work on saving some money that you can use to invest. 7. Be Persistent: With tenacity and ingenuity, you can win against a more established competitor. Warren Buffett acquired the Nebraska Furniture Mart in 1983 because he liked the way its founder, Rose Blumkin, did business. A Russian immigrant, she built the mart from a pawnshop into the largest furniture store in North America. Her strategy was to undersell the big shots, and she was a merciless negotiator. To Warren Buffett, Rose embodied the unwavering courage that makes a winner out of an underdog. 8. Know When To Quit: Once, when Warren Buffett was a teen, he went to the racetrack. He bet on a race and lost. To recoup his funds, he bet on another race. He lost again, leaving him with close to nothing. He felt sick -- he had squandered nearly a week's earnings. Warren Buffett never repeated that mistake. Know when to walk away from a loss, and don't let anxiety fool you into trying again. 9. Assess The Risk: In 1995, the employer of Warren Buffett's son, Howie, was accused by the FBI of price-fixing. Warren Buffett advised Howie to imagine the worst-and-bast-case scenarios if he stayed with the company. His son quickly realized that the risks of staying far outweighed any potential gains, and he quit the next day. Asking yourself "and then what?" can help you see all of the possible consequences when you're struggling to make a decision -- and can guide you to the smartest choice. 10. Know What Success Really Means: Despite his wealth, Warren Buffett does not measure success by dollars. In 2006, he pledged to give away almost his entire fortune to charities, primarily the Bill and Melinda Gates Foundation. He's adamant about not funding monuments to himself -- no Warren Buffett buildings or halls. "I know people who have a lot of money," he says, "and they get testimonial dinners and hospital wings named after them. But the truth is that nobody in the world loves them. When you get to my age, you'll measure your success in life by how many of the people you want to have love you actually do love you. That's the ultimate test of how you've lived your life." 2011-09-23 04:12:56 http://mystory.ws/Funekam&p=A4C014EDDAF4AE67E040A8C0AC004EAB   Being an Investor - An Attitude Not a Condition By Brian D Norton Many investor 'leaders' and seminar hosts talk about the glamour of property investing and portray pictures of financial freedom without working, early retirement and using property investing to get out of a dreaded J.O.B! While all this may be the eventual reality of a successful property investor, initial hard work, continual education and attitude is the hallmark for a successful investor. Most people work from 9am to 5pm, five to six days a week in a job they are disgruntled with, they go home, have dinner, watch TV and then go to bed. They see or read about a course or seminar on property investing and attend it because they want to leave their job. Whilst all the intentions are good, their greatest undoing is that they do not take the time to implement the strategies that they were taught and only focus on how much money the course or seminar cost them. Unfortunately, some, acting out of desperation or lack of knowledge, buy an over-priced property disguised as an investment from developers or the marketers for developers. Others buy properties at the top of the market after watching other people make money from real estate. In the meantime they continue their every day routine. No-where in this process do they take the time to improve their knowledge and skills nor do they set realistic and attainable goals for themselves. Recreational investors have a "advise me where to invest" attitude. They are always asking about the 'best' suburb as if there was some infallible suburb that they should be running to. They are always interested in the strategies that everyone else is using, not realizing that there is more than one sure way to make money in real estate. They are focused more on the latest scheme and why the 'spruikers' of these functions can't be trusted rather than concentrating on techniques to implement good concepts. Recreational investors want speedy results because they do not have the attitude or incentive to put in the necessary effort and most importantly they are quick to blame others for their lack of success instead of taking FULL RESPONSIBILITY! Being a successful and accomplished investor, one who has used real estate to substitute their income is like being a world class athlete and just like being a world class athlete it takes more effort than merely just joining a gym. Being a successful property investor takes more effort than attending a seminar or course and expecting to know everything. The truth is that no one can tell you where and how to invest. It is all up to YOU. Attending seminars, courses and workshops as well as reading books certainly does help but what other people can offer you is just words. These words are only effective if they stimulate thoughts leading to ideas, which in turn lead to specific action towards achieving goals. This process can only happen in the mind of a successful person. Having a success-oriented attitude is the number one key to being a great property investor. Some categories for discussion are: 1. Don't worry about interest rates or the economy. How often have you heard people whining about government policy, the building industry, rising interest rates etc. How often have you found yourself discussing and debating whether the economy is poised for growth or slipping toward a recession, whether interest rates are moving up or down, or whether there is inflation or deflation? Have you ever done anything about it? STOP... and give yourself a break. Don't continue to waste your time and energy analysing the economy OR assuming where or what the economy will be, thus buying property to fit neatly into that grand assumption. This in my opinion is foolish thinking. Firstly, no-one has economic predictive powers and secondly, if you buy your investment to suit a particular economic environment, you could be destined for failure. Time is more wisely spent, locating and owning investment properties wisely and profitably bought with the ability to profit in any economic environment rather than buying property using a guru's work. 2. Buy a business NOT a 'Love Nest' Before you start arguing that a property is not a business, STOP. An investment property is a business and must be treated as such. Once you have got your mind around treating your investment property like a business and that you have decided to invest in this business, once this decision is made it cannot be changed. Further more you have to hold this investment for ten years. Ultimately the wealth generated from this business ownership will support you in your retirement. Now, what will you think about, prior to investing in this business? No doubt your mind will be racing with stacks of questions, initially creating massive confusion. However if I were given the same situation I would methodically begin with making a list of all the things that I would need to discover about the business - such as: 1. Business Disciplines - Do I understand the business? - Has the business got a consistent operating history? - Does the business have terrific long-term prospects? 2. Management Disciplines - Is the management professional or do I need to manage this business personally? - Is management honest with me? - Does management resist the 'lemming-like' behaviour? 3. Financial Disciplines - Calculating Nett Annual Return - Look for properties with high profit margins - Focus on your return on capital 4. Market Disciplines - Demand for the business product - Value of the business - Risk and changing risk - Comparative sales Author Brian Norton,is an authority on real estate investing and has shown thousands of investors how to find the hidden diamonds in property and how to negotiate a win win result, maximising their returns immediately,Brian Norton is a sought after trainer, Real estate agent auctioneer, property developer and author, He is also regarded as an exceptional public speaker. Brian's new book on real estate investing is due for release this year ensure your copy sign up for your copy.   2011-09-23 03:49:29 http://mystory.ws/Funekam&p=94AB408284C8ED91E040A8C0AC001F60   How to be a great investor Director of Enam, Mahesh Chokhani brings the benefit of his expertise over long years of trading in the market. So in his time, he has seen it all -- the mood swings of the market. He gives away a few of his secrets, so that a lay investor can benefit. He told CNBC-TV18 that India has emerged from a 20-year bear phase and is in the middle of a large secular cycle but there is scope for growth here as well. But in the immediate future, there was a real chance of the market witnessing a correction. Excerpts from an interview given to CNBC-TV18: What do you need to become a good investor? The starting point to being a good investor is really being a person who understands himself very well. So are you really self aware and being an investor is really no different from being a businessman. And, if for instance, your personality is cut out to be someone who needs a monthly salary cheque for example, it's very unlikely you are going to have patience or the wherewithal or the self confidence to be sitting on an investment for a long period of time, waiting for that cheque to come in two years later. Similarly, if you're just conditioned to getting an interest cheque in your bank account every month, it's very different from being an entrepreneur, who has gone and invested, taken the pain for the next 3-4 years and then he is starting to get a pay back on his project. Is a personality trait important for shaping a style of investing? I think you need to take a call because investment is a lonely art at the end of the day. It's not about winning a popularity contest. It's not about doing what the crowd is doing because the biggest fortunes in the world have not been created, by people who did what the herd was doing. So a classic investor in that sense is a different breed of fish. And even if you see the most successful fund managers in India or the West, they are not necessarily people with the best social skills for example, they are not very comfortable hanging out in a crowd or in a party or so on and so forth. The psyche is slightly different and one shouldn't try to trivialize it by saying everyone can be an investor and it's very easy and so on. You should be mentally ready, if you are going to come and be in this business. Can you discipline yourself to be a good investor? I find it extremely fascinating that there are a number of Indians who led in the investment field, not just in India but across the world, when at the end of the day, this is the land of spirituality. The heart of the Indian tradition is this whole feeling of equanimity and detachment and doing your duty well and the markets are actually the biggest training ground for someone who wants to become a much better human being because here, you are going to be tested all the time with greed and fear. You are going to feel pompous at times, you are going to feel completely self humiliated and destroyed at times and if you can maintain that set of calm and equanimity in these kinds of completely extreme conditions, that's just going to make you a better person. I think if that's the core of an Indian or any other good person, if you can build that skill set within yourself, it actually is the biggest starting block for being a good investor. How do you not get carried away? The best investor you meet, they don't think about the money they make. They just think of it as something that they were attempting and they got it right. So for most people, it isn't about the money, it's about the thrill of the chase. It's about getting it right. It's about doing something, where you felt you were against the rest of the world or general opinion and I think that's really the kick. You must love this process. You must love the process of finding someone who is going to create wealth, not just for you but for the whole nation or for another set of investors. If you don't enjoy that process, you are not going to be able to invest. And at the end of the day, I don't think it's really about the money. Has the parameter of awareness changed now that you need to be far more aware at a global level than you could have got away with maybe 25-25 years back? Well, the basics don't change because investment at the end of the day is about an outlay today, for what you will get in the future. Certainly, if one thinks that India was a closed economy 20-years ago and therefore you didn't need to know what is happening in the rest of the world, to an extent it is true. But if you weren't aware even then of what was happening, you won't have, for example, have foreseen the collapse of the Indian rupee, you won't have foreseen what the fiscal deficit can do to you in the Indian context. And if you look at the operating assumption in the 1990, it is really what you call the era of import substitution because you had a picture that this is a backdrop, under which all our businesses are going to operate and if you see the giants which were created in that era, it was Reliance and Sterlite and Jindals and Videocon, were really creations of that era. But is the world more complex or is it just an assumption? It is, because the reality is that this wasn't such a noble and well liked profession 20 years ago and there were few people. Now whatever needs to get analyzed, there is so much data overload that unless you have operating mental models in your head, against which can you test your hypothesis all the time, you are going to be completely swamped with the amount of information. Which end of the cycle do you find us in right now? We have gone through the euphoria over the last couple of years, where are we now today? I think we are within a larger secular uptrend. This market had a base of 100 in 1980, until 1988-89 we were pretty much at 800, so we were up 8-times in that decade and it was consistent with the interest rates of that decade. So you must have a sense of what's going on and that's where we are in this cycle. We have effectively completed a 20-year bear cycle and I think, we are in the middle of a very large cycle. Having said that, you can have a large secular cycle and you can still have an economic cycle within that. So interest rates may have already bottomed out in the beginning of this year and you will see some correction going ahead. For more such reports, log on to http"//www.moneycontrol.com 2011-09-23 03:42:48 http://mystory.ws/Funekam&p=94AB41ABBEBB423AE040A8C0AC001F5C Research as much as you can,   E-currency Exchange .listTable { border: 1px solid #eaeaea; } .listTable img { border: none; } .listTable .body td { font-size: 12px; vertical-align: top; border-bottom: 1px solid #eaeaea; } .listTable .middle td { font-size: 12px; vertical-align: top; border-bottom: 1px solid #eaeaea; } .listTable td.header { font-size: 10px; font-weight: bold; vertical-align: top; border-bottom: 2px solid gray; } Exchange Service Payment Methods Digital Currencies Sold / Accepted National Currencies Accepted Notes GoldXCash.com Mailed Payments, Bank Wires, Cash Deposits, Western Union, Moneygram E-gold, GoldMoney, INTGold, e-Dinar,  Pecunix, 1MDC, PayPal, StormPay USA Goldxcash Inc. 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Stuart Road Newport News, VA  23605-1030 Fax:  1-443-495-0011 Voice Mail:  1-443-495-0011 Option 1 Email:  sales@instantgold.net Bank Checks, Bank Wires GoldMoney Canada, Europe, UK, USA 178 West Service Road Champlain, New York 12919 Toll Free: 877-775-4826 Fax: 518-298-3457 Contact Form Liquid Gold Mailed Payments, Bank Wires e-gold USA L. QUISTAD'S LIQUID GOLD, INC. 7210 N. Manhattan Ave., Ste. #613 Tampa, FL 33614 Phone: 813-243-4538 lquistad@liquidgolds.com Cash, Bank Wires, Domestic Bank Transfers E-gold, E-bullion, GoldMoney All WorldWide Currencies London Gold Exchange International Inc Fax: UK: +441924 440221 AUS: +618993 043312 (main office) sales@londongoldexchange.com Bank Wires, Domestic Bank Transfers E-gold, GoldMoney Australia, New Zealand, UK P. Bag MBE 380 Hamilton 2000 NEW ZEALAND   Bank Wires E-gold Canada, France, Germany, Japan, Switzerland, UK, USA The Creator of E-Gold. Remittances > $1000 USD only Melbourne, Florida (800) 909-6590   Mailed Payments, Bank Wires GoldMoney USA, Canada Minimum Exchange $50 USD, $75 CAD 15 Mathieu St-Basile-Le-Grand, QC Canada, J3N 1H2 Tel: (450) 653-5527 Ozzie Gold Mailed Payments, Bank Wires E-gold Australia Melbourne and Sydney Australia EvoCash, E-Bullion, E-Gold, GoldMoney, NetPay E-gold, E-bullion, GoldMoney USA Service allows you to make payments in USD for e-currency   SecurityGold.com Mailed Payments, Bank Wires E-gold, E-silver USA 7040 Avenida Encinas, Suite 104-348 Carlsbad, CA 92009 Gold@hush.com Space Gold Bank Wire, Check, Credit Cards, moneybookers, Xcompte, WebMoney, EVOCash E-gold, e-bullion, GoldMoney All WorldWide Currencies Phone: 1-888-252-6428 Fax: 1-888-684-0159support@spacegold.com Wire, Check, Direct Deposit, BPay E-gold, GoldMoney, 1MDC Australia Sydney Gold Sales Pty Ltd GPO Box 633 Sydney 2001 NSW Australia Tampa Exchange Mailed Payments, Bank Wires, Cash Deposit, Money Gram, Western Union E-gold USA Robert Wahl 5202 Windlaff Ave Tampa, Florida 33625 phone 813-545-9060 fax 813-964-8566 TheGoldShop.biz Bank Wires, EUR IBAN Transfers, Cash Deposit, (USA, Belgium, Japan, Malaysia, Philippines and South Africa), Bank to Bank Transfer, Domestic Bank Transfer, INTGold, VirtualGold E-gold, Pecunix, 1MDC Belgium, Japan, Malaysia, Phillippines, South Africa, Singapore, USA TheGoldShop.biz Private e-gold exchange Member: GDCA and ECMA Customer Service: Email: sales@thegoldshop.biz Phone: +1 206-203-1255 Soon VISA and MasterCard Credit Cards. E-gold funded Debit Cards available. Webmoney.co.nz Bank Wires, NZ Bank Transfer, Western Union, Webmoney E-gold USA New Zealand 2011-08-18 09:00:37 http://mystory.ws/Funekam&p=94AB40C5438D52BCE040A8C0AC001F5E # Monitors STATS HOSTS HITS 1. AllHyip.org The Most Professional & Reliable Hyip Monitoring Services 2501 3175 2. HyipHall.com Welcome to HyipHall.com,We provide best hyip monitoring service,the fastest and the most reliable information about hyip investment,also we offer high referral commission back to investors. 2206 2419 3. BAKSTER.com bakster.com - HYIP monitoring company - since 2003 1790 1827 4. Ihyips.com- Monitor Ihyips,The Best HYIP & AutoSurfs Monitoring, Hyip Monitor, AutoSurf Monitor, AutoSurf Listing, AutoSurf Rating, AutoSurf Voting, AutoSurf Ranking,Surf the best,Autosurf monitoring and listing site - ihyips.com,reliable investments. 1493 1756 5. 1GOLDS.COM Tust monitor,Monitor HYP and Autosurf,Up to 200% RCB 1097 5808 6. 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Private HYIP Monitor Popular and active HYIP blog + monitor , visited by more than 500 daily unique visitors. 366 943 13. Hyipevaluator.com Hyipevaluator is a monitor service striving to be an honest and reliable source for investors researching or searching for a program to invest in. 276 302 14. Unique HYIP monitor Unique hyip monitoring and hyip rating servise: multi-admin monitoring, get personal users pages with mini hyip monitor with your own referral links. 270 1310 15. TheBig1.Tk Monitor Cheap, reliable and trustable hyip investment Monitor and Advertising service. 256 522 16. HYIP-Pulse.com Professional HYIP Monitoring Service with low fees and just a few ads for a good user experience. We are reliable and offer a 50% referral back. 236 271 17. lister4u We serve you a new and a best design HYIP monitor to list your HYIP program and to advertising your HYIP. We have a lot of traffic everyday, Fast Respond, Honest, and we will give you up to 500% RCB. 132 155 18. HyipHERO HYIP monitor and autosurf monitor. Independent rating of High Yield Investment Programs (hyips) and autosurfs; listing, newsletter and forum support. Up to 500% refer commissions back (RCB). 118 175 19. InvestOnSite Add your HYIP or Investment programs! Get exposed to unlimited visitors, with our unique features. Provide programs information all in one place. 98 256 20. European-Monitor.com European-Monitor.com - A hyip monitor by the people, for the people | 120% RCB | RSS | Updated HYIP related news | Very low listing fee 88 165 21. HyipParty.com HYIP/AutoSurf selection. Independent HYIP, AutoSurf and Manual Surf programs guide. Online investments 85 205 22. Deutscher Monitor We're a very seriously Monitor, because we take no money from HYIPs to get listet and only we decide who get listet! We invest own money to test and check everything before we list a hyip. 58 201 23. F-Monitor.ru Up to 150% RCB, Fast Support, Report payments 50+ forums. Listing: Diamond, Platinum, Gold, Silver, Bronze. Accept banners: 120x120, 468x60, 728x90. Partners exchange, Currency exchange, Forum. PageRank: 3 . 55 402 24. HYIP-Test.info German Monitor, deutscher HYIP-Monitor 49 231 25. TOPHYIP.CC Our average HYIP's investment has reached $ 1307! Because of that we have full confidence to the program and make high investment, TOPHYIP.CC is becoming the first choice of HYIP monitors for Chinese uers! 44 90 26. HYIP Investigation HIB is all about providing you unbaised reviews and interviews along with true and fair monitoring. HIB is the next big thing in the HYIP Industry. 43 133 27. ActiveHYIPs ActiveHYIPs offer: 500% RCB, Support in 20+ forums, 24x7 online support, and etc. 35 83 28. BigRater.com BigRater.com - HYIP - Monitor - Rating Site - Listings - AutoSurf Ratings - Forums - HYIP History - News - Partners 25 52 29. HYIP Monitors Explor HYIP Monitors Explorer - Check status on all monitors. Check new HYIPs. Time is Money - Save your time! 22 94 30. HYIPBlogger.com Walkthrough the world of high-yield investing. Join us and find out all you need to know about high-yield investment programs (HYIPs). Your source for News, Guest Posting, Reviews, Program Monitoring, Step-by-step Walkthroughs, RCB and MORE!. 21 68 2011-08-18 08:49:26 http://mystory.ws/Funekam&p=A4C014953458AE67E040A8C0AC004EAB   Do your research here : TOP 10 PROFITABLE: 1 INVESTMENT BANK 498% 2 PRIMFIX 478% 3 MACRO TRADE 461% 4 UNITRUST DIRECT 333% 5 GOLD GAIN LTD 330% 6 POWERFUL STRATEGY 322% 7 MGFUNDS 315% 8 ENZEX FINANCE 312% 9 SAFE DEPOSITARY 296% 10 DAILYTRADE 295%   + Add site | Complete list 2011-08-18 08:43:35 http://mystory.ws/Funekam&p=94AB40C53FD952BCE040A8C0AC001F5E All NEWS 18.08.2011 / News of Investment Bank Fake site! We found a fake site - http://onlineinvestmentbank.tk similar to our company website. Read more   Discuss this news 17.08.2011 / News of Unitrust Direct Multilingual support service We are pleased to introduce the multilingual support service Read more   Discuss this news 14.08.2011 / News of Profit Box 109% after 1 day.145% after 3 days.210% after 6 days http://www.profitbox.net 109% after 1 day.145% after 3 days.210% after 6 days Read more   Discuss this news 11.08.2011 / News of Powerful Strategy Powerful Strategy have extended domain Powerful Strategy have extended domain powerful-strategy.com to 15-04-2016. Read more   Discuss this news 09.08.2011 / News of Pharma Finance French version of the site Added the French version of the site. Read more   Discuss this news 09.08.2011 / News of Fountain Oil Invests Delayed launch on oil-high-returns.com Latest news Read more   Discuss this news 08.08.2011 / News of Compact Fund 8 August 2011 - Website Back to Normal We like to apologize to our members for problem accessing our site few days ago, website was under attack by our competitors who seems worried about the seriousness of our project. The precautionary measures were undertaken by implementing new security fe Read more   Discuss this news 05.08.2011 / News of HyperCompound HyperCompound website is now available in French We are pleased to announce that our website is now available in French! More languages will be available soon. Read more   Discuss this news 05.08.2011 / News of EA EA - EA - There is 1st completed round - for users, who chose "3000% after 30 days" plan! Read more   Discuss this news 05.08.2011 / News of Optimusfunds.org We have highered our interest-rates! We have good news for you: In the 60 days and 200 days programs, we have highered the interest-rates. Also the minimum invest was lowered by us to $10. The new rates are: In the 60 days plan: $10-$100 ... Read more   Discuss this news 30.07.2011 / News of DreamerTopia Back Office Space Update Back Office Make Over Read more   Discuss this news 29.07.2011 / News of Optimusfunds.org New Special Plan We now offer a new plan: 103% in one day. We only will offer this special plan for a few weeks to give good trading results during last weeks to our old and new members. The money will only be in plan for one day so there is no risk to in... Read more   Discuss this news 28.07.2011 / News of Allen Finance ltd. Allenfinance.com online Welcome to the initial launch of Allen Finance online. We are accepting investment in four type of mode worldwide: Liberty Reserve, Perfect Money .AlertPay and Bank wire.If you have any questions please do not hesitate to contact us.Our customer service r Read more   Discuss this news 26.07.2011 / News of EA EA happy to say that there are now over 32158 members! EA happy to say that there are now over 32158 registered members in EA after just 23 days! Read more   Discuss this news 25.07.2011 / News of Mirex Group Opening of Mirex Group. Welcome Hello everyone! Mirex Group is glad to announce it's grand opening Read more   Discuss this news 23.07.2011 / News of DreamerTopia DreamerTopia LLC We are live everyone Read more   Discuss this news 23.07.2011 / News of Unitrust Direct Introducing new investment product Give us a try and feel the power of investing online to make your money work for you, all in just five days. Read more   Discuss this news 20.07.2011 / News of Sofix Fund, Inc Sofix Funds.Inc. Is Officially Open We are pleased to announce that the Sofix Funds.Inc. website is officially open for business. Investors from all around the world are invited to participate in our investment program. Read more   Discuss this news 20.07.2011 / News of HyperCompound HyperCompound Website Is Now Available in Spanish We are pleased to announce that our website is now available in Spanish! More languages will be available soon. Read more   Discuss this news 19.07.2011 / News of EA Endangered-Animals website will reach 21,000 members! Endangered-Animals website will reach 21,000 members! Read more   Discuss this news PAGES:   1   2   3   4   5   6   7   8   9   10   11   12   13   14   15   NEXT   LAST   [2772 News Total] 2011-08-18 08:35:10 http://mystory.ws/Funekam&p=A4C0093BA6C2A3A8E040A8C0AC004DC4      Personally I am not a fun for Forex / Stock Here are the Tips & Signals as requested.   Explosive Stock Picks   In/Out: 87/153) Discover leading stocks forming explosive chart patterns, and poised for big moves. New subscribers get free e-book(s). http://www.StockConfidential.com/ Day Trading   In/Out: 7/155) Online Resources for the Active Trader http://www.traderslog.com/ Stock market guide   In/Out: 0/78) A step by step guide to stock market investing http://www.stockmarketguide.org PFG West Commodities Broker   In/Out: 0/44) Full service broker specializing in commodities, futures, options, trading systems and options strategies. Buying and selling gold and Best Direct systems available. http://www.pfgwest.com/ Go Forex   In/Out: 0/207) Forex trading guide. http://www.goforex.net/ Online trading   In/Out: 0/141) Swiss broker offers online tradinga and managed forex accounts http://www.swissnetbroker.com Contracts for Difference   In/Out: 0/52) Contracts for difference offer all the benefits of trading shares without having to physically own them. Contracts for difference (or CFDs as they are sometimes referred to) mirror the performance of a share or an index. Contracts for difference are trade http://www.contracts-for-difference.com/ 2011-08-11 03:15:50 http://mystory.ws/Funekam&p=A4C01479C264AE67E040A8C0AC004EAB       Best HYIP July/ Aug 2011 July 7th, 2011 You would be so happy to get that crystal ball of your dreams and finally invest all your money with good timing only in the best of the best ofHYIPs. Hmm…knowing the future would be so boring , no ? Maybe not money-wise though ! Anyway, without magic, here you go with the proven top ten best and most popular HYIP still paying  in July 2011 : Uinvest Simply impressive ! I almost feel bad to list Uinvest among HYIPs… If you haven’t visited this opportunity yet, grab your chance now seriously; take a break of this article and click here. Even if you don’t have any spare money, you’re missing something big if you’re not following the progress made at Uinvest every now and then.  It’s definitively worth the entertainment ; with an active investor’s eye, it’s worth so much precious knowledge for your future HYIP moves ! Imagine if the next generation of HYIPs would be high quality and complex enterprises like Uinvest. Look out for the big brains managing this company, now registered in California. Go read their news report, you won’t find something similar elsewhere. In my book,  they have the monopole right now and I’ll definitively taking advantage of it. I’ll buy news shares of the Carpathians Hotel and Restaurant this week. MacroTrade You have Uinvest but you would also miss big time by not keeping even the tiniest eye on the one year old and solid MacroTrade . As an investor, you’ll gain so much by analysing the results of some HYIP behaviors, like MacroTrade offering  new vacation  plans until September 15th.  I think this stands as a legitimate and good offer, what about you? Macro Trade have continued to set the bar high in the market ; so high in fact that just a few HYIPs can match their standards of quality. PrimFix By fighting back that DDOS attack on July 5th, PrimFix became a stronger project with a higher notoriety ; it’s here to stay. I invite you to read the dedicated review I wrote  about this very popular mid-term HYIP on that same day ( click here ) The admin ( Derek ) works hard and it shows : little doubt PrimFix will become the most visited HYIP if it hasn’t already! With such positive results and reports from actual investors, PrimFix can only grow bigger. Can you name many other HYIP with a diversity of features rocking the house like the one you can experience at Primfix? I can’t so I re-invested on early on July 5th. ReproFinance When I type reprofinance.com in my Internet browser, I regret somehow to not have registered an account during the last few months. You might have been taking notes about this outstanding high yield investment like I did so far ; good for you if you’re racking some money from it. We need such serious and well managed programs to keep the whole HYIP industry at a healthy state. To say the least, the first Reprofinance investors can only smile when they look at their banking account. Check out their new plans announcement,  published on June 21st : http://www.reprofinance.com/new80-from_new_strategies_to_new_investment_plans.html Brantons Group Did I tell you that only an active and passionate administrator can lead a successful HYIP ? Contact them anytime, you’ll feel that power from Elizabeth and her team . In my book, Brantons Group means a profitability in the long-term and good coincidence, that’s what I enjoy the most. I mean, don’t you prefer making money without having to care about finding a new project every  week because yours just scammed out ? Gorgon Invest Project Ask other HYIP enthusiasts about Gorgon Project and they’ll sure tell you good things about it.  I wish I would have invested here but I haven’t yet; maybe in the near future ? Safe Depositary As a major league player, I’m very happy that Safe Depositary turned my ” scam warning  article ” into unfunded expectations. I’ll keep sharing my concerns about any particular activity going on, don’t worry. In fact, the thousands of Safe Depositary investors can only be happier; are you among them? WeltonTrust Beyond the very nice animation what I like the most about WeltonTrust will always be their 0% fee cancellation option. I tested it once already and it works great. I don’t know how long it will keep delivering the money but personally, I’m staying with Welton Trust until it closes. MGFunds A new but justified addition to my top ten selection, MGFunds made me regret to deny their 3% daily offer 6 months ago. Now I’m more and more considering a first investment with their attractive 45 days plan. ****** You’re aware that the above HYIPs don’t necessarely stand as your best profitable options for July, right ? If you seek for a proof that you can make money online from risky HYIP investment, well, you’re served. I know you might well be enjoying a nice return on your money with several of these HYIPs ; good job ! The temptation often is so hard to fight , but just don’t get too greedy for the sake of your family, ok? Next on privatehyipblog.com you’ll read aboutanother crucial investment tip. By the way, I invest 300$ into Silver Pine Investment Partners yesterday. Good luck,.,   2011-08-11 02:59:40 http://mystory.ws/Funekam&p=94AB40AA5E1F52BCE040A8C0AC001F5E         Investigate the program   Category: HYIP Posted: 2011-07-27 07:26 HYIP can be a great way to experience success in investing. HYIP, also known as a high yield investment program, can be quite risky but if it’s done properly it can be quite lucrative. Because there is the chance to earn a substantial amount of money, there are also a lot of scams associated with it. You can take some great steps to protect yourself, and your investments ahead of time to avoid getting involved in the wrong HYIP programs. Always get referrals and have information about the web owner before investing a $. Ask for their name, where they are from, find out who the Internet address belongs to, and also ask for a business address. Feel free to prove all of this information correct, and do not proceed until all information is verified. If a web owner is hesitant to give you any or all of this information, it’s safe to assume you’ll be getting scammed and you should move on. Take note of details. Most legit HYIP programs have a minimum investment of to 0, but many of the scammer will let you invest for as little as one dollar, even though it’ll cost more than that to maintain the account. Also, pay attention to the website, if it sounds scripted, you might want to move on to someone who has a site that is more than vague, is unique, and really seems informative and legitimate. There are many more ways to avoid being scammed, but paying attention to details and asking questions is the best way to separate the good from the bad. Those who are well intentioned will be straightforward, knowledgeable, and will have nothing to hide or copy from others. So, go ahead and invest in HYIP, just be smart to make sure you are investing in a real opportunity. HYIP Due Diligence Category: HYIP HYIP Due Diligence The biggest mistake of newbie investors is being too greedy - investing a significant amount of money into the first HYIP promising extremely high interest, without a proper investigation of the HYIP. All HYIP investors start by losing some money that way, because they can't perform their own due diligence on a program and they are forced to trust HYIP monitors, listing the latest scams, which are still paying and spammers, sending them their referral links. An unability to check the program by yourself may prevent you from ever starting to earn with HYIPs. To move to the next step of HYIP understanding and become a successful senior investor, you need to learn some tricks and techniques of getting the real information about HYIPs and their owners. Time and effort spend on your due diligence process may vary depending on your potential investment and the program itself. But the following tips should always be followed to save time and get the information quicker and to get to the right conclusions. Check out the site itself. If it looks like many other sites out there, they're probably using a cheap premade script. This is a big red flag. Not only does it mean that they're probably not in it for the long haul because they didn't invest in a strong, independent script, but most of the premade scripts are easily cracked and intruded on by hackers who can steal your money and your private information. Also be sure to check all the pages on the site for text that seems copied from other sites. We've seen some excellent examples like site names that differed from the domain name. Big red flag, again. If they did not bother to create a trustworthy-looking website, why should you invest in them? You are more likely to see some return if you choose a company carefully, paying attention to all the aspects. Forums and monitors are a great way to figure out who is paying and who isn't. Look past the bickering that they bring and sift for useful information. It might make the difference between investing in a strong HYIP and a dead one. And finally, you can just ask the admin some questions. Ask them about their background, why they think they can make money in the HYIP field, contact information, etc. If you don't feel comfortable in their answers, don't feel comfortable giving them your money. Whois information. Every domain has an owner, the person who registered it and the information about the owner is publicly available using a whois service. If a HYIP's whois info includes a phone number, you may try to contact the owner to verify the details. Domain Registration Companies also provide a whois protection service - owner's information is substituted by the domain company information. In that case you won't be able to see any information. Trying to protect your privacy is not a bad thing by itself and serious companies use the whois protection service too, but the worst thing is than you see some info like david Doe, +500 etc, or just a set of random characters - no serious program owner will do it. How HYIP Works Category: HYIP How HYIP Works HYIPs, or High Yield Investment Programs, like any other investment opportunity pay you a percentage (either constant or varying) of your investment. Most of the HYIPs pay certain daily or monthly interest, which can be withdrawn to a payment processor either every day, or once a month. The concept is very simple, HYIPs are the easiest passive income. You don't have to do anything, just invest some money and watch it grow. Every day or every month your account will be rewarded with the promised interest, which can be withdrawn or compounded. But of course it's a bit harder then that, in fact most of the HYIPs are scams and they can close so soon that you won't be able to get any money. Experienced HYIP investor can recognize a scam easily, but if you have only started with HYIP investments, beware of program with extremely high daily interest. Thousands of HYIPs are opened and closed every month, most of them aren't worth your attention. But there are some real High Yield Investment Programs that have been paying their members for a long time and have a good reputation. We list only such HYIPs in this site. Most HYIPs are ponzi's, old investors are paid from the money invested by new members, but you can earn with ponzis too, most of them last enough to get your money back with the interest earned, if you invest early. Some of the HYIPs are considered to be real ventures, we usually list and review those on our site. HYIP programs usually use either automatic or semi-automatic payment scripts, that allow you to withdraw your interest at any time. It's also recommended to withdraw your interest frequently to minimize the risk. There are literally thousands and hundreds of million of dollars invested in HYIPs every year, and while most of newbie investors start their investing "career" with losses, more experienced HYIP traders are able even to make a living on HYIPs. To become a successful investor you need to learn a lot, read all the HYIP related articles, written by senior investors, visit forums and participate in HYIP discussions and, of course, invest. Tips to Avoid Being Scammed Category: HYIP What is your goal? To earn money quickly, get additional income without work. HYIP market can realizes your dreams or makes you bankrupt. Where is limit? Listen to me and you will know how to be rich. As successful HYIP investor you should know golden rules of sure investing. These rules are very significant and I want you to know them at your finger tips before you actually start your investing way. Think Long-Term: Never ever think or plan to get rich within a short period of time. It is not reality. Usually good HYIP will never pay quite your principal and interest in less than 6 months. Do not Quit: Winners do not quit and quitters do not win. It is a law of our life. The next step you take could be the winning step but if you quit, you'll never know how much you are loosing. Just keep investing and learning better ways to better your situation in life. Be Prepared to Loose: In everything you do in life there are always times when losses occur. Life is all about ups and downs. Use losses or failures as a stepping stone towards greater success and also as an experience to make better investment plans, ameliorate on your strategies. Diversify:[u] Never put all your eggs into one basket. This is very important rule in HYIP investing. Invest in more than 5-7 programs to create multiple streams of investment income for yourself. Research and research again: Always conduct your own research too. Always keep your ears on the ground, join HYIP forums, read the FAQs and Terms, read emails sent by the programs you join, check monitoring sites as theHYIPs.net and write their support if there are issues you are not clear on in their terms or FAQs. Ping their domain to define their IP addresses and use an IP search tool or software to determine their location. Do not forget to do a whois search to define if what the programs say in their “About Us" is the same as it is in the search. When you get this information, compare it with what they say about themselves. Also, NEVER sign up a program that is hosted on a free hosting service or sites that use the same scripts. Never reply to any email asking for a confirmation of your username and password. Protect yourself, your e-currency account(s) and your investments: This is another very important point to note. Avoid using your real names when dealing with programs you are not sure of except when it has to do with receiving your money via wire-transfer where you have to give your full details to the program to enable transfer of funds to your account. Also use different passwords for your e-currency accounts, your email address(es) and your investment programs. This will prevent fraudulent programs from trying to use the same password you used to join them to open your e-currency account(s). NOTE: If you are using e-gold, make sure you apply the security features as explained by e-gold to protect your account. [b]Avoid Greed:[/b] Do not let the human factor of greed take over your investment decisions. The scammers use the human factor of greed to lure you into investing your money with them. From my personal experience, I lost a lot of money due to the fact that I allowed the emotion of greed to do my investing for me. Scammers offer very high and unrealistic interest rates within a very short time. When this happens, you will know immediately that this will not last but the emotion of greed will always tell you to give it a try and this is where your downfall and failures will begin. These scammers might pay you the first time just to encourage you to invest more and when you doFree Web Content, they disappear. Please take note of these important rules above and you will enjoy investing in HYIP investment programs. https://safedepositary.com/?r=funekam  They are the very best of them all so far.   2011-07-27 02:43:02 http://mystory.ws/Funekam&p=A4C016F437FDB760E040A8C0AC004EE3         I just posted this to my blog, but also thought someone here might find it helpful. This obviously isn’t all inclusive (after 50 it was time to stop) and I didn’t include some methods I don’t really care for like FFA sites and safelists… so please feel free to add to it if you like: 1. Write and submit articles to the article directories. 2. Leave comments on other people’s blogs with a backlink to your site. 3. Answer people’s questions on www.answers.yahoo.com. 4. Post in forums and have a link to your site in your signature. 5. Write a press release and submit it to www.PRWeb.com. 6. Advertise your website in the appropriate category on www.CraigsList.com. 7. Give an unbiased testimonial on a product/service that you have used in exchange for a backlink to your site. 8. Start a blog and submit it to the 100’s of free blog directories. 9. Manually submit your website to the major search engines. 10. Optimize each page of your website for a particular keyword or search phrase. 11. Add a link in your email signature to your website. It’s a free and easy way to get a little more traffic. 12. Make a custom 404 error page for your website redirecting people to your home page. 13. Use PPC search engine advertising. 14. Add a “bookmark this site” link to your webpages. 15. Have a tell-a-friend form on your site. 16. Send articles to ezine publishers that includes a link to your website. 17. Hold a crazy content and make it go viral. 18. Give away a freebie (ebook, report, e-course) to keep people coming back to your site. 19. Add an RSS feed to your blog. 20. Submit your site to any related niche directories on the net. 21. Participate in a banner or link exchange program. 22. Create a software program and give it away for free. 23. Purchase the misspellings or variations of your domain name, or those of your competitors. 24. Buy a domain name related to your niche that is already receiving traffic and forward it to your site. 25. Pass out business cards with your domain on them everywhere you go. 26. Start and affiliate program and let your affiliates send you visitors. 27. Start a page on social bookmarking sites such as www.MySpace.com. 28. Submit a viral video to www.YouTube.com 29. Conduct and publish surveys to your website. 30. Find joint venture partners that will send you traffic. 31. Start your own newsletter or ezine. 32. Use a autoresponder or email campaign to keep people coming back to your site. 33. Purchase ads on other sites. 34. Send a free copy of your product to other site owners in exchange for a product review. 35. Sell or place classified ads on www.eBay.com with a link to your site. 36. Post free classified ads on any of the sites that allow them with a link to your site. 37. Exchange reciprocal links with other related websites. 38. Network with other people at seminars or other live events. 39. Purchase advertising in popular newsletters or ezines. 40. Advertise on other product’s “thank you” pages. 41. Create a free ebook and list in on the “free ebook” sites. 42. Buy and use a memorable domain name. 43. Do something controversial. 44. Create an Amazon profile and submit reviews for books and other products that you have read. 45. Start a lens on www.Squidoo.com. 46. Use a traffic exchange (low quality traffic, but can sometimes be worthwhile). 47. Get referrals from similar but non-competing sites. 48. Create and sell a product with resell or giveaway rights and include a link to your site in it o others pass it around for you. 49. Email your list. If you don’t have one, get one. 50. Buy a pair of sandals; get your website engraved on the bottom and walk on the beach, stomp in the mud or play in the snow. 2011-07-27 02:21:38 http://mystory.ws/Funekam&p=A4C016F43314B760E040A8C0AC004EE3       10 ways to get your web site noticed With billions of web pages it can sometimes be hard getting yourself noticed. What can you do to stand out from the crowd? How can you get your web pages highlighted and sought after? Here are 12 ways in which you can get more attention for your web site. 1. Fill your web site with content Your web site visitors are not interested in you, they are more concerned with their own world, their own problems, their own difficulties. If your web site is full of information that can help them cope in their world, remove their problems, or ease their difficulties, they will appreciate you. So, focus your web site on the content you provide. There are several ways you can do this. One is to provide a blog as part of your site, though you will need to update this at least daily if it is to have any real impact. An alternative is to have an articles section where you include more detailed information than you might have in a blog. You could also have in-depth reports that people download directly from your web site. However you do it, just focus your strategy on providing content - and lots of it. But the content must be practical, useful material that your readers can directly benefit from. 2. Use the words your web site visitors use Whatever your web site is about, it will only attract attention if it is using the language of your target audience. If, for instance, you have a web site that offers "take-away foods" it is not going to get much attention in parts of the world where they call such things "carry-outs". In other words, your content must match your audience. Don't use the words and jargon you might use in your business, but use the words your potential customers use. If you don't know what they are, ask them. Also make sure you check the words that people will use to search for your site using Wordtracker. 3. Have a design that follows the standards People have become used to certain online conventions - links in blue, underlined, for instance. Even though it may be tempting to appear different or unique, if you do not follow the standard conventions your web site becomes less appealing to people. So this means, for instance, having the navigation down the left hand side of the page, or along the top. It means having a footer on each page with your contact details. It means using the conventional colours to signal links, emails and so on. If you try to do something different you confuse your visitors meaning they are less likely to return and even less likely to tell their friends about your site. 4. Get your site listed in directories People often use directories to find appropriate web sites. You need listing in all the relevant directories to your business. To find specific directories that you can get listed in, use a program like Internet Business Promoter. This helps you locate subject specific directories and manage your submission to them. Also, get yourself listed in DMOZ - it might take some time, be patient, but a listing here is helpful as many other directories and search engines use data from DMOZ. Getting a listing in the Yahoo Directory is also worthwhile paying for. Within seven days you could be listed on one of the most popular online directories. 5. Gain benefit from Wikipedia One of the most popular online resources is Wikipedia - the online encyclopaedia edited by volunteers. Contributing content on your areas of expertise will help bring attention to you and your web site. You cannot simply put up a Wikipedia page all about your business - that would be considered "spam". But adding to existing pages, including your links where appropriate to relevant content on your web site, would be valuable to readers of Wikipedia and to your business. 6. Get links to your site Having other people link to your site is essential. It shows that they trust you and like you enough to recommend you. Don't look for any old link; have a strategy to gain links from relevant sites that are also respected. A link on a relevant and respected site is worth many, many times more than a link on someone's site just because you happen to know them. So, if you are selling lawn mowers, get your site linked on gardening sites, web sites about grass growing and so on. Another way of generating useful links is to get your site bookmarked in del.icio.us and on Digg. Look for other social bookmarking sites like these in your specialist field. Try also StumbleUpon and ReddIt. To find useful sites to link to your web site you need Internet Business Promoter's Arelis feature. 7. Get involved online Take part in forum discussions, Google Groups, Yahoo Groups and other discussion sites. Contribute also to Yahoo Answers. In doing so you bring attention to your expertise and also you get the opportunity to add a link to your web site or some of your appropriate content. Also, be on the lookout for blogs to which you can add comments, again showing your expertise and adding links to your web site, bringing it even more attention. To find suitable blogs use Google Blog Search. 8. Use traditional Public Relations Many web site owners focus all their efforts online, forgetting that the "offline" world is a great way to publicise their web site. Indeed, the owners of Google did a considerable amount of PR to get their venture up and running. So take a tip from them, get as much "offline" publicity as you can. Get yourself listed in Expert Sources - journalists use this to find people to interview. Also make sure your web site has a "media" page that has all your contact details, examples of the kind of media exposure you are available for, links to articles about you, radio programmes you have featured in etc. Also, your web site media centre will need a selection of high resolution photographs of you and your business as well as a short business and personal biography. Your media centre should also include your press releases, if you have them. Journalists look at your web site and if they see a media centre they realise you are "friendly" towards the media and therefore are more likely to approach you. You can also distribute press releases automatically using Press Equalizer. 9. Take part in social networking sites Use sites like Facebook, MySpace and Ecademy to bring attention to your expertise. On Ecademy you can become a "club leader" for your particular topic and on Facebook you can set up specialist groups on your area of expertise. By contributing to these sites - and others in your specialist area - you bring even more attention to your web site. Furthermore, you make it easy for your online contacts to mention your web site to other people online, thus further promoting your site. For a list of sites you can work with go to this list of social networking sites. 10. Take up public speaking Every day there are thousands of business meetings that need speakers. All sorts of meetings are taking place from Chambers of Commerce breakfast meetings to lunchtime seminars to workshops and conferences. All need speakers. By offering yourself to business organisations as a speaker on your topic you can promote your business and gain further attention for your web site. In your talks all you need to do is mention your web site and some of the additional content you have available. Give everyone in the audience a handout or business card and they will all go to your web site as they have heard you speak and already have a relationship with you as a result. If you are nervous about speaking in public get some advice or training in presentation skills. So, there you have it, ten ways you can get your web site noticed - and you didn't have to go near search engine optimization! 2011-07-27 02:12:52 http://mystory.ws/Funekam&p=A4C016F42496B760E040A8C0AC004EE3   28 leading ways to make money online with website From: ways to make money online There are several lists with “ways to make money with a website” on the Internet, but none of them seem to be complete. That is why I decided to create this one. If you know a method that is not listed below, just let us know and we’ll update it. Notice that ways to make money with a website are different from ways to make more money from it. Methods to increase your traffic or click-through rate will help you make more money, but they do not represent a method of making money perse. For example, one could suggest that blending AdSense ads with the content is a way to make money from a website. In reality it’s not; it’s just a way to make more money by improving your ad click-through rate. The real monetization method behind it is a PPC ad network. The list is divided into direct and indirect methods, and examples and links are provided for each point. Enjoy! Direct Methods 1. PPC Advertising Networks Google AdSense is the most popular option under this category, but there are also others. Basically you need to sign up with the network and paste some code snippets on your website. The network will then serve contextual ads (either text or images) relevant to your website, and you will earn a certain amount of money for every click. The profitability of PPC advertising depends on the general traffic levels of the website and, most importantly, on the click-through rate (CTR) and cost per click (CPC). The CTR depends on the design of the website. Ads placed abode the fold or blended with content, for instance, tend to get higher CTRs. The CPC, on the other hand, depends on the nice of the website. Mortgages, financial products and college education are examples of profitable niches (clicks worth a couple of dollars are not rare), while tech-related topics tend to receive a smaller CPC (sometimes as low as a couple of cents per click). The source of the traffic can also affect the overall CTR rate. Organic traffic (the one that comes from search engines) tends to perform well because these visitors were already looking for something, and they tend to click on ads more often. Social media traffic, on the other hand, presents terribly low CTRs because these visitors are tech-savvy and they just ignore ads. List of popular CPC advertising networks: Google Adsense Yahoo! Publisher Network (YPN) BidVertiser Chitika Clicksor 2. CPM Advertising Networks CPM advertising networks behave pretty much as PPC networks, except that you get paid according to the number of impressions (i.e., page views) that the ads displayed on your site will generate. CPM stands for <em>Cost per Mille</em>, and it refers to the cost for 1,000 impressions. A blog that generates 100,000 page views monthly displaying an advertising banner with a $1 CPM, therefore, will earn $100 monthly. CPM rates vary with the network, the position of the ad and the format. The better the network, the higher the CPM rate (because they have access to more advertisers). The closer you put the ad to the top of the page, the higher the CPM. The bigger the format (in terms of pixels), the higher the CPM. You can get as low as $0,10 and as high as $10 per 1,000 impressions (more in some special cases). CPM advertising tends to work well on websites with a high page views per visitor ratio (e.g., online forums, magazines and so on). List of popular CPM advertising networks: Casale Media Burst Media Value Click Advertising.com Tribal Fusion Right Media 3. Direct Banner Advertising Selling your own advertising space is one of the most lucrative monetization methods. First and foremost because it enables you to cut out the middleman commissions and to determine your own rates. The most popular banner formats on the web are the 728×90 leaderboard, the 120×600 skyscraper, the 300×250 rectangle and the 125×125 button. The downside of direct banner advertising is that you need to have a big audience to get qualified advertisers, and you will need to spend time managing the sales process, the banners and the payments. Related links: How to Find Advertisers for Your Website Finding Advertisers for Your Blog Direct Advertising Sales for Beginners Openads Ad Server OIO Publisher Ad Platform 4. Text Link Ads After Google declared that sites selling text links without the nofollow tag would be penalized, this monetization method became less popular. Many website owners are still using text links to monetize their sites, though, some using the nofollow tag and some not. The advantage of this method is that it is not intrusive. One can sell text links directly through his website or use specialized networks like Text-Link-Ads and Text-Link-Brokers to automate the process. Text link marketplaces and networks: DigitalPoint Link Sales Forum Text-Link-Ads Text-Link-Brokers TNX LinkWorth 5. Affiliate Marketing Affiliate marketing is a very popular practice on the Internet. Under this system you have a merchant that is willing to let other people (the affiliates) sell directly or indirectly its products and services, in exchange for a commission. Sometimes this type of advertising is also called CPA (cost per action) or CPL (cost per lead) based. Affiliates can send potential customers to the merchant using several tools, from banners to text links and product reviews. In order to find suitable affiliate programs you can turn to individual companies and publishers like Dreamhost and SEOBook, or join affiliate marketplaces and networks. List of popular affiliate marketplaces and networks: Commission Junction ClickBank Azoogle Ads Link Share 6. Monetization Widgets The latest trend on the web are widgets that let you monetize your website. Examples include Widgetbucks and SmartLinks. Some of these services operate under a PPC scheme, others behave like text link ads, others yet leverage affiliate links. Their main differentiator, however, is the fact that they work as web widgets, making it easier for the user to plug and play the service on its website. List of companies that provide monetization widgets: WidgetBucks ScratchBack SmartLinks 7. Sponsored Reviews PayPerPost pioneered this model, with much controversy on the beginning (related to the fact that they did not require disclosure on paid posts). Soon other companies followed, most notably Sponsored Reviews and ReviewMe, refining the process and expanding the paid blogging model. Joining one of these sponsored reviews marketplaces will give you the opportunity to write sponsored posts on a wide range of topics. Not all bloggers are willing to get paid to write about a specific product or website (because it might compromise the editorial credibility), but the ones who do are making good money out of it. If your blog has a big audience you could also offer sponsored reviews directly, cutting off the commissions of the middleman. List of sponsored reviews and paid blogging networks: PayPerPost Sponsored Reviews ReviewMe BlogVertise Smorty 8. RSS Feed Ads With the quick adoption of the RSS technology by millions of Internet users, website owners are starting to find ways to monetize this new content distribution channel. Feedburber already has its own publisher network, and you can sign-up to start displaying CPM based advertising on your feed footer. Bidvertiser recently introduced a RSS feed ad option as well, with a PPC scheme. Finally, some blogs are also opting to sell banners or sponsored messages on their feed directly. John Chow and Marketing Pilgrim are two examples. Related links: Feedburner BidVertiser Pheedo 9. Sponsors for Single Columns or Events If you website has specific columns or events (e.g., a weekly podcast, an interview series, a monthly survey, a special project) you could find companies to sponsor them individually. This method increases the monetization options for website owner, while giving advertisers the possibility to target a more specific audience and with a reduced commitment. Mashable illustrates the case well. They have several advertising options on the site, including the possibility to sponsor specific columns and articles, including the “Daily Poll” and the “Web 2.0 Invites.” Problogger also runs group writing projects occasionally, and before proceeding he publicly announce the project asking for sponsors. 10.Premium Content Some websites and blogs give away part of their content for free, and charge for access to the premium content and exclusive tools. SEOMoz is a good example. They have a very popular blog that gives advice and information on wide range of SEO related topics. On top of that visitors can decide to become premium members. It costs $48 monthly and it grants them access to guides, tools and other exclusive material. 11. Private Forums While the Internet is populated with free forums, there is also the possibility to create a private one where members need to pay a single or recurring fee to join. SEO Blackhat charges $100 monthly from its members, and they have thousands of them. Obviously in order to charge such a price for a forum membership you need to provide real value for the members (e.g., secret techniques, tools, and so on). Performancing also launched a private forum recently, focused on the networking aspect. It is called The Hive, and the monthly cost is $10. These are just two examples. There are many possibilities to create a private and profitable forum, you just need to find an appealing angle that will make it worth for the members. List of popular forum software: vBulletin Simple Machines Forum phpBB Vanilla 12. Job Boards All the popular blogs are trying to leverage job boards to make some extra income. Guy Kawasaki, ReadWriteWeb, Problogger… you name it. Needless to say that in order to create an active and profitable job board you need first to have a blog focused on a specific niche, and a decent amount traffic. The advantage of this method is that it is passive. Once you have the structure in place, the job listings will come naturally, and you can charge anywhere from $10 up to $100 for each. List of popular job board software: JobThread Web Scribe Job Board SimplyHired Job-o-matic Jobbex 13. Marketplaces Sitepoint is the online marketplace by excellence. Some websites and blogs, however, are trying to replicate that model on a smaller scale. Depending on your niche, a market place that allows your visitors to buy, sell and trade products could work well. Over the time you could start charging a small fee for new product listings. The problem with this method is that there are no standard software on the web, so you would need to hire a coder to get a marketplace integrated into your website. You can see an example of a marketplaces being used on EasyWordpress and on Mashable. 14. Paid Surveys and Polls There are services that will pay you money to run a small survey or poll on your website. The most popular one is called Vizu Answers. Basically you need to sign up with them, and select the kind of polls that you want to run your site. Most of these services operate under a CPM model. 15. Selling or Renting Internal Pages Million Dollar Wiki made this concept popular, but it was being used on the web for a long time around (check Pagerank10.co.uk for instance). These websites sell for a single fee or rent for a recurring fee internal pages on their domain. Usually they have either high Pagerak or high traffic, so that people purchasing a page will be able to benefit in some way. Implementing this method on a small blog would be difficult, but the concept is interesting and could be explored further. 16. Highlighted Posts from Sponsors Techmeme probably pioneered this idea, but somehow it has not spread to other websites. The tech news aggregator displays editorial posts on the left column, and on the sidebar they have a section titled “Techmeme Sponsor Posts.” On that section posts from the blog of the advertisers get highlighted, sending qualified traffic their way. Considering that the monthly cost for one spot is $5000 and that they have around 6 sponsors at any given time, it must be working well. 17. Donations Placing a “Donate” link or button on a website can be an efficient way to earn money, especially if your blog is on a niche where readers learn and gain value from your content. Personal development and productivity blogs, for instance, tend to perform well with donation based systems (one good example being Steve Pavlina). A small variation of this method appeared sometime ago with the Buy Me a Beer plugin. This WordPress plugin enables you to insert a customized message at the bottom of each article, asking the readers to chip in for a beer or coffee. 18. In-text Adverting In-text adverting networks like Kontera and Vibrant Media will place sponsored links inside your text. These links come with a double underline to differentiate them from normal links, and once the user rolls the mouse over the link the advertising will pop. Should the user click on it the site owner will make some money. Some people make good money with this method, but others refrain from using it due to its intrusiveness. It is also interesting to note that very few mainstream websites have experimented with in-text advertising. 19. Pop-ups and Pop-unders Pop-ups are a common yet annoying form of advertising on the Internet. If you are just trying to make a much money as possible from your website, you could experiment with them. If you are trying to grow the traffic and generate loyal visitors, however, you probably should stay away from them. Just consider the hundreds of pop-up blockers out there: there is a reason why they are so popular. Ad networks that use pop-ups: Tribal Fusion PayPopup PopupAd Adversal 20. Audio Ads Also called PPP (Pay Per Play), this advertising method was introduce by Net Audio Ads. the concept is pretty simple: play a small audio advertising (usually 5 seconds) every time a visitor enters into your website. The user should not be able to stop it, creating a 100% conversion rate based on unique visitors. The company is still rolling tests, but some users are reporting to get from a $4 to a $6 CPM. Regardless of the pay rate, though, this is a very intrusive form of advertising, so think twice before using it. 21. Selling the Website Selling your website could be your last resource, but it has the potential to generate a big sum of money in a short period of time. Market places on online forums like DigitalPoint and Sitepoint are always active with website buyers and sellers. Keep in mind that they most used parameter to determine the value of a website is the monthly revenue that it generates, multiplied by a certain number (the multiplier can be anything from 5 to 30, depending on the expectations of the seller, on the quality of the site, on the niche and other factors). Some people also make money trading and flipping websites. They either create them from scratch or buy existing ones, and after some revamping they sell them for a profit. Related links: How To Buy A Website And Flip It For Profit How To Sell A Website - How Much Is Your Website Worth? Where to sell a website? How to go about selling it? Indirect Methods 22. Selling an Ebook Perhaps one of the oldest money making strategies on the web, using a website to promote a related ebook is a very efficient way to generate revenue. You could either structure the website around the book itself, like SEOBook.com, or launch the ebook based on the success of the website, like FreelanceSwitch did we the book How to be a Rockstar Freelancer. Related links: Writing an ebook for your blog How to sell ebooks Processing payments for your ebook 23. Selling a Hardcover Book Many authors and journalists leverage their blogs or websites to sell copies of hardcover books. Examples include Guy Kawasaki, Seth Godin and Malcolm Gladwell. While most of these people were already renowned authors before they created their website, one could also follow the other way around. Lorelle VanFossen did exactly that with her Blogging Tips book. First she built her authority on the subject via her blog, and afterwards she published the book. List of self publishing and publishing services: Lulu Self Publishing iUniverse WordClay 24. Selling Templates or WordPress Themes As more and more people decide to get an online presence, website templates and WordPress themes become hotter and hotter. On this segment you have mainstream websites like TemplateMonster, as well as individual designers who decide to promote and sell their work independently. Brian Gardner and Unique Blog Designs are two examples of websites that make money with the sales of premium and custom WordPress themes. 25. Offering Consulting and Related Services Depending on your niche, you could make money by offering consulting and related services. If you are also the author of your blog, the articles and information that you will share will build your profile and possibly certify your expertise on that niche, making it easier to gain customers. Chris Garrett used a similar strategy. First he created a highly influential blog on the blogging and new media niche, and afterwards he started offering consulting services to clients with related problems and needs. 26. Creating an Email List or Newsletter Email lists and newsletters represent one of the most powerful marketing and money making tools on the Internet. They offer incredible conversion rates, and the possibility to call people to action in a very efficient way. Creating a big list is a difficult task though, so if you have a popular website you could leverage it to increase the number of subscribers on your list. Yaro Starak is a famous Internet marketer, and if you visit his blog you will notice that right on top he has a section encouraging visitors to subscribe to his email newsletter. Yaro generates five figures in revenues each month from his email newsletters, proving that this method works. List of software to manage email newsletters: AWeber SendStudio NX PHP Autoresponder Constant Contact 27. Mentoring programs People are willing to pay for someone or something that will teach them and give them knowledge (as opposed to mere information). Education is one of the biggest industries in the world, and the online landscape behaves in a similar way. Creating a mentoring program related to the niche of your website could be very profitable if you manage to structure and promote it adequately. There is a wide range of media and tools that you can use to deliver the information, from text articles to audio and video lessons. Brian Clark leveraged the success of Copyblogger to launch a mentoring program teaching people how to build membership and how to sell content online. The program is titled Teaching Sells, and it costs $97 monthly. Sounds expensive, but they have over 1,000 members. 2011-07-27 01:47:35 http://mystory.ws/Funekam&p=94AB40AA552652BCE040A8C0AC001F5E How to Find Advertisers for Your Website: The Ultimate Guide by Daniel Scocco Direct advertising sales is arguably the best method to monetize a website. Finding advertisers for your site and actually closing the deals, however, is not as straight forward. Over the past 6 months I had more than 10 high profile companies sponsoring Daily Blog Tips, and through out this article I will share what I have learned along the way.   The Pros More money: The first advantage of selling your own ads is the fact that you will cut the middlemen out, increasing your revenue potential. Suppose you sell text link ads on your sidebar through a certain company, and the text links sell for $50 monthly. Since you are using the company network to sell the ads, they will eat 50% of the price, and you will end up earning only $25 monthly for each text link. If someone is willing to pay $50 for a text link on your site, though, it means that they are getting $50 of value out of it. Why, then, should you share that with someone else? Independence: Sure, large advertising networks have access to a wider pool of advertisers, and they have more credibility to close the deals. But if you have all the requirements in place (see the section below) and spend some time looking at the right places, I am sure that you will be able to sell your own ads just as efficiently as the larger networks. Flexibility: The third advantage of selling direct advertising is that you will have much more control over where and how the ads will be displayed (i.e., you can avoid intrusive advertising). Google Adsense is nice, but unless you blend it with the content – annoying some of the readers – you will get terribly low click-through rates. Credibility: Finally, having sponsors and direct advertisers on your blog might help your credibility. Even small and poorly crafted blogs can stick some Adsense units here and there. Having established companies that are willing to partnership with your site, on other hand, can signal that your content has quality and that the site is somewhat professional. The Cons Time consuming: While selling your own ads has many advantages, it is no panacea. The first drawback of this monetization option is the time that it will consume. This time will be spent optimizing your website for the ads, finding potential advertisers, negotiating with them, and handling the administrative matters (e.g., making payments, tracking statistics, delivering reports and so on). Many requirements: Selling direct adverting is not as easy as making money from Google Adsense. As you can see from the section below, you will need to have a popular blog, a professional looking design, special software and the like. Unstable: Unless you close deals for very long periods, which is unlikely, you will find your self looking for new advertisers or optimizing your website to attract new ones every other month. The opposite is true for most advertising networks, where you just need to plug some code and they will do the rest of the work. (If your site or blog is just a hobby, therefore, direct advertising might not be the best option) What You Need to Have in Place A popular website: Before landing direct advertising deals you will need to have a good amount of traffic on your site. There is no “magical” number here, but a good rule of thumb would be 1000 daily unique visitors. If you are below that mark you should focus on building traffic instead of looking for advertisers. Other factors like Google Pagerank, RSS subscribers and Alexa rank might also help. (Notice that small websites might also be able to sell direct advertising, but usually the time spent on that will not justify the results) A clear focus: You might have the most popular site on the Internet (well, not as extreme as that, but you get the point), but unless your site also has a very clear niche and a defined audience, advertisers will not find it very attractive. This means that you should avoid rambling about 100 different topics on the website. Advertisers want to deliver a message to specific people, and the more specific the better. A professional looking design: If you are planning to monetize your website through sponsors, you probably should invest some money into a professional looking design. Advertisers will be associating their product or service with your website, and not too many of them would be willing to get mixed with an ugly, MySpace looking site. Give visibility to the sponsors: This point is connected to the previous one. Not all templates and themes will be suitable for selling direct advertising. Preferably you want to have an idea of what kind of advertising you will sell (e.g., 468×60 banners, 125×125 banners, text links) and design your website according to those objectives. Advertisers want visibility, so reserve a good spot for them. Adserver software: In order to serve your ads, rotate banners and track statistics you will need to install an Adserver. If you are looking for a simple solution you should try WP-Ads. This WordPress plugin will serve ads for specific ad zones that you create. The only drawback is that it does not count clicks (only impressions). If you need a more sophisticated solution check OpenAds. You will need to spend some time learning how to use it, but it offers virtually all the features you will ever need. “Advertise Here” page: It is very important to have an “Advertise Here” page. On this page you want to give some details about the website, like audience, traffic and any other factor that might be of the interest of potential advertisers. Secondly, make sure that you have some link to that page on the navigation bar and if possible close to the zone where the ads will be displayed. You can see a perfect example of such layout on Copyblogger.com. Standard letter to approach advertisers: While some advertisers will contact you after reading your “Advertise Here” page, the rest of them will need to be directly approached by you. In that case, it is a good idea to create a standard letter to contact the advertisers. There is no “one size fits all” solution here, but you can follow some general guidelines: 1. Introduce yourself and quickly explain what the email is about 2. Explain why you decided to contact them and what they have to gain 3. Give details about your site (traffic, subscribers, topic, audience) 4. Give details about the advertising options (location on the site, max number of advertisers, monthly price) That is it, after that information the advertisers should be able to decide if they are interested or not. If they reply, then you will fix the details. Bear in mind that all the info I mentioned should be contained in 2 or 3 paragraphs. If you send an essay to potential advertisers they will just skip it altogether. Accepting payments: You might have everything in place, but if you are not able to cash payments – or more importantly, if advertisers are not able to pay easily – you will end up losing deals. PayPal is the best option here. Notice, however, that a personal account will not suffice. You will need at least a premier account to be able to accept credit cards. Where to Find the Advertisers Once you have your direct advertising program established, you will start to receive inquiries from people. On the beginning, however, you will need to hunt advertisers down. Do not get discouraged if get turned down initially, provided you have all the aforementioned requirements, sooner or later you will find someone willing to take a shot on your site. People linking to your site or articles: If a company is willing to link to your articles or to add your website under its “Links” or “Resources” section, it is also probably willing to discuss about advertising on your site. Keep track of those incoming links. People leaving comments/e-mails: The same principle applies to people leaving comments on your blog or sending you e-mails. If among them you see an employee or the owner of a company that could be interested on your website, bingo! Contact him or her and get the conversation going. AdWords advertisers: Through out your search for advertisers you will notice that most of the established companies are not aware of the benefits of online advertising. If a certain company is already spending money on Google AdWords, however, it is very likely that it would also be open to other forms of online advertising. Think about some keywords that are related to your topic and Google them. Check the sponsored links that will appear and contact them. (You can also check the advertisers that appear on the Adsense units of related websites) Other advertising networks: While Google AdWords is by far the largest advertising network on the Internet, there are many others that could be useful. Check the companies that are spending money on AdBrite, Text-Link-Ads, BlogAds, SponsoredReviews and so on. Banner advertisers on similar sites: Check out popular websites on your niche and see what companies are advertising there. Provided you offer them an interesting deal (i.e., a reasonable price for your size), I am pretty sure they will be interested. Create a “Potential Sponsors” bookmark folder: This technique produced outstanding results for me. I have a bookmark folder on my browser called “Potential Sponsors.” Every time I come across a company or website that could be interested in sponsoring my website, I bookmark it. Currently I have over 100 bookmarked sites on that folder, and I have not approached half of them yet. How Much to Charge You need to provide value: It is all about value. A potential sponsor or advertiser will want to see some returns for the money he will be spending on your site, and this can be seen as visibility (impressions) and leads (clicks and possible sales). Make sure, therefore, that your advertising deals will deliver. The numbers: Remember that there are some pretty cheap advertising options out there (e.g., Google AdWords), and you will need to be competitive. Provided you reserved a good spot for the sponsors (sidebar or header, preferably) you could start charging a $0,5 CPM (cost per 1000 impressions). If your blog is generating 100,000 monthly page views, therefore, a banner spot on your sidebar should cost around $50. Start low and build your way upwards. Popular blogs (e.g., TechCrunch) have a higher CPM, sometimes as high as $10, but you will need a huge credibility to arrive there. Cross-check: You can easily check if you are charging a suitable rate by using Adsense units on the places where you will sell direct advertising. Analyze how much you would gain with Adsense, and adjust your rates accordingly. Secondly, you can also check similar sites that are already selling direct ads. Be flexible regarding the terms: Flexibility is key. First of all make advertising agreements on a month-to-month basis. People don’t like to commit to something they are not completely sure about. If someone proposes you a longer deal, offer a discount in exchange. Offer test periods: Unless you have a very popular website, you will find potential advertisers reluctant to spend real money. If you are confident that the deal will create value for both parties, however, you can use that on your favor. Offer a free test period whenever needed. Some of the times the advertiser will turn you down after it, but other times they will confirm the deal. Either way you have nothing to lose. 2011-07-27 01:38:42 http://mystory.ws/Funekam&p=94AB417529AE423AE040A8C0AC001F5C  The Impact of Saving on Your Future Wealth If you think about, many people will make over a million dollars in their lifetime! If you were to earn an average income of ,000 a month (,000 a year) over 40 years (age 25-65), then you would have a total of .44 million (,000 x 40 years) flow through your hands. If you were like most people who spend all they earn, you will end up after 40 years with almost nothing. But what if you were to just save 10% of that income every month and invest it in stocks and mutual funds that earn you a 15% return a year and let your money compound? How much would you have after 40 years? Using a financial calculator, you can easily compute that you would have accumulated .914 million! What? Is that right? Is there something wrong with my calculator? No! Through the power of compounding, saving just 0 a month accumulates to over million in 40 years! That is the power of consistent saving and investing. Most people feel that they do not have enough income to invest so they procrastinate by saying, 'I will start when I earn more!' Trust me, this is impossible. If you cannot save ten cents out of a dollar, you will not save 0,000 out of a million. If you cannot start with a small income, forget it when you have a bigger income. Remember that if you do not start the habit of saving and investing, you will end up with a lot more expenses when you earn more. Stop procrastinating! Start right away! Every day you delay is costing you hundreds of thousands of lost dollars in your future. Let's look at the impact of procrastination. If you were to save 0 a month for 25 years at a 15% annual return, you will have 6,968 in the end If you were to start just one year later and save 0 a month for 24 years at the same 15% return, you will end up with 5,723. That's 1,245 less! In other words, waiting one year will cost you 1,245 in future dollars. This is equivalent to losing 4.78 (1,245 divided by 365 days) of future wealth every single day that you procrastinate! Can you afford to do that? Now that you know how savings can have such a huge impact on your future wealth, what do you do? Get ready to start increasing your monthly savings right away... Take the advise and start saving today. Funeka 2011-07-20 08:28:08 http://mystory.ws/Funekam&p=94AB4175243E423AE040A8C0AC001F5C   Essential Three Steps to Build Your Wealth Millions of African citizens have incurred debts and failed to build enough assets to secure their financial future. This downturn financial situation will make it difficult to give shape to your dreams and become a wealthy person despite your hard work. The following are some crucial steps that will help you to recover from financial crisis to build your wealth. 1. A proper financial education can pave the path for a smooth journey from debt to wealth building. Once you review your financial situation and understand the reason for you not achieving your goal, then you can resolve your problem with the help of this financial education. Start making small investments and use debt leverage to increase your returns. Broadening your investment options will help you with passive income. These are the few basic concepts that you need to master with the help of financial education. You need to modify your mode of expenditure and investment according to your changing financial situation. You might require time to adapt to the new change where you need to understand saving and investment is more important than your short term pleasures. But this is only possible through proper financial awareness. You cannot change your mind set with the wave of the wand. To accomplish this Herculean task, you need to be dedicated towards your financial planning. 2. Curb your expenses so that you can pay off the debts without taking out a new loan. Your priority task will be to lower your monthly expenses so that you can save more cash without splurging on unnecessary things. Creating a budget can help you to stay within your means. Planning a budget is not a difficult task; you just need to be patient and organized. Maintain a spread sheet and make two individual columns. Keep the left side of the column for your income where you list all your consistent sources of income. The other column on the right hand side is for your expenses. Under the heading ‘expenses', list all the things which contribute to your expenses. Try to review your budget plan extensively so that you can understand where your money is actually flowing out. Restrain yourself from over expenditure and if you are unable to manage your expenses, then restructure your budget plan according to the present financial situation. Once you start reducing your expenses, you can see a positive cash flow. Avoid going out for lavish dinner or spend a fortune over a luxurious vacation. Even the small expenses like late night movies and meeting friends over coffee can cost you a considerable amount. Rather, arrange a small get together at home and organize a budget friendly dinner. This will help you to remain within your means as well as get out from the life of isolation. If you are crushed under the burden of debt, then you can opt for snowball strategy. Start paying from the lowest to and gradually move towards the highest debt amount. Try to build momentum each time you pay off a debt in an ascending order. In this way, you can wipe out your financial woes. 3. Once you have paid off your debts, start investing your hard earned cash for future profit. Depositing in the bank will not be very beneficial, rather look for investment options that will help you with passive income. Evaluate your investment options. Investing in assets can give you profitable income. As the investment plans are long term goals, ensure that you hold on to your strategies for capital gains. You can get investment plans at a lower price and sell it when the market rises at a higher price. Sell your assets so that it can fetch you fruitful results. These are the 3 important ways to build your wealth and if you follow the last two steps diligently, then you can avoid incurring financial burden and get freedom from debt. Good luck.  2011-07-20 08:17:09 http://mystory.ws/Funekam&p=A4C0142CC5BAAE67E040A8C0AC004EAB How do we respond to Wealth Creation in South Africa ?   Education All accept the need to develop South Africa’s human capital. But given the current issues confronting the education system both in terms of scope and scale, there is disagreement about the best ways to achieve this. The Foundation will endeavour to produce research that will contribute to the development of both policy and practice so that South Africa is able to produce students who will make a contribution to South Africa’s development. Health Decent health and healthcare facilities are intrinsic to a well functioning and prosperous country. We believe that they also constitute an important human right. Where there is a manifest failure of delivery, it will be necessary to uncover the causes, but also shed light on how to turn failure to success. The introduction of a national health insurance programme poses great challenges but might also afford great opportunity for healthcare in South Africa. The Foundation will actively engage in debates around healthcare. Institutional Governance The separation of powers and of political structures is central to the Foundation’s understanding of a democratic state. The current bills under discussion in Parliament will impact on the way national government interacts with provincial and local government. The implication of  this needs to be explored and vigorously debated. The delivery of justice needs continually to be reviewed. These  are all issues relating to institutional governance that need to be addressed on an ongoing basis.   Info Economic Policy and Wealth Creation The Foundation believes that a market-oriented policy framework is best suited for producing growth and wealth creation. The Foundation’s principal interest will be to monitor how changing economic policy affects public sector spending, and how this impacts on a range of issues around service delivery. South Africa’s Regional Impact Given South Africa’s dominant position in the region, it is important that the Foundation explores the impact made by South Africa throughout the region, with particular reference to civil society. Furthermore what happens beyond South Africa’s borders also impacts on the citizens of the Republic and needs to be explored. The Foundation has to be cognisant of the relationship between regional policies and the promotion of business interests. Do South African businesses abroad act as drivers of regional growth? How does this affect the people on the ground? What impact has South African foreign direct investment had on regional civil societies? South Africa accommodates refugees from across the continent, why are they here and how are they being received? What has happened in their countries of origin to drive them to South Africa? What socio-economic impact do they have on South Africa? 2011-07-20 08:07:11 http://mystory.ws/Funekam&p=A4C01675E14FB760E040A8C0AC004EE3     Our recent experience of writing Large Review was not quite successful, We are glad to report that Safedepositary has indeed been rated 98% by  Martin Eden, HYIPNews.com   Of course, it was the first attempt to write Large Review but I was hoping for a better result. I want to remind that the aim of our Large Review is to evaluate HYIP’s components of success in order to determine the degree of its riskiness. The more points the program gets, the more likely that it will bring profit. The maximum number of points is 100. Our goal is to ensure that the program which receives 100 points will definitely bring profit after the publication of the Review, meaning 100 points = 100% probability of making a profit. However, there is such thing as “force majeure” in our life. Neither calculations nor different factors can have an influence on it. Such situations are worth 5% or 5 points out of 100. Therefore theoretically possible maximum of our Review is 95 points. Today a charming project called SafeDepositary is on our “surgical table” having not only a serious focus on success but also some pretty original innovations. Let's analyze them. 1 issue: HyCapital Funds Large Review. 57+5. Closed after .16 from invested 0 returned. 2 issue: SafeDepositary Large Review. ???. Not Deposited Yet. DESIGN & CONTENT 13 of 15 The design of an investment program does not have to be beautiful. The design of an investment program has to be qualitative, meaning balanced, thought over and accessible. Online investing is actually not a beauty contest; however online investing is an online job and program’s website is its office. Well, no one really evaluates the design of companies’ offices before investing in them but we have to do it in our field. Program’s website is program’s face and one of the components that can not be hidden or faked, and anyone can see it and make conclusions. The team of SafeDepositary has created a fairly simple site in a classical style. There is a horizontal menu across the width of the site, as well as a vertical menu in module on the left (subsections). There is also a duplicate menu at the bottom of the website. On the top you can see a panel, which displays the status of your session. In user section there is also a set of options under a horizontal menu where you can control your finances and content. It is much easier to assess the attractiveness of project’s design by watching our video review. As you can see the design of the website is not just unique but is also performed at a high level. The logo and design elements make a great impression and are a complete system, which is a very good sign. There is a description of the company and its activities. Each plan (fund) also has its separate description. The brochure in pdf format is also available for users. There is a news section with an archive (the average frequency of updates is twice a month; it is done regularly and stable). It is very important that there is a section with testimonials and more importantly (and good) that it is implemented on the principle of voting. Almost anyone can post a testimonial and very many investors use this opportunity. I like this feature as an investor and as an analyst. There are 25 answers in FAQ section, most of which are not just informative but even interesting. FAQ section at SafeDepositary is almost exemplary. An Affiliate Program page shows informative illustration and a general description. In general, there is nothing superfluous on the website; however it has everything you need to understand what SafeDepositary does and how it operates. They did not post information about the field they work in and did not post anything that would be boring for a HYIP investor. The website is decent and its content is qualitative. I could complain about the disposition of some elements of the navigation and I see a few other things which could be done in a different way but that’s just my subjective impression and I don’t have any claims from a professional point of view. Well, why do we give 13 out of 15? Because there is always something to improve. I find this great because a continuous operating of HYIP is also concerned with different kinds of changes, therefore if the administration has an aim to operate for a long time, they will have more improvements to make. SECURITY AND USABILITY TOOLS 15 of 15 If we had decided to evaluate each criterion on which the success of the program depends separately, then our review would have lasted forever and the effectiveness of evaluating various components would be blurred. Therefore, security and usability are in one group in our review. As already mentioned in the latest release, such components as DDoS protection, SSL connection and easy navigation can be implemented very easily (many hosting providers sell them by default) but they provide such two important parameters like security and convenience. Therefore, according to these parameters, it is possible to gain all 15 points and SafeDepositary gains 15 out of them. In this case it is easier to say what SafeDepositary does not have. SafeDepositary has almost everything that is generally used by modern high-yield online projects. Almost everything (!). The only feature that came to my mind, and which is not implemented at SafeDepositary is SMS verification. However, this is just a minor fact, considering that there is DdoS protection (Dragonara), SSL, a dedicated server, a virtual keyboard, IP filter / IP detector tool (allows you to set different sensitivity and different ways of notification), Guard Card (special codes that you enter when you request the withdrawal of money). Moreover, the SMS verification at SafeDepositary is actually going to be implement. However, even without this feature a set is so full-fledged, that there is no need to desire anything else. Moreover, they have a calculator! Oh, I love those calculators so much :) You will have a positive impression right from the first step, after the registration. Little information is required for this process and you should register at least in order to look inside. On the right of the picture you will see a menu for creating a deposit. There you can choose the level of compounding for this deposit. Below you will see a picture which displays the active deposits. It can be seen in which fund the money is invested and which level of compounding is chosen. In the right column you can see a contract for this deposit (it will be discussed below). There are also other buttons for controlling your deposit, including such important ones as the change of compounding level "and" reject deposit ". The great thing here is that statistics (account activity and plans) is given in the form as in the picture, meaning very clearly. Administration of the project did not bother creating an impressive and solid tables with charts (although charts are also present on the front page), they simply made this information useful and usable. By the way, charts are another advantage and added point to usability. In general, we can talk about this characteristic forever. I think everything is explained by giving 15 points.  WHOIS CHECK 0 of 4 The verification of WhoIs info could bring 5 points to a project last time. This time we decided that 5 points for WhoIs criterion is too much, considering the fact that this criterion is calculated separately. "Good" information should not bring more than 4 points to a project, because the same information using which some accounts are registered in e-currency can be used in WhoIs. This criterion is not so important for it to influence the success of the program, just like the number of payment methods, therefore we give just 4 points. The domain name safedepositary.com has been registered till 2015 and all information is hidden. This situation can be called like this: could score extra points, but did not want to. INVESTMENT PLANS AND REFERRAL PROGRAM 18 of 18 For this criterion we also give less points now. Instead of a maximum of 20 points we now have 18 points. 2 points were taken away considering the influence of the market situation. You know, it happens that investors like the program with two plans which offer 10% per day. We could have lower it to even 15 points but we also evaluate affiliate (referral) program, and the influence of this factor is difficult to overestimate. For example, the implementation of the affiliate program at SafeDepositary is the best in the market in my opinion. 18 points is possible to get only for it. Judge for yourself. Firstly, it is a multi-level system (you get the commission from the first, second and third levels of your downline). Secondly it is very profitable (average commission in the market is 5% and at SafeDepositary it is 8%). Thirdly, anyone who wishes to promote the project is provided not only with all necessary materials but also with a separate page on which you can add your contacts and choose a method of promotion (!). Such level of promotion is called representation. You'll probably start having some obligations. For example, if you chose to promote through social networks or marked that you would support customers via Skype, then you should do it. And at the same time your bonus increases. Instead of 8% commission you'll receive 20%. I think it's worth it. If you decide to become a representative of the company, then you can easily get to the section https://safedepositary.com/representative/start and if you are always online, then you may well add the list of your referrals with those people who come to you from the site SafeDepositary.com! And it seems like it is fairly simple to become such representative. By the way, if you become a representative and you have referrals, then in the admin area you will find another advantage. All referrals are divided into groups according to the level. In general, SafeDepositary apparently decided to offer investors an additional way of earnings (other than a passive way), and this task is handled really great. Affiliate Program is implemented not just as accompanying marketing component but as a full-fledged subproject. Well done. There are 4 investment plans in the project. Here is a summary chart of their parameters.:     Virtax Fund Rovasion Fund Orston Fund Grand Fund Daily interest rate 1.6%  1.8%  2%  2.3% Minimum deposit    00 00  000 Investment period  150 days (Mon-Fri)   150 days (Mon-Fri)   150 days (Mon-Fri)   150 days (Mon-Fri) Deposit payback  Yes (150 days)   Yes (150 days)   Yes (150 days)   Yes (150 days)  Premature closing fee 30%  30%  30% 30% The structure of the plans is original because of several details. Firstly, ,000 minimum in Grand Fund. Secondly, ,000 minimum in the second plan (usually the second plan is introduced for deposits of 0 and more). What does this say about? About the audience of the project and the main purpose. Both components should have a very positive influence on the development of the project. A long and qualitative work should raise investors' attention to Grand Fund. However, they do not infringe upon interests of small investors. The daily interest rate of Virtax Fund is at a level above the average. In general, the plans are balanced and thought out perfectly well. A bonus for investors and an advantage is the possibility of premature withdrawal, a penalty for which is only 30% of your deposit. PAYMENT METHODS 5 of 5 SafeDepositary accepts AlertPay, LibertyReserve, PerfectMoney and Bank Wire. This set is absolutely sufficient and adding other options would not affect anything. Of course, many people believe that the more payment processors are used by the program, the more verification processes it went through, the stronger it is and the longer it will operate. However none of the programs with a wide range of payment processors has not confirmed this assumption by its performance. Vise versa, a number of programs have achieved great success accepting only PM and LR. Of course, a wide range of payment processors is a positive factor and has an influence on investors. Therefore, we decided not to give SafeDepositary a maximum amount of points in order to once again state that the project has a potential for growth and for gaining additional weight. MONITORINGS SERVICES 8 of 8 Now SafeDepositary is present on almost 60 monitors. Moreover, it is on such important for success monitors like hyipnews.com, hyip.com, goldpoll.com. Is it an advantage? Of course, it is. However, the direct effect of the monitors is negligible. 90% of all organizations operating under the name "HYIP monitor" are absolutely useless and don't do anything. That's right, they just do not do anything. However, it is very important for investors that the program is monitored by many sites. Therefore, a presence of many monitors is good. And if the program has a lot of monitors, we give it 8 points. This is 1 point less than the maximum in the previous Large Review (monitors continue discrediting themselves) but it is still quite a lot. We decided that for a "sufficient" number of monitors (about 30) we will give 5 points, for a usual amount (about 10-20) 3 points and for a small amount - 1 point. It is important, of course, to consider which monitors are included in the list, but it's a different story. SafeDepositary is exemplary in this case. PUBLIC RELATIONS AND MARKETING 12 of 18 Apparently, the advertising campaign of SafeDepositary is ahead. Anyway, we have not noticed that the administration is actively promoting its project using banner ads and reviews/interviews. Most of the publications and information that we have been able to find using search engines was published at HYIPNews.com :)  A good sign is that there are no negative reviews or publications. In addition, we are perfectly aware that many projects succeed without active promotion. The main conditions are stability and consistency. The support service of the project is represented by two offices and two Live chats, which have been tested and which really function. There are sometimes some delays in case with support via email but the responses are always received without fail. We should also mention about such important feature as the contract. We decided to take a look at it in this section because we believe that documents are a form of communication with customers. The thing is that you can get a contract after the deposit is made. A file with the signed contract appears in the column with the active deposit. The contract provides information about the amount of your deposit as well as obligations of SafeDepositary. It says how much you will earn at the end of the period. The document is signed by the President of Safe Deposit S.A. Looks great. Of course, it is better to look at it in our Video Review (live), however I'll also publish a small version of the contract here. I do not know, if this contract printed on your printer has a legal force but this is at least something. At long last, this is an obvious respect for the client and care about the order. Everyone is fed up with the clone F.A.Q. texts and a thousand times stolen TOS. Therefore the idea of a contract at Safedepositary.com hits the mark.  CURRENT POPULARITY 6 of 8 We did not have a "current popularity" criterion in our previous publication of Large Review. Of course, this is an important criterion but we thought that it would be okay to include it in the "overall impression". However, it is very important how much popular the program is now. If it's hyper-popular and is at the peak of its development, it is hardly a good sign. If it is not popular, it's bad too because such project is unlikely to have a lot of fans. Besides, the popularity of the project is an important indicator of how the project is accepted by the market. If investors are not going to invest in high-yield investment projects, then no matter how highly we appreciate the approach of creators of a HYIP, the entire calculation may fail. SafeDepositary is not very popular now but it is in the perfect position to win this popularity. Statistics on traffic as well as activity on forums helps understand that the project is only gathering pace. OVERALL IMPRESSION 8 of 9 Considering the fact that experts estimate the average chance of earning in high-yield investment field at around 25-35%, it could be assumed that the average criterion would be exactly this amount of points. Meaning if you take into account all programs operating in the market and "weigh" them, then the average program would get only 25-35 points. As you can see, SafeDepositary has much more points but even despite this, there are a couple of features to add. The system of testimonials is originally implemented. This is an additional advantage. They have an extremely informative security center (https://safedepositary.com/content/Security_guide), which is another advantage. And they have a contract that is implemented very cleverly and clearly. This is another advantage. I do not know how in fact the Affiliate Program offered by SafeDepositary will work but the concept is wonderful. The page with information about the referral program, the page with a list of representatives (RRP) as well as the mechanism through which you can easily become one of the RPR lay the foundation for a huge potential of this program. Of course, this mechanism has not been tested yet and they have only 1 representative right now but it looks promising. Force majeure in this case comes down to the intentions of the administration, the situation in the market and to the usual problems like DDoS and different actions against the administration. As we can see by looking at all evaluated criterions, the project is very well balanced, meaning it did not gain a large or a small number of points on some parameters. All their components are equally strong and it will be interesting for me to watch their successes. It will be even more interesting to see how much fair the hope that this program really has a 83% probability of bringing profits is. So what kind of result do we have? The result is almost a sure-fire project and even if you do not believe in this calculations, you should not doubt that this is one of the strongest projects of recent times. Personally, I'm going invest my money in SafeDepositary without a fear of losing them. DESIGN & CONTENT: 14 of 15 (93%) SECURITY AND USABILITY TOOLS: 15 of 15 (100%) WHOIS CHECK: 0 of 4 (0%) INVESTMENT PLANS AND REFERRAL PROGRAM: 18 of 18 (100%) PAYMENT METHODS: 5 of 5 (100%) MONITORINGS SERVICES: 8 of 8 (100%) PUBLIC RELATIONS AND MARKETING: 12 of 18 (67%) CURRENT POPULARITY: 6 of 8 (75%) OVERALL IMPRESSION: +8 of 9 (93%) TOTAL: 86 out of practical 95 and theoretical 100 1 issue: HyCapital Funds Large Review. 57+5. Closed after .16 from invested 0 returned. 2 issue: SafeDepositary Large Review. 86. PAYING  Invested 0 at 10/28/2010 More information about Safe Depositary Martin Eden, HYIPNews.com  Safe Depositary Safe Depositary – HYIP Details A cool new investment site has just been born Safe Depositary. Step by step and deal by deal Safe Depositary writes its own history of a successful stock trading, history is always good. It writes the history with its original pen by dipping it in the inkwell with ink consisting of success, reliability and a professional wealth management. Safe Depositary has worked hard to create a professionally done site. Every side of the Safe Depositary business is the result of hard work done by tens of specialists engaged in management, marketing, stock trading, mathematics and high technologies. It means that every asset management operation is based on a scientific approach which implies calculating probability of bargain outcomes, risks, compensating bargains and many other factors. And that’s where our long experience becomes handy – it allows us to give approximate estimations of our daily profit and offer a stable profit percentage to our clients. Of course, we may suffer losses after some trading sessions but all in all our total profit covers the amount of possible losses. The system of trading designed by Safe Depositary is based on the integrated approach to the world stock market. It means that Safe Depositary is presented in each time zone and on every big-cap stock exchange. It’s presented by the dealing departments which trade in a strict accordance with the company’s strategy. TSE, SSE, BSE, MICEX, LSE, NYSE, TSX are among the stock exchanges Safe Depositary is trading on. Website Design Rating: low 1 – 2 – 3 – 4 – 5 – 6 – 7 – 8 – 9 – [10] high Payment Processors: Monitoring Since: August 31, 2010 Payment Status: Paying Minimum & Maximum Investment Limit: .00 – no (max) limit Principal Term Periods: 150 days Average Profit: 1.6 – 2.3% daily Compounding (Offered): Yes (ROI) Legit HYIP Online Investment Team – In Profit: Not Yet Referral Commission: Up to 8.00% per each deposit Withdrawal processing time: Instant Customer Support: §  Live Support §  [Base Address] §  [Phone Number] §  [Contact or Support Form] §  [Posted Email Address] §  Phone Support §  [FAQ Page] §  Twitter §  Forum §  Skype §  Facebook §  Blog Payment Proofs & Payment History At Legit HYIP we request payments regularly every 2 – 3 days for each individual HYIP we invest in and list on our site. We do this to make sure that all the HYIPs we promote are steadily paying and paying on time. All dates below are dates we were paid on and the ones in bold are Payment Proofs, just click them and see. Payments will at times be a combination of interest earned and referral commissions. Payment History Sept 15′ 2010 Sept 19′ 2010 Sept 26′ 2010 Sept 27′ 2010 Sept 30′ 2010 Oct 10′ 2010 Oct 16′ 2010 Oct 27′ 2010 Nov 3′ 2010 Nov 8′ 2010 Nov 14′ 2010 Nov 22′ 2010 Nov 27′ 2010 Dec 5′ 2010 Dec 12′ 2010 Dec 17′ 2010 Dec 20′ 2010 Dec 25′ 2010 Dec 30′ 2010 Jan 6′ 2011 Jan 13′ 2011 Jan 17′ 2011 Jan 21′ 2011 Jan 24′ 2011 Jan 27′ 2011 Jan 30′ 2011 Feb 2′ 2011 Feb 6′ 2011 Feb 10′ 2011 Safe Depositary Ratings Cast your Vote today; help your fellow online investors by informing them of your success, problems, and losses with Safe Depositary. By rating this program you help us keep the online investment world safe and lucrative for everyone. Top of Form Name, Nickname, or Username: * Email address: * Rating: Excellent Investment Opportunity Maybe just OK Definitely has some problems Don’t Invest Here (Scam Alert) Only one rating per IP address. function frmClearDefault(default_value,thefield){if(thefield.value==default_value)thefield.value='';thefield.style.fontStyle='inherit'} function frmReplaceDefault(default_value,thefield){if(thefield.value==''){thefield.value=default_value;thefield.style.fontStyle='italic';}} Bottom of Form if(typeof(swfobject) == 'undefined') jQuery("head").append(''); jQuery("head").append(''); swfobject.embedSWF("http://legithyip.com/wp-content/plugins/formidable/pro/js/open-flash-chart.swf", "chart_107","550","400","9.0.0", "expressInstall.swf",{"get-data":"get_data_107"} );function get_data_107(){return JSON.stringify(data_107);}var data_107={ "elements": [ { "type": "pie", "alpha": 0.6, "start-angle": 35, "animate": [ { "type": "fade" } ], "tip": "#val# of #total##percent# of 100%", "colours": [ "#008000", "#c3950c", "#003ac2", "#800000" ], "values": [ { "value": 1, "label": "Excellent... (1)" }, { "value": 1, "label": "Maybe just... (1)" } ] } ], "title": { "text": "Rating:" }, "bg_colour": "#FFFFFF", "y_axis": { }, "x_axis": { } }; Safe Depositary News Upcoming Events for Safe Depositary Safe Depositary has just informed everyone about some very important upcoming events within it’s “News” section. The administration of the program has announced the integration of a very unique and completely innovative stock trading module. All investors of SD will soon be able to trade stocks on US markets with their account at Safe Depositary. [...] Business license has been issued for Safe Depositary We are a little late with this news, but Safe Depositary has been issued a business license: As everyone knows, Safe Deposit S.A. was previously approved for Panama government license. At this moment the license is completely issued and we have received all the documents from Ministry of Commerce of Panama. 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It has been compiled by male and female relationshi...           2011-05-23 03:14:17 http://mystory.ws/Funekam&p=94AB434BF1144932E040A8C0AC001F58     Finding Entrepreneurial Opportunities -------------------------------------------------------------------------------- 1994 TEN article by Ed Zimmer, 734-663-8000, The Entrepreneur Network, Ann Arbor, MI. -------------------------------------------------------------------------------- An all-too-common question we get from would-be inventors and entrepreneurs is how to find real problems to solve.  There are an incredible number of exceptionally-talented individuals scurrying around this region looking for an "opportunity" niche.  The problem is that most don't know how to look.  Maybe some of the following can help. First, if you're looking for an easy way, forget it.  There is no easy way to success, security, independence, money -- whatever it is you're looking for.  Any entrepreneurial venture requires a great deal of hard work, patience, dedication, etc.  Looking for an easy way is just setting yourself up to be taken.  There are a lot of vultures out there looking for you.  (That's their opportunity niche). Second, go get a copy of Peter Drucker's Innovation and Entrepreneurship for how to look for opportunities.  It's available in paperback from your local bookstore.  Written in the mid '80s, this is an under-recognized, under-utilized classic.  In it, he maps out where to look, what to look for, and even suggests appropriate strategies for taking advantage of what you find. Third, recognize that business -- all business -- starts with a customer -- not with know-how, not with the "bright" idea.  For inventor-entrepreneurs, your best approach into business is to find someone who'll pay you to develop something they need -- and let you keep the rights to sell to others.  It's done all the time.  The problem is most don't know to ask -- or are embarrassed to ask.  A little chutzpah is a vital element in every entrepreneur's toolkit. If you can't find someone to pay you to do what you want to do -- and for God's sake don't give up until you've brainstormed the subject thoroughly and exhausted all possibilities -- then your next best approach is to find someone with a need (or at least a very strong interest), develop something on your own, and sell it to them. The key to this approach is qualifying the need.   The better you qualify the need, the more likely you won't be wasting your time.  The way to qualify the need is to go talk to potential customers.  "If I had something that would do such and such, would you be interested?  How interested?  At what price?" You've proposed a problem statement, and you're looking for interest.  (And note that this works just as well with the owner of a retail store, or a cataloger, as it does with an industrial buyer.) If you get some serious interest, give the problem some serious attention.  But keep going back to those potential customers!  Let them be a part of the "solution".  The better job you do of making them feel "involved", the more ready they'll be to "buy" -- and the less you'll have to "sell". Common objections from would-be entrepreneurs to pursuing this approach: "If I give them my idea (translation -"problem statement"), they'll just go develop it themselves." Answer: Most people -- not developing ideas -- are incapable of developing ideas.  Besides, they're too busy with their own interests.  And even if they are capable of developing ideas -- and have the time and resources -- why would they spend their time and resources doing so when they have a motivated you chomping at the bit to do it for free -- or at least a much lower end-cost? "I don't have the time to get out and talk to prospects." Answer: Then give it up now.  If you can't find time to talk to prospects before you have a product, what are you going to do after you have it?  If you think anything sells itself, just go to your local mall and try selling dollar bills for 50 cents! "I don't feel ethical trying to sell something before I've got it.  What happens if I can't deliver it?" Answer: Ethics is in the eyes of the beholder.  There's nothing unethical about going out and trying to find potentially-profitable problems to solve.  And more than a few entrepreneurs have taken up-front money to solve problems they hadn't the slightest idea how to solve.  Somehow, they always get solved.  (Necessity is the mother of invention and all that jazz.)  And, if you can't solve it, what's the worst thing that could happen -- (ethically) you'd have to give back the money -- certainly not the end of the world. However, the real objection -- seldom spoken: "I like spending time in the lab.  I don't like making cold calls." Answer: Either learn to like it, or find a partner who does -- because that's the essence of business.  Commercially speaking, nothing counts 'til it sells.  It's just as difficult -- maybe more difficult -- to sell something as it is to develop it.  And ignoring, or rejecting, that fact is a sure path to failure. Don't underestimate the need for partnering.  It's one thing to find opportunities.  It's quite another to take advantage of them.  That requires preparation -- understanding what's needed to succeed in business -- and developing, arranging, lining up relationships and resources that allow you to act when the time comes.  And -- surprise -- that preparation turns up many more opportunities.  (The opportunities were always there, but most people -- for reasons I can't explain -- don't "see" them until they're prepared to act on them.) The essential resources for exploiting opportunities are the fundamental business skills.  Given these skills, all else flows.  Without them -- all of them -- any attempted venture is doomed to fail.  And recognize that these skills come in the form of people.  Whatever it is that you're really good at, you need "partners" who are equally good in the other skills. There are four skills necessary to successful business.  I'll give them manufacturing labels, but they apply equally to any business. Engineering - the skill to invent and develop new products (or services). Manufacturing - the skill to deliver them, consistently and reliably, with quality, service, and price. Selling - the skill to sell them. Business - the skill to make a profit doing the other three. The skills necessary to start a business are Engineering and Selling.  The skills of Manufacturing and Business determine, more, how long you'll stay in business.  The level of quality needed in these skills is determined by the level at which you wish to compete.  If you wish to compete in a local or small niche market, e.g., crafts, you need to be very good in one, and at least passable in the others. However, if you want to compete in a world market, you need to be world-class in each skill.  We're talking at least at the 0.1% (of population) level -- 1 in a 1000.  In Engineering, for example, in the U.S., population 250 million, you would certainly not expect to find more than 250 thousand fitting the bill.  The same is true of each of the other skills. Now, if these skills are independent, i.e., there is little reason to expect that one with strong Engineering skills will also have strong Selling skills, and vice versa, the odds of one person having both the necessary Engineering and Selling skills is down in the region of 1 in a million -- in the U.S., you'd expect to find no more than 250 such individuals.  Factor in the needed Manufacturing and Business skills, and the need for "partnering" -- with individuals or in the form of joint ventures, strategic alliances, etc., becomes very clear. The other part of preparing for opportunities, is preparing yourself.  Force open your eyes.  Set some goals.  Build a productive mindset. For example, eliminate words like "should" and "can't" from your vocabulary -- and your thinking.  "Can't" is just an excuse for lack of dedication and imagination.  Every problem has a simple, comfortable solution.  If you're not finding it, it's almost certainly because you're asking the wrong question.  "How can I get a half million dollars to develop this product?" is a much different -- and much more restrictive -- question than "How can I get this product developed?" "Should" is just someone else's notion of what's right and wrong.  It may or may not apply to you or what you're trying to do.  That's your decision to make.  Don't get trapped in other people's norms and notions.  You may be socially correct (or politically, or technically) -- but also, likely, broke. And don't get trapped in your own notions.  Recognize that your knowledge -- what you've learned from your education and experience, what's right and wrong, what works and doesn't -- comes with "blinders".  A good deal of that "knowledge" constitutes solutions to yesterday's problems.  It may or may not apply to today's.  It's even less likely to apply to tomorrow's. Some of the best opportunities lie among "truths" that no longer apply.  When you hear an entrepreneur expressing thoughts like, "The best possible reason to suspect something is false is if everybody else believes it to be true", that's not small-minded arrogance you're hearing -- but an open-minded search for opportunities. The final part of preparing for opportunities is to quit preparing -- and act.  Get on the ball and start finding out what works and what doesn't -- for you.  There are as many ways of "doing business" as there are people doing it.  There is no right way!  At best, there may be some general principles. For example, so long as you have more time than money, spend your time -- not your money.  There are always ways of accomplishing what you want with lower dollar outlay -- if you'll take the time and use your imagination to find them.  If you do, you'll have the money when you really need it.  If you don't, you won't. Don't be afraid of spending that time.  The more time you spend in entrepreneurial activities, the better you'll get at it -- and the better the odds that you'll eventually get whatever it is you want.  Don't have the time?  C'mon!  There are 168 hours in every week.  You spend 40-some keeping bread on the table.  That leaves another three "work-weeks" free for you to define.  If you don't spend some significant part of that free time pursuing your entrepreneurial goals, that just says that other things are more important to you.  Which is ok -- just don't then cry about "lack of opportunity". Don't be afraid to take some risks.  You take risks constantly -- every time you get in a car, every time you cross the street.  But you've decided it's worth that risk to get to where you want to go.  Same with entrepreneuring.  When you have doubts, just ask yourself, "What's the worst thing that could happen?" The answer is never as bad as your fears.  Yes, it's scary to leave a paying job to go out on your own.  But what's the worst thing that could happen?  You'd have to find another job.  Big deal! And don't be afraid to fail.  You learn from your failures -- not from your successes.  You're going to have failures.  Lot's of things you try aren't going to work.  A key to successful entrepreneuring is to speed up those failures.  Keep trying things.  Go with what works.  Learn from -- and quickly discard -- what doesn't. The old Gestalt saying, "Don't push the river; it flows by itself", applies well to entrepreneuring.  The person who's been working on their "business plan" for the past year, or their "great new product" for the past three, is "pushing the river".  They're just using those activities as an excuse to avoid taking the plunge. There's no lack of opportunities today.  In fact, arguably, there are more opportunities today than there have ever been in history.  Entrepreneurial opportunities arise from social and technological change.  And the changes we're going through now -- both socially and technologically, in both magnitude and rate -- are greater than the world has ever seen. If you're running around frustrated for lack of opportunities, you're doing it to yourself -- it's not being done to you.  The opportunities are there -- whatever the level you're aiming at.  First, prepare.  Then, look. Then, act... Then, prosper.   2011-05-22 13:19:46 http://mystory.ws/Funekam&p=94AB423929C255F0E040A8C0AC001F5A  Research On Macro Trade as requested Sunday, March 13, 2011 Macrotrade 2 comments  After my second review in MMG Blog about LionFunds, it's my pleasure to write third review for one of the most reliable investment program online.Today is Mar 13th,2011 and this was a pleasant week end for me & fresh in mind to write review about a stable online investment program which has been paying it's members for  almost one year till date.  Macro Trade is the program  I am about to write today and it was their solid motto of delivering perfection for it's members about one year made me to do the same.Here we are about to see the Pros & Cons of  MacroTrade.  PROS   Content & Design: When you hit the url of Macrotrade the first thing you will notice entering in to their homepage is about the professionalism.They are well established with detail info for their members for which the members were longing for.MacroTrade is believed to be developed and dedicated invest portal of Forteco Trading Limited, the same who claim to be owner of MacroTrade "Action Speak Louder Than words" good motto in the mid of other HYIP's that promise unrealistic promises day to day.The same have attracted me too.On dealing with the content of website, any newbie to HYIP industry could understand their concepts very well.Their mission statement is well framed and found to be stable deal for the investors who fear always how their money works with HYIPs? MacroTrade claim themselves to be the market leaders in investment programs since 2003 & yes I am talking about their online venture and considering online they have been here for already 250+ days as on Mar 13th, 2011.Doubt arises in your mind now why they have to be online? rather they have an offline investment option.I too have the same thinking many times & the answer could be that they need to open their doors of investments even wider by enabling online investments campaign.However it's just my personal guess & I don't have any proven data for my claim.According to their content since 2003, they have been able to assists thousand of their clients in various strategies such as financial & tax planning, safe & reliable corporate structuring as well as asset managements. Looking in to their design, I have to say that they have the most powerful customization of the script they were using.Among the daily HYIP rising & falling now and then with the default scripts & insecure pages, MacroTrade stands at it's best to stand away from them in more possible ways.They have specified area for different portfolios of their program such as Get Started guide for newbie investors, Investment plans & about the Referral program is situated for navigation right in mid of their home page which can act as a quick link for the newbies in HYIP Industry.   Investment Plans: Investment Plans is one of the important aspect for any good investment program to create an passive interest for its members driving them to invest in to their program.Their interest must be reasonable, time sensitive and at the same time they should full fill the criteria of an reliable payback to it's members.MacroTrade offers four different types of Investment plans to its members.All the plan undergo a investment lock up period of 180 business days.That means the profit will acquire in you MacroTrade account only from Monday-Friday and not possible on weekends.Many newbie investor will consider the term of 180 business days as a major drawback for them to invest.According to them they have to get back the principle as soon as possible and want to taste profit  by investing in to other new programs.But for a serious investor will optimally choose a long term program with his/her own terms and invest with relaxing daily fixed profits.Let me get in the plans deep revealing the interest rate & min/max investing amounts. Basic Partner - The first plan & no doubt with $10 minimum deposit you will become one of their basic partner with your maximum investment not exceeding $2999.99.MacroTrade is ready to offer 1.2% daily fixed interest payments credited against your investment in this plan.So, those investors who need check the compatibility of MacroTrade can check out with this plan & later could move on with the successive plans. Advanced Partner - Consider this plan when you are ready to invest a minimum of $3000 for which the maximum invest range up to $9,999.The minimum invest could be $1000 according to our consideration of which LionFunds follow in their plans with thousand dollar difference that will not be a great sum in difference between investments.1.7% fixed interest rate will be credited in to your account against the investment. Professional Partner - As the name indicates, the professionals in HYIP only can consider about this plan.An high risk plan which needs at least $10,000 of  minimum investment which will be far away for any middle class investors.The maximum amount range up to $49,999 for which the fixed interest rate of 2.0% will be credited against your investments in this plan.Be sure about their investments lock up period of 180 trading days for which your minimum investment of $10000 will be in MacroTrade vault. Royal Partner - $50,000 minimum investment from your hand in to MacroTrade will make you to glow as a Royal partner of MacroTrade.Royals are always countable as the plan holds the maximum risk when compared to the other plans.Not every one will even consider to look in to this plan but only the members those who have enough bucks & know personally about the MacroTrade operating phenomena can jump in to this plan.You will acquire fixed daily interest of 2.2% daily normally stable interest when compared with existing HYIP in industry those who promise up to 5% of interest for an heavy investments of such plans.There is no limitations on your maximum investments. Compounding available on each plan which is described above and the percentage could be set by logging in to your MacroTrade account any time & for any number of time as frequent as possible.The deposit returned after the investment lock up period of 180 trading days in to your MacroTrade account.   Payments: MacroTrade offers only three types of payment processors for online investors.The fourth one is by bank wire. Their program started with default integration of Liberty Reserve & Perfect Money in to their payment system.Later additional processor SolidTrustPay integration in to their system through which Credit card payments of both investment & withdraw could be processed.Some other investors may prefer Alertpay or GlobalDigitalPay which is not supported by MacroTrade.The interest payments are Not Instant however it will accepted by MacroTrade & will appear in your e-currency with in 24 hours of delay normally 2-3 hours of business hours excluding week ends.MacroTrade members have to wait for the approval of the Admin to process the payments which may appear vague for some Investors but not to be much bothered as it deals with the security of payments to MacroTrade clients.   Affiliate/Referral System: Three level affiliate system is a such an fantastic tool for the promotion of  MacroTrade in competition with the other HYIP programs that offers 5% to 10% of generous affiliate commissions.In first level, the referrals whom you join directly under you will fetch you a commission of 5% of their investments.The levels goes down two steps successive in which the Level 2 offers 1% referral commissions for the referrals of your referrals and their referrals offers 0.5% commissions in to your account which frames the Level 3 of affiliate system.Really an great cost & time effective affiliate program in HYIP industry for which the other investments programs offer just one level referral system.   Support & Security: 256-Bit SSL encryption is provided by COMODO CA who are industry best in providing secured user information transfer with a high degree of protection from hacking attempts.MacroTrdae activated a wide range of DDOS protection to it's website with the world's best ddos protection BlockDos.MacroTrade is hosted on a dedicated server at BlockDos.They are customized script with the not licensed status from Goldcoders license checker.Not a great problem to mention for a customized script but some investors may need to confirm their program script they were investing and varies depending up on user interest.MacroTrade has integrated two level of support for it's valued members and they are Mail Support, Live Support and customized Phone Support .Additionally they have Request A Call Back support where you can fill out a form and submit the same in to their website and the support team from MacroTrade will call you back.They have also their legally registered office mailing address at Seychelles and business address at London,United Kingdom.   CONS Usual Doubts & Questions: Program launched on June 28, 2010 and already 8+ months online till date as on Mar 13, 2011 is the date we have reviewed MacroTrade.Not to be mentioned in a greater part but a new program in online investment family has it's own suspicious questions such as, Will they be here for a long time around and pay it's members their vouched returns? Do they really invest in to the possible ways to make our returns? and for all this questions the answer will come out in mean time with the stay of MacroTrade providing it's members the ROI promised and hang up with the reliability and trustworthiness of their words. MacroTrade claims themselves to be online since 2003 but they are ready to provide the information regarding their legal proceedings only for the members who deposits $1000 or more and I don't think this is a good deal though they say investors this is to protect their information from dishonest competitors.The reason seems not much satisfying for not disclosing their legal information.Even $10 is also an investment and every investors have all their rights to know the information of the program if it was operating legally.I wonder why MacroTrade is showing partiality in this matter. A plum cake will not taste sweet for all, there are people out there who claims that Macrotrade will not survive for the words they promise & you can see their report here http://dbs-dahsyat.com/scam-alert-macro-trade.html PRO ANALYSIS Proper analysis of a program is always tends to be not an bad idea.Particularly in case of HYIP, the analysis is the only tool that can relax us that we are dealing with a good and legitimate program.So I have done my own research to find out what is behind this project and have some interesting results to share with you. Domain Registration: The domain registrant for MacroTrade is GoDaddy.com who are in business Providing domain registration & hosting for more than 5 years & they have got their registration from Network Solutions LLC and it is accurate from the registrant that Macrotrade.com domain is registered for a period of 12 years from Nov 21,2003 however updated and kept intact fro use from Dec 10,2009.   Registered through: GoDaddy.com,Inc. Domain Name: MACROTRADE.COM Created on: 21-Nov-03 Expires on: 21-Nov-15 Last Updated on: 10-Dec-09 Only some serious business people will go for domain registration for more than 10 years but it is to be considered that they were active on that domain just 8 months before (as on Mar13,2011). Who Is: The Who Is status of MacroTrade is Open. Administrative, Technical Contact: 15111 N. Hayden Rd., Ste 160, PMB 353 Scottsdale, Arizona 85260 United States (480) 624-2599 Fax -- (480) 624-2598 The registrant address found to be not matching with information provided in MacroTrade website both with the business & legal address.Who is information is found to be masked by domainsbyproxy.com who left their who is info in the Administrative or Technical contact to which the MacroTrade have registered or bought from domainsbyproxy.   DNS Management: When I tried to look in to the dns of MacroTrade it took me to domaincontrol and it was hard for me to analyse whether DDOS protection is enabled for MacroTrade. Domain servers in listed order: NS61.DOMAINCONTROL.COM NS62.DOMAINCONTROL.COM   For email they were using mailx.macrotrade.com it seems and their graph proves the same.   Overall it's found that Macrotrade is good for the investors right now but the views and the program operation can be changed or current status could be altered depending up on their will to stand in HYIP Industry.Remember always the great rule in HYIP industry do not invest money which is not affordable for you to loose.   Good luck with your investments in MacroTrade, until our next review with some other great investment program it's me Vin signing off from you readers.. take care.. bye. 2011-05-22 13:10:00 http://mystory.ws/Funekam&p=94AB4238AE6B55F0E040A8C0AC001F5A   200+ Awesome Investing Websites What better way to invest in your future than through the Internet? At any given time of day, and from any Internet connection, you can gain access to investing news and business summaries. You can plan your future through watch lists and online portfolios, as well. You can trade equities, CDs, roll over your IRA and compare fund families – all online and at your convenience. But, with so many sites to choose from, how do you make the right decisions about where to spend your precious time and money? Try them they are awesome http://macrotrade.com/?ref=funekam That’s where we come in – to provide you with the sites that will offer you the most bang for your buck. From analysts to tools for young investors, we’ve broken the sites down into easy-to-manage categories. All categories are in alphabetical order and the sites within those categories also are listed alphabetically. Plus, we’ve added a little commentary to each link to let you know what to expect from these sites. Analyses Some investors swear by analyst ratings, while other investors cast a skeptical eye on these analyses. Either way, it’s difficult to deny that analysts sway some investors to buy or sell. The following sites offer news about analyst ratings, along with many other tools, so take some time to look around each site. B4UTrade: Track up to 500 stocks simultaneously across multiple portfolios. Displays tick-by-tick portfolio value & gain/loss. Free 30-day trial. Give yourself the institutional advantage with free tools offered by this site. You can view daily upgrades and downgrades with no charge. Briefing.com: Because Briefing.com does not take any market positions and makes no money through financial market transactions, this news source maintains an objective and unbiased approach to its analyses. InvestorGuide Stock Analysis: Read through opinion and analyses, and also gain free access to information that covers online brokers, stock information, and a comprehensive list of publicly traded companies (including home pages, research, and discussion). StockTA.com: Stock Technical analysis is a free technical analysis and stock screener. You’ll find free automated technical stock and mutual fund analysis, delayed charts, Fibonacci numbers, stock opinions, stock profiles, and screening page. Back to Index Blogs There’s no way to list all the blogs focused on investing, so the following list represents a smattering of sites that focus on this topic. If you want to cruise through dozens of investing blogs, you might want to visit the Stockblog.com directory. Bespoke’s Think B.I.G.: Users gain access to some of the most original content and intuitive thinking on the Street at this site for free. FlyboysFund: Jeff Lin has been confined to his house since January 2006 because of severe skin and other allergies. He resorted to stock trading and blogging to stay involved with the outside world. Although he lost previous 2007 entries to a server crash, he’s persevering with a new focus on industrial sectors, such as engineering, construction, oil service, machinery, mining and base metals, as well as technology. Knight Trader: Browse through stock market news, breakouts, swing trades, stocks in play, mojo plays, position trades, options and day trades. Combine this site with The Visual Trader, another site by the same author. The second site emphasizes breakouts and technical analysis of chart patterns. My Adventures into The Street: A first time investor and current graduate student learns how investing works so he can wipe out his college debt. Don’t be surprised when you encounter intelligence and logical thinking. Provident Capital Management: Although Michael Chapman offers his free perspectives on a weekly rather than daily basis, his Bull/Bear insights are uncanny. The Kirk Report: This blog isn’t totally free, as Charles E. Kirk (an individual investor who has been investing & trading stocks for over 12 years) would like a donation before you can access certain areas of the site. But, there’s not a cap or lower limit to that donation. The free information would keep anyone busy for days. Trader Mike: Michael Seneadza’s trading diary, where you can learn how one day trader thinks. TraderFeed: Brett Steenbarger, author of Trading (Wiley, 2003) and Enhancing Trader Performance (Wiley, 2006), helps readers with an interest in using historical patterns in markets to find a trading edge. Trading Goddess: Is this for real? You bet. The Trading Goddess provides humor as well as some interesting takes on stocks and Wall Street. Back to Index Bonds Wanna live on the safe side? Then check out these bond sites. Some are geared toward beginners, while others set the experienced investor up to trade bonds online. Bondsonline: If you need information, education and direction in making bond and fixed income investment decisions, then head to this site to learn about answers to all those questions. Investing in Bonds: This site is geared toward many types of investors from beginners to experienced equity investors. They provide an interesting source of bond price information and include a wide variety of market data, news, commentary and information about bonds. Pimco: Pacific Investment Management Company (PIMCO) holds more than 0.6 billion in assets under management and more than 900 employees in offices in Newport Beach, New York, Singapore, Tokyo, London, Sydney, Munich, Toronto and Hong Kong. You’ll find super commentary and bond market analysis with links to further research materials. Trade Bonds: This site provide an online electronic trading system and e-infrastructure for participants in the fixed income market. Be aware that they provide no training on the bond market, so be prepared to know what you’re doing. However, they do maintain a research section and a portfolio tool that allows you to sort bonds by type, maturity, and coupon. Treasury Direct: Find everything you’d want to know about savings bonds, T-Bills, notes and more. Set up and account and manage your bonds, bills, and notes. Back to Index Brokerages If you want to bypass the middleman and avoid exorbitant fees, then these brokerages are for you. However, you should know a bit about how to trade (some sites will instruct you, some won’t) and you should check out these sites with other users (try online chatrooms, etc.) before you commit. AB Watley Direct: Great deal at per trade, but if you don’t conduct more than three trades per month, they’ll charge you maintenance fee. Straightforward, with few extras. But, you’ll have access to equities and equity options trading, including spot foreign exchange (Forex or FX), as well as currency options, futures, physical commodities, mutual funds and fixed income products. BUYandHOLD: This online brokerage is for the long-term investor who focuses on dollar-cost averaging. After a account fee (which includes two trades), trades are , with all trades executed within two one-hour time windows each day. Unlimited trading is a month. Charles Schwab: Equity trades average about .95 for the first 1,000 shares, but beware other hidden fees like the handling charge. The site is easy to navigate, and provides full service from banking to retirement investing and more. E-Trade Financial: To qualify for the low .99 commissions for stock and options and a 75¢ fee per options contract, you must execute 500 or more stock or options trades per month. Like Schwab above, be aware that there are separate fees for many different transactions, and a minimum ,000 asset in accounts held at E-Trade for any trades under . Fidelity Investments: Fidelity’s standard commission is .95, but that fee can be reduced by the number of trades you commit to within a year. For instance, your commission will drop to .00 if you trade 120+ times per year and if you have ,000 in household assets or if you have million in household assets (no minimum trades). You can find equities, funds, and more at this brokerage. Firstrade: This is, indeed, a discount online stock broker, with online market orders and limit orders at .95 per trade. However, for stocks at or under .00 and trades over 5,000 shares, add 1/2 cent per share for the entire order. No minimum initial deposit required. Merrill Lynch Direct: Trade equities online for .95 per trade minimum. Merrill Lynch also sells over 3,000 mutual funds offered by more than 120 fund families. Muriel Siebert & Co., Inc.: Access four automated stock selection systems from Validea, MarketEdge®, VectorVest® and Growth Stock Analytics. You also can gain access to unlimited free real-time quotes and delayed quotes before you login. For large or active accounts, they individually negotiate commissions and margin rates. They put an emphasis on "active trader" or "an investor with a large asset account." Scottrade: This is another discount online broker, with a flat .00 commission rate for all online market and limit equity orders, regardless of trade frequency, account balance or the number of shares in a transaction. Gain access to free streaming quotes, real-time account updates and wireless trading. The minimum to open an account is 0, but there are no maintenance fees. Sharebuilder: Like BUYandHOLD, this brokerage focuses on long-term investors and dollar-cost averaging accounts. Commissions are .00 per trade, .00 per market order. There are other plans for the more active dollar-cost averaging investor. T. Rowe Price: Build your portfolio at T. Rowe Price from a selection of over 90 no-load mutual funds or roll over your 401K. If you’re a day trader, this isn’t the site for you, as you won’t find equity trades here. TD Ameritrade: Accutrade TD Waterhouse, and many other former online brokerage members now trade here, where clients have access to some of the most innovative trading tools on the market. Internet equity trades average .99 per trade. Trading Direct: .95 flat rate for online equity orders. .95 for broker-assisted equity trades. No extra fees for large orders. They want a 0 initial deposit, but no maintenance fees. They also offer over 10,000 mutual funds. Vanguard Brokerage Services: Learn about retirement investing, mutual funds, ETFs, IRAs, 401(k) plans, college savings plans, brokerage, advice services, and more. They offer stock, mutual fund, and options trading, but commissions are high and you might pay for reports that are free on other sites. Wall Street Access: When a brokerage states that, "The expertise to work your orders anonymously and discreetly to minimize market impact on your trade; we can find liquidity on large block trades," you know that the trades will be expensive. Although not quoted on the site (at least as far as we can see), rumor has it that commissions run at per trade for active investors. WallStreet*E: Trade equities, options, and mutual funds. Flat ticket .95 per trade on limit, stop, and market orders. Frequent traders earn bonuses. Wang Investments: Wang Investments is an online deep discount brokerage firm – providing a wide range of investment tools to meet your financial objectives. You can dabble in stocks, CDs, IRAs, and more. Money market funds for unvested balances, sweeps to penny every day, access to low margin loans, no minimum to open account, but you’ll need ,000 for margin account. Wells Fargo Investing: Wells Fargo’s brokerage site offers a broad range of brokerage accounts to help you meet your investing needs. Commissions are per trade, but you can gain access to commission-free trades if you link your brokerage account to your Wells Fargo PMA bank account. Back to Index Charts and Quotes We don’t know a single investor who doesn’t use charts or quotes. This list contains sites that focus specifically on those features, although some sites may contain news and commentary and more. BarChart: This site is more than a ‘charts and quotes’ site, as it supplies a free futures and equities website to introductory trading newsletters to custom web content solutions to complex real-time charting applications. This Chicago-based company’s main business is in commodities (it owns the Commodity Research Bureau), so its equities screens are super. You might want to spend some time exploring this site. Big Charts: BigCharts contains comprehensive and easy-to-use investment tools such as interactive charts, quotes, industry analysis and intraday stock screeners, as well as market news and commentary. Clear Station: ClearStation, a wholly-owned subsidiary of E*TRADE Group, Inc., offers investment education and the essentials of technical analysis, fundamental analysis and community discussion to deliver a comprehensive "Three-Point Investment Approach." FreeRealTime: Without registering, you have access to free real-time ECN quotes, delayed market quotes, news, charts, insight, and much more. However, you will need to enter in the stock symbols each time you wish to view that company’s information. When you register, you gain access to other tools such as watchlists, portfolio tracker, and you can view your FreeRealTime watchlist on your WAP-enabled device. InvestorTech: Much of the information contained on this site is free to use, but you must register to gain access to a free trial of their real time information. Prophet: Gain access to free applet charts that you can detach and "float" over your browser window. You can also draw trendlines and save the chart for future reference. You’ll get delayed quotes. Real time quotes carry a charge. Quote.com: This link will take you straight to the stock charts page, one of the strongest features on this site. But, you also can tap into news, analyses, futures, forex and more at this site. StockCharts: The four free charts offered by StockCharts provide tools that help you to filter out insignificant price moves or to create candlestick, bar, or line charts for any stock, index or mutual fund in their database. You also can scan large collections of stocks quickly to spot various signals in one unique graphical display. This is all for free, but if you go premium you gain access to intraday data, portfolio charts and live data feeds. Back to Index Comprehensive Sites The sites listed below carry more than news and stock prices. They often offer trading tools such as portfolios, watch lists, and more for the active investor. Some tools are for institutional traders, others for the average Joe and Jane. Bloomberg: Bloomberg’s success is due to the constant innovation of their products and the unique way in which they constantly adapt to an ever-changing marketplace. They take pride in accessing news, reporting it, analyzing it and distributing it faster and more accurately than any other organization. Their trading products are designed for the institutional trader. CNET Investor: Find updates, headlines, market summaries and more at this site. Utilize watch lists, portfolios, and have fun with the CEO Wealthmeter. Excite Money and Investing: Conduct your equity research with headlines, charts, and company information. InvestorGuide: Launched in 1996, InvestorGuide.com is WebFinance Inc.’s flagship business. The site’s mission is to empower individual investors to take control of their finances and investments through the Internet. They designed their site with the thoughts of the user first and foremost in mind, to help make the transition from full-service brokerage to online brokerages. Money.net: Money.net Inc. is an Internet financial technology company that was founded in 1998. This site offers enterprise level streaming and non-streaming solutions that include: real-time quotes, company and market news, advanced portfolio tracking, tick-by-tick charts and wireless alerting for retail investors and institutions. This company also offers other professional tools such as screeners, streaming quotes, and more. Morningstar: Morningstar provides a portal where you can create portfolios, read news and analysts’ reports, and more. Motley Fool: Although this site isn’t as edgy as it was a decade ago ("The Fool" was founded in 1994), the founders of this site and their followers have significantly changed how Americans – especially young Americans – view investing. MSN Money: This link will take you to MSN’s investing section, where you can find much the same information that you’ll find in other portals (portfolios, news, etc.). Netscape Money and Business: For the latest and most thorough business news and business resources, stock news and international business news to 401k information and finance calculators. Netscape has all this and more. SmartMoney: Dow Jones’s SmartMoney magazine’s site is filled with user-friendly investing tools. The site offers articles, news, charting tools and more to help you with your research. Unfortunately, many of the site’s features are fee-based. Yahoo! Finance: Take advantage of news, charts (especially the new Beta charts), and just about every other tool you can imagine at Yahoo! This is one of the most comprehensive financial sites around. Yodlee: Yodlee Money Center is an integrated suite of applications designed to make managing finances online a true breeze for mainstream consumers who want a personalized, safe and convenient way to be more in control of their finances. Unlike software-based PFM applications that require substantial data input, Yodlee MoneyCenter automatically collects and analyzes financial data from bank accounts, brokerages, 401(k) accounts, bills, mortgages, loans, and more. Back to Index Economic Research Economic research provides the foundation for any sound investment planning, as investors use economic data to interpret current or future trends and to judge the overall health of an economy. AEI Research: The American Enterprise Institute for Public Policy Research is a private, nonpartisan, not-for-profit institution dedicated to research and education on issues of government, politics, economics, and social welfare. You can find economic policy reports here that focus on various sectors. Bureau of Economic Analysis: The Bureau of Economic Analysis (BEA) promotes a better understanding of the U.S. economy by providing the timeliest, most relevant, and accurate economic accounts data in an objective and cost-effective manner. You’ll find reports categorized by region and across the country, international reports, and accounts by industry. CIBC World Analysis: CIBC World Markets is the wholesale and corporate banking arm of CIBC, a leading North American financial institution. You’ll find a mix of North American and Canadian economic data at this site. Current Economic Data: Martin Capital advisors maintain this site, where you’ll find economic and financial charts and data updated on a daily basis. This is an easy-to-use list with accompanying charts that are easy to comprehend. They also maintain a list of economic charts and data that you might find useful. EconData: This site maintains 1,000 links to socioeconomic data sources, arranged by subject and provider, pointers to the Web’s premiere data collections, and our own list of the ten best sites for finding regional economic data. Economic Indicators: The mission behind this governmental site is to provide timely access to the daily releases of key economic indicators from the Bureau of Economic Analysis (see above) and the U.S. Census Bureau. FedStats: FedStats provides access to the full range of official statistical information produced by the Federal Government without having to know in advance which Federal agency produces which particular statistic. The site uses search and link capabilities to more than 100 agencies that provide data and trend information on such topics as economic and population trends, crime, education, health care, aviation safety, energy use, farm production and more. Federal Reserve: Every trader keeps at least one eye on the Federal Reserve, especially during times when interest rates are considered. Their economic research and data, however, often demands more attention as it offers bulletins and reports that are updated daily, weekly, monthly, quarterly, and annually. Financial Forecast Center: All forecasts produced for this site are generated in-house using artificial intelligence. The forecast models, therefore, are 100% quantitative and use a global, long-range economic dataset with objective results. And because the Financial Forecast Center has no ties to other companies or institutions, their products and services are completely independent. Financial Trend Forecaster: By watching the turning points in the Moore Inflation Predictor©, you can profit from inflation hedges (like gold, real estate and energy producers) when the rate is trending up and from bonds when the rate is trending down. If you can’t comprehend the chart, no worries – just read their current analysis! Free Lunch: Yes, there is still such a thing as a free lunch and this one includes free economic, demographic & financial data contained in databases with more than 165 million economic, financial, and demographic time series covering more than 180 countries and their sub-regions. This is a free service is provided by Moody’s Economy.com, an independent research provider that helps businesses, governments, and professional investors worldwide meet their planning and information needs. You might also check out Moody’s Dismal Scientist for more economic data. Back to Index Earnings Earnings and quarterly reports represent the bonus or the bane of any investor, depending upon the investor’s strategies and hopes. The following sites don’t own crystal balls, but they can give you clues as to whether or not your investments will see black or red, depending upon technical and/or fundamental indicators. Annual Reports: If you need an annual report now, this site will do the trick. This directory is a free service that enables investors to review a company’s annual report in PDF format. Earnings.com: Earnings.com is powered by Thomson StreetEvents, with latest corporate information including an event calendar, annual and quarterly reports, company profiles and more. Earnings Whispers: Pssst… gain access to the whispers calendar, alerts, notes, and discussion on upcoming earnings reports. Reuter’s Earnings Calendar: Upcoming earnings reports at a glance, with links to company’s pages that includes charts, prices, etc. WhisperNumber: Register to gain free access to earnings updates, whispers, and personal portfolios. Yahoo’s Earnings Calendar: This earnings calendar provides links to the companies concerned at the Yahoo Financial pages, along with means to schedule and then listen to upcoming conference calls. Yahoo’s Earnings Surprises: Stick around Yahoo to learn more about recent earnings surprises with access to past conference calls and more. Back to Index Exchange Traded Funds (ETFs) American Stock Exchange: As a pioneer in the creation of exchange traded funds (ETFs), the American Stock Exchange launched a whole new class of securities that has grown to more than 0 billion in assets. Today, the Amex remains the center of development and the global market leader, with more than 200 listed ETFs. ETFConnect: This is your source for Closed-End Funds (CEFs) and Index Exchange-Traded Funds (ETFs) that feature intra-day trading and stock exchange listings. IShares: Gauge sector performance over time, get a quick quote or screen for funds based on criteria such as expense ratio and P/E. This site is brought to viewers by Barclays Global Investors, the world’s largest ETF sponsor. Nasdaq.com: Follow Nasdaq’s ETFs, designed to follow the top equities in their market. Use a popular screen to whittle those ETFs and more down to a manageable number to watch or to pursue. Select Sector SPDRs: Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. You can customize your investments by picking and weighting these sectors to meet your specific investment goals. StreetTracks.com: State Street Global Advisors, which sponsors ETFs, runs this site where professionals can gain access to libraries, analytical tools, and managed accounts. Back to Index Funds The major fund families have all moved to the Web in order to offer viewers their prospectuses and historical returns. Many of the following firms allow purchases and sales online as well. If you don’t find what you want here, head back up the list to ‘Brokerages,’ as many brokerages also offer access to funds. Alliance Capital: AllianceBernstein L.P. is one of the largest publicly traded global asset management firms in the world with approximately 3 billion in assets under management. They provide diversified, global investment management services that include growth and value equities, blend strategies and fixed income services to institutional, high net worth and retail clients worldwide. American Century: American Century offers investment options in fixed income, quantitative equity, value equity, growth equity, international equity and asset allocation. Dreyfus Investor: Part of BNY Mellon Asset Management, the Dreyfus Corporation is one of the nation’s leading asset management and distribution companies, currently managing more than 0 billion in mutual funds and separately managed accounts. They provide investment management products and services that offer a broad range of equity, fixed-income, hedge and liquidity management products through individual asset management companies and multiple distribution channels. DWS Scudder: DWS Scudder specializes in mutual funds, IRAs, offshore investments and more. DWS Scudder is part of Deutsche Asset Management, which represents the US asset management activities of Deutsche Bank AG, Deutsche Bank Trust Company Americas, Deutsche Investment Management Americas Inc. and DWS Trust Company. Eaton Vance: Eaton Vance is a Top Fund Family of 2007 winner, with 20 funds of quality based upon the total number of Lipper-award winning funds for the three-, five- and ten-year periods as of the end of 2006. Franklin Templeton: Franklin Templeton offers over 50 fixed income funds covering the entire fixed income spectrum, including government securities, municipal bonds, corporate bonds, floating-rate loans, global bonds and multi-sector strategies that capitalize on our expertise in each of these areas. Federated: You’ll find 150 domestic and international equity, fixed-income and money market mutual funds, as well as a variety of separately managed accounts at Federated. This diversified product line is distributed through more than 5,400 financial intermediaries and institutions who assist investors in meeting their unique objectives. GAMCO Investors: GAMCO Investors, Inc. is a diversified asset manager and financial services company. The company’s investment services are primarily offered through its subsidiary GAMCO Asset Management Inc, which manages separate accounts for high net worth individuals, institutions, and qualified pension plans, and through the company’s role as advisor to a family of mutual funds. ING Funds: ING Funds partners with the some of the world’s top asset managers to manage many of their portfolios. In many cases, their partnerships represent the only way for retail investors to gain access to these well-known asset managers. All total, they offer more than 60 mutual funds that cover an array of market sectors and risk levels. Janus Capital Group: This company’s asset-management disciplines include growth, core, international, value, risk-managed, alternative and fixed-income. These products are sold through advisors and financial intermediaries, to institutional investors and directly to retail investors. MFS Online: Individuals can manage their MFS mutual funds or retirement accounts, track mutual fund performance, learn about workplace retirement and 529 college savings plans. Investment professionals can track fund performance, manage books of business, utilize sales ideas, and create compliance-approved hypotheticals. Institutional investors can find information on MFS Institutional Trusts, separately managed strategies, global perspective and economic commentary. Nuveen Investments: "Conservatism, innovation and high-quality service—our resolute commitment to these three principles is the driving force behind our ability to provide our shareholders with sustained value, strong returns and consistent income." Nuveen provides services to individual or institutional investors and to investment professionals. Oppenheimer Funds: This organization’s funds include global, growth, core, value, and "hybrid and specialty" options and more. Consumers can find a wide range of information here about all these funds and more. Pioneer Investments: Pioneer Investments was one of the first U.S. investment firms to offer mutual funds. Today their products also include variable annuities and closed-end funds. Pioneer Investments is a global investment firm with offices in 22 countries and approximately 1.0 billion in assets under management as of September 30, 2007, of which approximately .2 billion was managed in the U.S. Putnam Investments: At Putnam, you can learn about mutual funds, college savings 529 plans, annuities, rollover IRAs, and non-U.S. funds. Putnam Investments is a global money management firm with 70 years of investment experience, nearly 1 billion in assets under management, 201 institutional clients, and nearly 9 million shareholders and retirement plan participants. T. Rowe Price: Founded in 1937 by Thomas Rowe Price, Jr., the company offers separately managed investment portfolios for institutions and a broad range of mutual funds for individual investors and corporate retirement programs. Van Kampen: The market commentary on this site is outstanding. Listen to market opinion while browsing through Van Kampen’s list of funds, their retirement vehicles and more. Vanguard Group: Access your accounts and timely investment information. Learn about retirement investing, mutual funds, ETFs, IRAs, 401(k) plans, college savings plans, brokerage, advice services, and more at this client-owned investment management company. Wells Fargo Advantage Funds: Research 125 mutual funds in this line-up – funds that span all asset categories and investment styles. The site is geared toward individual or institutional investors and investment professionals. Back to Index Games Investing isn’t a game, but there’s no better way to learn how to use online investing tools. Don’t go into these games with the intention of winning. The best way to approach these sites is with the goal of learning more about the tools and your research abilities. Fantasy StockMarket: Since 1998, Fantasy Stock Market® has provided a fun, interactive and competitive way to learn about investing and the stock markets to over 1/2 Million individuals and 10,000 Leagues. You can play individually or in a classroom ‘league,’ where groups ranging from 2 to 100+ can compete directly against each other with their own 0,000 Fantasy League account. Hollywood Stock Exchange: A rather strange game, but trading nonetheless. Join for free, earn two million "Hollywood Dollars," and then buy shares of your favorite actors and their new movies. Watch their values rise or fall based on their success. Prices soar with a blockbuster opening at the box office and plummet with a bomb no one went to see. You can trade in your H$ for merchandise. Marketocracy: Manage a virtual portfolio with M, with the chance to become a paid member of the "m100." Free membership with the chance to upgrade to a premium membership that includes enhanced portfolio tracking tools. Smart Stocks: Smartstocks.com was founded in 1998 with the goal of providing a realistic stock market simulation game to teach people about the stock market without the risk of losing money. Smartstocks.com started with a few hundred users and has continued to grow to over 200,000 teachers, students, and individual investors around the world. StocksQuest: Fill out the online registration form for free and log in to your account starting with 0,000 in your fantasy portfolio. You can play this stock game as an individual or in a group. The Great Game: The Great Game™ is an on-line educational fantasy stock trading game where you can experience investing in shares on the UK stock market without any risk or costs or any fear of losing your shirt if you do get it wrong… Virtual Stock Exchange: Virtual Stock Exchange is a free online trading game from MarketWatch. Create public or private games with a cash balance you set, choose from thousands of games, and leverage powerful news and research resources from MarketWatch class. Back to Index Gold There’s nothing like gold to fill a tooth… er, rather, to fill a portfolio! This is just one metal that the investor can use to diversify a portfolio, but it’s one of the most popular metals around. These sites will educate you about gold and they may entertain you for hours as well. Gold Sheet: If you want to know anything about gold, this is the site to use. You can retrieve quotes, learn about gold history, find publications on gold and more…much, much more. Gold-Eagle: This is a super-busy site graphically; but if you look carefully, you can find charts on stock indices, exchange rates, bullion prices and intraday and historical prices for gold and other precious metals. Look further and you’ll discover some great free reports and studies. Goldseek.com: Gold, gold, and more gold. This site is great for neophyte gold investors, as they’ll find news, updated reports, and more all offered in easily digestible sections. Kitco: This is a very active site that contains forums, spot and futures gold prices, news and commentary, reports and more. The site looks a bit like a casino, so it sets the mood. Le Metropole Cafe: Le Metropole Cafe is a place where gold investors, commodities market experts, and top financial minds from all over the world meet, discuss, and publish their insights on the world of gold investing. You can join, but it’s going to cost you about 0 per year. Take advantage of the free trial first to see if this site is up your alley. Mineweb: Learn all the mining gossip here, along with news about earnings, mine closings, new discoveries and management changes. Keep in mind that this site is based in Johannesberg, South Africa and supported by advertising from mining companies, so some information might be biased. National Mining Association: This link leads you to the page where the NMA explains the various types of gold investments. Back to Index Hedging No, hedging isn’t a crime. Nor is it a way to decorate your lawn. The following sites will educate, inform, and some will entertain the investor on the topic of hedging. Bear Market Central: "Bearmarketcentral.com is your one-stop headquarters for obtaining all the information you need to not only survive the unfolding historic Great Bear Market of 2000-200[?], but to actually profit from it! We’ve surfed from Laguna Beach to Tokyo and back to bring you the best of the ‘Net. Don’t waste time struggling through those clumsy search engines. We’ve got what you need to succeed!" Fall St.: FallStreet.com was launched in January of 2000 with the mandate of providing an alternative opinion on the U.S. equity markets. They provide a clearinghouse for bearish and value-oriented investment information, independent research, and an investment newsletter containing specific company selections. Hedge Fund Center: Unlike other hedge fund Web sites, the Center is not aligned or associated with any investment manager or consulting firm. As such, it can rigorously pursue its goal of providing objective, professional information and evaluation of relevant issues unfettered by commercial or political issues. The focus is on transparency. HedgeFund.net: HedgeFund.net, owned by Channel Capital Group Inc., is a leading source for hedge fund news and performance data on the Web. Investors who meet HedgeFund.net’s accreditation standards are eligible for access to the site’s database of information on more than 7,000 hedge funds, funds-of-funds and commodity products. HedgeWorld: This is an information portal for the global hedge fund community that offers its members access to content in print and electronic formats, including industry news, research and events. HedgeWorld’s community spans the globe, with more than 55,000 registered members in 125 countries. PrudentBear: David W. Tice & Associates, LLC. (DWTA) is the investment advisor to two mutual funds surrounded by a heavy dose of bearish commentary. Back to Index Initial Public Offerings (IPO) It’s always a bit of a rush to consider an Initial Public Offering (IPO), even when you don’t invest. If you do drop some cash on this type of investment, be sure to do your research at any one or all of these sites listed below. Remember that you can also find information about IPOs at many of the larger stock research sites such as MarketWatch, Yahoo!, and Hoovers. 123Jump: 123jump.com specializes in gathering, validating, and archiving financial information, as well as providing investment tools for the serious investor looking for high-quality information. New additions to the site include global markets update covering 20 countries, earnings news and call summaries, and fund manager interviews. Gaskins IPO Desk: Although this site is intended for retail clients and fund managers, you can find Francis Gaskins’ Pre-IPO scorecard, which rates IPOs in the pipeline before they price. IPO Home: Access basic information on this site for free. You’ll find consolidated calendars, news, commentary and more. IPO Monitor: You’ll find limited free content here, but for a small fee per month you can gain access to real-time e-mail alerts on pricing, IPO calendars, after-market info and a weekly wrap-up. Back to Index Market Tools The sites listed below carry investment tools that you may or may not use. But, they’re listed here if you want to try them out to see if they fit your trading style. 24-Hour Trading: If you want to know when any stock exchange opens and closes worldwide (based upon Eastern Time), use this page at Currency Trading. The links lead directly to each stock exchange listed. Foreign Stock Search Engine: Looking for new foreign stocks? Start here to find international stocks listed on US exchanges. This site contains primarily ADRs and 200 international focused Exchange Traded Funds (ETFs). Google Finance: Use this as your homepage, as you can create a portfolio with related news, daily headlines, sector summary and more. You can keep tabs constantly on stocks where you want to hold a longer position. NASDAQ Pre-Market Activity: Most active NASDAQ stocks both before and after hours. Market Gauge: Analyze sectors to groups to the stocks within and then instantly compare these stocks to their peers. Pivot Point Calculator: This free online Pivot Point Calculator supports "floor, Woodies, Camarilla and Fibonacci pivots, and Tom DeMark levels" as you calculate open, high, low and close figures. Silicon Investor: Register for free to gain access to trading tools, news, message boards, charts, quotes, and alerts. StockConsultant: Type in a ticker symbol (about halfway down this page) and receive every bit of technical information you might want or need on that stock. Free for limited access to this information. Volume Advance and Decline: What is says is what you get – at least for U.S. Exchanges & Indexes. This information provided free, with more tools available with membership. WallSt.net Free Tools: This link will take you directly to WallSt.Net’s tools, where you can determine latest buys and sells by volume (delayed). This site contains many other investing tools, including a place for "Rookies," where investors can practice buys and sells. Back to Index Message Boards Whether you participate or merely lurk, message boards can often provide more information than the pros or the news media. Whether this information is accurate or not is determined by your willingness to follow up or participate. Good luck! Board Central: Enter company’s ticker, click the GO button, and then read messages about that stock from all leading boards. MarketWatch Discussions: Hope, despair, and hints posted daily. Raging Bull: Raging Bull is a collection of financial message boards where users can track your favorite stocks or sectors. You can also create your own message board here. Silicon Investor: Since August 11, 1995, 502,097 registered members have posted 24,011,521 public message on Silicon Investor. Each of these messages is available either by browsing the topic-specific subject message boards or by using the advanced search feature available only to Premium Subscribers. The Lion: TheLion.com boasts the world’s largest stock forum community site that offers real-time "All-In-One Search Engine" technology for powerful and comprehensive access to all stock symbol financial message and blogs, news, and content. Value Investors Club: Great investment ideas are shared and discussed on a daily basis by a few select members. The benefits of this club are free, but admission is highly selective and the process may take a toll on newbie investors’ psyches. Wall St. Tape: Find forums hosted by Wall St. Tape and by members. Take advantage of the Day Trading Forum. Yahoo Investment Message Boards: Read and participate in boards created by investors. Back to Index News The following sites carry financial news. Some focus on money news entirely and others provide comprehensive news from around the globe or specialized news coverage as well. CEO Express: The free version of this site is dangerous, as it can divert you from the better part of your work day. Read business news and magazines, check on financial markets and more. Believe it or not, this site claims to pare this information down to the 20% that is most critical and useful. CNBC: All the market news that you can use and more. The online version consists of summaries of CNBC’s televised programming. Daytrader’s Bulletin: Experienced day traders can use this bulletin’s approach as a comparison to their own technical analysis, to challenge their viewpoint or as support for their positions. New day traders can use their approach to learn day trading in S&P 500 futures index and their methods can be used in any market, any time frame. Dow Jones Newswires: Dow Jones Newswires (djnewswires.com) offers real-time news and information solutions for financial professionals providing investment, advice and institutional services, and focused services for corporate and communications executives. In addition to Dow Jones Newswires, Dow Jones & Company (NYSE: DJ; www.dowjones.com) publishes The Wall Street Journal and its international and online editions, Barron’s and the Far Eastern Economic Review, Dow Jones Indexes, MarketWatch, and the Ottaway group of community newspapers, and owns Factiva. Dow Jones is co-owner with Hearst of SmartMoney. Dow Jones also provides news content to CNBC and radio stations in the U.S. Drudge Report: Headlines that link to top news stories. Financial Times: Updated news on companies, markets, and market data and more, all from a financial perspective. Forbes: Imagine combining the Wall St Times, Scientific American, The Economist and Punch into one easy to read package – this is what you get with Forbes. Investor’s Business Daily: More than financial news, this site provides analysis, a "screen of the day," and more for free. Journalist Express: JournalistExpress is the journalist’s interface to the Internet, but investors also can take advantage of this database filled with international, national, regional, and local online news. You can find stock quotes, headline news and the ability to customize JournalistExpress to your liking. The Street: Free news gathered from various financial sites, including some commentary and more. Free membership is provided as well. The Wall Street Journal: If you can’t have the Wall St. Journal delivered to your home, no worries…get all the headlines and more online for free at WSJ’s online portal filled with news, blogs, investment advice and world business. Tiger Financial News Network: From Tom O’Brien’s "Opening Growl" to Ed Young’s "Futures Hour," you’ll learn much from this site’s commentary and podcasts. Wall Street Reporter: Wall Street Reporter produces in-depth, unbiased, unfiltered, interviews that deliver a first-hand, straight -from-the-source perspective. Each year they conduct over 5,000 interviews, which you can hear for yourself for free when you become a member. Back to Index Options Chicago Board of Trade: The Chicago Board of Trade (CBOT), established in 1848, is a leading futures and options on futures exchange. More than 3,600 CBOT members trade 50 different futures and options products at the exchange through open auction and/or electronically. The historic merger between the Chicago Mercantile Exchange and the Chicago Board of Trade provides customers with the widest array of benchmark products spanning all major asset classes. Chicago Board Options Exchange: The CBOE offers options on individual securities, customizable Flex options that let you request your own strike prices and expiration dates, and long-term Leaps on stocks and indexes. Learn from tutorials, online courses, seminars, and more. Ino.com: INO specialize in the futures and options markets, serving traders worldwide with a continuous information service of quotes, charts and news. As a privately held and independent resource, they are also a storefront for trading tools, charts, publications, educational courses and other resources. Optionetics: Since 1993, Optionetics has provided investment education services, portfolio management techniques, market analysis and online trading tools to over 250,000 people from more than 50 countries. Avoiding overly theoretical or technically complicated material, Optionetics represents a practical, balanced approach to trading profitably in today’s markets. OptionInvestor: For a thirty-day free trial and then .94 per month, you can receive access to the Option Investor newsletter and the Market Monitor, along with a site full of daily and intraday market commentaries, news updates and links to basic and advanced trading services. Options Industry Council: The Options Industry Council (OIC) was created to educate investors and their financial advisors about the benefits and risks of exchange-traded equity options. Its sponsors include the American Stock Exchange, the Boston Options Exchange, the Chicago Board Options Exchange, the International Securities Exchange, NYSE Arca, the Philadelphia Stock Exchange and The Options Clearing Corporation. OptionsXpress: OptionsXpress is a pioneer in online options trading, headed by a unique management team with over 30 years combined experience in the options marketplace. PowerOptionsPlus: For a price, you can find, compare, and analyze all 250,000+ options on the market. The site also maintains a great assortment of screening tools. Back to Index Pre-Defined Scans and Signals The following links will lead you to pre-defined scans and signals that can help you select stocks through various parameters chosen by that specific site. AAII’s Stock Screens: American Association of Individual Investors updates their stock screens monthly, covering over 50 stock investment strategies as well as the companies that pass each investment screen. You must register for free to read final data. AlphaKing: Free stock trading signals and fundamental ratings that are tabulated by using the opening price the day following a new trading signal, and that exclude commissions, dividends, or interest paid on cash balances during sell periods. Daily Movers: This is one trader’s systematic approach to trading, and his “edge” is his ability to identify relative strength and weakness within the options market. You can join to get inside information, or gain access to company information for free through the scanner and various reports. Jeremy’s Seasonality Report: This site holds monthly seasonality reports on popular American equities created by an undergraduate computer science major. MSN Screens: Predefined lists labeled by highs and lows, price, expectations, etc. StockCharts’ Predefined Scans: An at-a-glance page filled with technical, candlestick, and P&F Patterns. Reuter’s Screening Center: Use these screening tools to find the best opportunities in stocks valued by growth, value, sentiment, and/or quality. Back to Index Socially Responsible Investing (SRI) Green investing is becoming a staple for many investors. The companies listed below usually combine various green companies to form funds. Use their ideas to create your own green portfolio or invest in their properties for SRI. Calvert Online: For 30 years, Calvert has offered a broad range of investment options, including the nation’s largest array of socially responsible mutual funds as well as expertly managed bond funds. Calvert offers a full family of 40 equity, fixed income, and money market mutual funds as well as separate account products for institutional investors. Citizens Funds: Citizens has focused on investing in companies that are fundamentally strong and socially responsible to meet the financial goals of their shareholders. They offer eight no-load mutual funds, each with a unique strategy seeking to maximize its individual goal. Additionally, they offer a wide variety of investment choices as well as retirement products. Domini Social Investments: Domini manages .8 billion for individual and institutional investors who wish to integrate social and environmental standards into their investment decisions. The Domini Funds are not affiliated with any bank and are not insured by the FDIC. Good Money: Good Money is an information provider only – they don’t offer funds or other investments. They provide directories, news, company profiles, and more. SocialFunds.com: This is, perhaps, one of the most informative SIF sites on the Web. You can review more than fifty funds based upon their participation in community of animal testing or run free searches into over 1,000 companies and their records. Social Investment Forum: The Social Investment Forum (SIF) is the only national membership association dedicated to advancing the concept, practice, and growth of socially and environmentally responsible investing. Over 500 members integrate economic, environmental, social and governance factors into their investment decisions and SIF provides programs and resources to advance this work. Trust for Public Land: The Trust for Public Land (TPL) is a national, nonprofit, land conservation organization that conserves land for people to enjoy as parks, community gardens, historic sites, rural lands, and other natural places, ensuring livable communities for generations to come. This is a different type of investment site that provides funding profiles, information on employer-matching contributions, and tax exempt donation tips. Back to Index Stock Research The following sites provide either "one-stop" research portals or they focus on a single area of research to the point of obsession: Best Calls: This site aggregates live broadcasts and recordings of earnings announcements, shareholder meetings and management interviews for thousands of companies. You can listen by phone or by RealPlayer and sign up for alerts on upcoming calls. Not all services are free. Briefing.com: You’ll receive great commentary, news, and analyses at this site for free. You’ll gain access to live market information or tools for active trading for a price. Bull Sector: Would you prefer to focus on a specific sector? This site offers every possible sector and groups within those sectors so you can diversify your portfolio easily. Edgar Online: "The Trusted Source for Company Information" delivers a broad spectrum of data including SEC filings, fundamental data, institutional holdings, insider trades, IPO/SPO registrations, and access to global annual reports and conference call transcripts for your research pleasure. Hoover’s Online: Get insight into a company with brief profiles. You can gain access to more information for a fee. Investars: Find the best analyst by ticker, sector, or performance. You can sign up for email alerts when your chosen analysts change recommendations. Subscriptions for a price. MarketWatch: Conduct research into IPOs, funds, ETFs and more with portfolios, alerts, and interactive charting. Moody’s: While not as intuitive as Yahoo! Finance or MSN Money, you’ll receive much more information at this site. Register for free to gain access to ratings on over 170,000 corporate, government, and structured finance securities, rating news, an events calendar and more. Reuters Investor: While registration at this top research site is free, much of the information will cost you. You can obtain free annual reports here. Site-By-Site: Use this international investment portal and research center to learn more about local and international stocks. Starmine: Before you waste time rating analysts on your own, spend a little time with Starmine. This site rates analysts based upon accuracy in earnings predictions for the companies that analysts cover. You can search by ticker, analyst name, or by industry if you pay up. However, you can sign up for the free newsletter to receive earnings surprise predictions and earnings quality alerts. Value Line: Value Line publishes more than a dozen print and electronic products which they believe are utilized by more than half-a-million investors for timely information on stocks, mutual funds, special situations, options and convertibles. You’ll discover comprehensive source of information and advice on approximately 1,700 stocks, more than 90 industries, the stock market, and the economy. Zack’s Investment Research: Based upon the theory that earnings estimate revisions are the most powerful force impacting stock prices, this firm offers their perspectives, recommendations and advice for free. Register to build a free watch portfolio and to receive news updates. Other tools are available with a paid membership. Back to Index Stock Screens Unlike pre-screened lists, you can enter various criteria or parameters into the tools provided below to gain access to the database results. Guru Screener: Guru Analysis is a group of nine stock evaluation methodologies based upon the published analysis techniques of well know investment advisers and other popular sources. Investors may screen a stock for the highest number of scores over a chosen percentage amount. Another common approach is to screen a stock for the highest percentage score from the guru that most closely matches the investor’s individual philosophy or risk tolerance. Either way, the Guru Analysis feature provides a very popular screening technique. Provided by NASDAQ. Stockworm: Take the emotion out of your trades with advanced screeners, trading signals, and rule-based strategies for buying and selling stocks. This is a fee-based service with a 30-day free trial. Trading Markets Scanner: The TradingMarkets.com Stock Scanner allows you to scan the TradingMarkets.com stock database using your own criteria. The database consists of approximately 4,500 NYSE, Nasdaq and AMEX stocks over .00 per share. The data is closing data as of the end of each trading day and is updated by 7:00 p.m. EST. TradeStars: Indicators delayed by one day. You can use the free portion of this site to validate your own signals. ValuEngine: ValuEngine.com (VE) is a stock valuation and forecasting service founded by Ivy League finance academics. ValuEngine’s Stock Valuation, Stock Forecast, Portfolio Forecast, and Portfolio Builder models utilize state-of-the-art valuation, forecasting, and advisory technologies. While some reports are reserved for members, you can access some valuable information for free at this site. Back to Index Training While some sites offer learning materials along with their other products, these sites focus solely on investor training. Berkshire Hathaway, Inc.: Warren Buffet has put his investment vehicle Berkshire Hathaway online, so you can gain insight into the most successful investor’s mind. The joke is that Buffet and Bill Gates are so rich because they share the same comb. ChartSchool: StockCharts provides instructive articles about everything you’d want to know about charts, but about their charts specifically. Regardless of that narrow focus, you can learn much from this site’s information. Investopedia: From bonds to venture capital, you can find detailed and comprehensive information about any type of investment at this site. TradingDay.com: Read articles about day trading fundamentals such as "Cutting Losses" and "Pullback Day Trading." Stockalicious: Track, evaluate, and improve your portfolio performance with the tools provided by this site. Trade Juice: You’ll find day trading articles, books, tools, and more for the novice or expert day trader. The Pattern Site: What happens to a stock after a bad earnings report? What does a chart pattern look like on a heavy breakout day? Learn about all these patterns and more at this site. Wealth-Lab Trading Laboratory: Sometimes doing is better than reading. Develop and back test your own stock market trading systems, and explore the systems contributed by other members at this site. Back to Index Young Investors It’s never too late to begin investing, and it’s never, ever too early to begin socking that cash away to earn interest. The following sites try to appeal to certain age groups, from under ten to teenagers. Planet Orange: You’re probably familiar with ING’s orange ball… well, for kids, it’s an orange planet. This site uses gaming psychology and geology to teach kids how to earn money and how to spend, save, and invest it as well. The Stock Market Game: The Stock Market Game™ (SMG) gives students the chance to invest a hypothetical 0,000 in an on-line portfolio. They think they’re playing a game. "You know they’re learning economic and financial concepts they’ll use for the rest of their lives." This truly is the best stock market game around, hands down. Young Investor: This site is divided into sections for kids, teens, and parents, and offers advice and games in four categories where readers learn how to earn money, invest it, plan for the future, and "Play It." The teen section is great for teens and for adult beginners to the stock market. Young Investors Network: Beware the sound effects and the insidious little music window that pops up behind the main screen. Otherwise, the kids might have fun with this site and learn tons about the stock market here. Citigroup’s Smith Barney offers this site, which contains separate sections for educators, families, and kids. Young Money: This is the Web site for Young Money Magazine, aimed primarily at college students, late teens and young adults. While the site is ‘cool’ in look and focus (and the calculators are great), the articles have put some teens I know to sleep. The site provides a great resource for topics that parents should talk about with their kids – but well before they head off to college. 2011-05-22 09:10:12 http://mystory.ws/Funekam&p=94AB4118FE2A423AE040A8C0AC001F5C Hello there, I hope all is well with you and your family, and I hope that this email finds you in good health. By the way welcome to my network and thank your being part of my business network at LinkedIn, the Forbes Group announces that multi-level marketing industry account for 47% part of the total self-made millionaires across the globe. As you read further I urge you to please bear in mind that this is a business opportunity not an INVESTMENT SCHEME , as you will notice that the South African government regulates the investments and business opportunities differently even with FTC-Federal Trade Commission .  I believe introduction is proper at this stage, my name is Funeka Ngxitho, I work full time as CSR-Specialist for an IT company called SITA, and I have been doing Social Networking/MLM for 9 years. You could say; I have done just about everything that needs to be done in that industry. But my breakthrough came during financial year 2008/2009-2009/2010 with a well known company in Multi-Level Marketing and I generated a significant amount of money in few months. Trust me it was NOT easy however I was determined and dedicated to succeed.  Those of you who are serious about making money. Send us your personal email address and cell number TODAY. This industry maybe new to most of you; but believe us when we say to you that is where the cash-flow is . With just little guidance and core skill transfer from us you will view this business arena in a different light. Whatch this Video  http://youtu.be/cB1YPVqC0wU It’s not easy! And it cost a fortune? Starting your own business, any business / home based business or being an entrepreneur. Well in general nothing is easy in this world; but that does not take away the fact that there are still endless business opportunities out there. The question is; would you take on a business opportunity that is not within your industry/ area of expertise? Some people tend to say NO to opportunities that are not within their business scope, for one reason only which is ‘FEAR” of the unknown. We believe that just about every entrepreneur knows how difficult it is to generate revenue these days, irrespective of experience, knowledge, level of education, access to superior technology, auto responders and Capture pages or having experts in your organization. We are not asking you to stop doing what you are currently pursuing, what we are saying is TRY SOMETHING NEW. To be part of this venture you must be TRULY passionate about the idea of SELF-EMPLOYMENT. Potential earnings on this business proposition are OVER and above your expectations in just few weeks.  We advocate and promote an entrepreneurial spirit; you will enjoy a healthy bank account that’s growing daily through the well -designed and high paying Compensation Plan. No monthly fees, No tendering process. Join us and see all the evidence you need, from really ordinary people just like you and me doing it for themselves. Our business provides a solid platform for self-growth, individually and collectively. We believe in knowledge empowerment. In the mature market that we operating in; more than 3 skill enhancement training programs are conducted annually to unleash the entrepreneurial spirit & full potential of our partners coming from diverse strata of society. Contact us at +27827804828 or email us at bv1000.infor@gmail.com  Please note that this is not a get RICH QUICK SCHEME, like all entrepreneurial business opportunities you will be expected to pay a registration fee. As the nature of this business the level of earning are both strongly connected to a person's personal efforts, diligence, dedication, motivation and personal skills? We train all our partners for free and support them until they make their first breakthrough . Sincerely yours My Blog is: http://mystory.ws 2011-05-17 06:24:26 http://mystory.ws/Funekam&p=94AB4050843152BCE040A8C0AC001F5E   Every person has different reasons for working. The reasons for working are as individual as the person. But, we all work because we obtain something .The something obtained from work impacts morale, employee motivation, and the quality of life. To create positive employee motivation, treat employees as if they matter - because employees matter. These ideas will help you fulfill what people want from work and create employee motivation. Some people work for personal fulfillment; others work for love of what they do. Others work to accomplish goals and to feel as if they are contributing to something larger than themselves. The bottom line is that we all work for money and for reasons too individual to assign similarities to all workers. Bells of Freedom! SEE THE VIDEOS BELOW ! While there are many benefits of being self-employed, there are also some drawbacks. Below is a list of some pros and cons of having your own business: Pros ·         You are your own boss and have control over your future, which is great ·         Choices (e.g., you set your hours, you can choose your employees, etc.) - There are more opportunities for you to make decisions. ·         Opportunities to fully utilize your talents, skills, knowledge, and creativity ·         Financial rewards (e.g., profit, income, and tax advantages) ·         Job security (You create your own employment.), Variety in your work routine ·         Self-satisfaction, personal achievement, and recognition Cons ·         Chance of business failure, Time-consuming (can work more hours) ·         Income may not be as secure or regular as it would be working for someone else ·         Pressure to succeed, Stress, Financial risk ·         Sacrifices (e.g., may not have us much family time, may have to make financial sacrifices, etc., in order to succeed) ·         Responsibility (There are many different responsibilities and roles you will need to assume.) ·         Regulations and paperwork Watch this video : http://youtu.be/cB1YPVqC0wU and http://youtu.be/aM4H65cNBtw and http://youtu.be/busyQtosyWE   Let me ask you a question, what percentage of your skills or knowledge are you using in your current job? 100% I don’t think so. Your own business will allow you to use all your skills and more, you will also grow in way you never thought possible. Most of us know that we can do more but our jobs are not that flexible or rather management is not user-friendly. Are you satisfied with your salary? Or do you feel that you deserve more? Or do you know in your heart beyond any doubt that you really deserve more if not all of it.   Think about it, 2011-04-17 12:13:14 http://mystory.ws/Funekam&p=94AB42B3EECD4932E040A8C0AC001F58   Here are a few network marketing tips that I have learned and they will help you to be a more successful network marketer… Network Marketing Tips #1: You have to make the decision that you will make you network marketing business a success. This is the most important tip that I can give you. Most people who get into network marketing treat it as more of a hobby than a true brick and mortar business and this is why most people fail at network marketing. If you forget the rest of the network marketing tips that I am going to give you here please remember this one. Treat your network marketing business as a business and it will pay you like a business. Network Marketing Tips #2: You must set a strict schedule for your business and then stick to it. In order for your business to be successful you must devote at least 10 to 12 hours a week to focused work. Set a schedule and stick to it. Know exactly what you are going to do with the time you have allotted to your business before you start working then use that time as you have scheduled it. If you do this your business will run much more smoothly and efficiently. Network Marketing Tips #3: Never ever stop learning. I know if you’re anything like me your time is a very valuable commodity. I really don’t have much time to spare. Guess how I solved this problem for myself? I listen to quite a few network marketing books on tape. Why not multi-task I thought... I figure if I’m driving or typing there’s no reason why I can't learn new things at the same time. Try to learn as much as you can whenever and however you can.Make compromises in your life so that you are able to learn new ideas, techniques, and vocabulary. Multi task whenever you can. Network Marketing Tips #4: Set a budget and stick to it. You can’t expect your business to survive if you skimp on the quality of your marketing and training, so set up a monthly budget. Allot a certain amount of your resources a month to the growth of your business. For example I allot about 0 a month for the growth of my network marketing business.It’s not easy giving up that much of my money, but in all honesty it’s worth while in the long term. Think about it... When you're making ,000 dollars a month residually are you really going to wish you had spent less on the development of your business?Set a budget and stick to it, and reinvest your early earnings back into the growth of your business. Network Marketing Tips #5: Maintain a positive attitude. Do not get down on yourself if things don't go your way in the beginning, just keep jugging along... I promise you things are not going to go the way you espect them in the beginning.You have to be able to view your setbacks as a positive stepping stone for your future success. Learn all you can from your experiences and use them to guide your future successes. These are  basic network marketing tips I have learned. Don't overlook them! If you pay attention and use the advice found here you'll soon find your network marketing career skyrocketing. Regards Funeka 2011-04-17 10:00:48 http://mystory.ws/Funekam&p=94AB3FFBAFA9ED91E040A8C0AC001F60   Q: What's the best way to get business leads? I have no problem retailing my MLM business opportunities, but I need help on recruiting serious people into my business. What are the top 10 lead generation sources that could help me find these people, and what do I do when I find them? A: This is a challenge for most MLM distributors. When it come to products, it sounds like you've made a wise choice in your company selection. This will provide a good foundation for sponsoring satisfied customers and is the "back door" approach to a building downline. A satisfied customer will tell others, and the retailing and sponsoring cycle starts again. Are you more comfortable turning customers into distributors or distributors into customers? Before you sink effort and your precious money into lead development systems, make sure you have a comfortable recruiting strategy that matches your style and promotional campaign. Know your products and compensation plan, understand how to access the company support systems, and enlist the back-up support of your sponsor. Then you'll be prepared for sponsoring success. Creating leads without the skills to turn them into members of your organization is a formula for disappointment. if(typeof(cachebuster) == 'undefined'){var cachebuster = Math.floor(Math.random()*10000000000)} if(typeof(dcopt) == 'undefined'){var dcopt = 'dcopt=ist;'} else {var dcopt = ''} if(typeof(tile) == 'undefined'){var tile = 1} else {tile++} document.write('');  Now lets take a look at 10 of the top lead development systems and how you access them cost effectively: 1. Personal acquaintances. These include your friends, relatives, co-workers and others close to you. Known as your "warm market," this is usually your first sponsoring strategy. Your company probably offers a "Who do you know?" form for listing your personal contacts. Most people know several hundred people. Create this list for recruits. 2. Referrals from customers and acquaintances. Each person on your warm list has his or her own warm list of people you don't know. Their reference will be an "implied endorsement" of you and your program. 3. Business cards, buttons and brochures. Most companies offer sales aids that help the cold sponsoring process. If you owned a store, you would put out your "open for business" sign at the start of each day. Wear an "open for business" button promoting your product. Something catchy will inevitably create interest. If people are bold enough to quiz you about the button, they're probably outgoing and a great prospect. Pass out literature with your phone and e-mail, and use your business cards. Do this consistently. The law of averages says something has got to happen. 4. Cassette tape or video sponsoring. If your company has an exciting cost-effective product cassette tape, it can be used in place of or in addition to a brochure. These are automatic merchandisers that stimulate people to action. While opportunity tapes are important, most successful recruiters lead with a good product tape. Once people appreciate your product offering, they're more open to the business opportunity. 5. Internet. Having a personal Web site linked to your company's Web site is becoming mandatory for the successful distributor. Your Web and e-mail addresses are the technological version of a business card and brochure. Internet recruiting still requires some high touch to entice people to view your page. Because this is of significant interest, I'll address Internet lead development techniques in detail in a future article. For now, view it as a support tool and not as an alternative to personal interaction. 6. MLM trade journal advertising. A well-written and properly placed ad can generate some good contacts. But don't expect thousands or even hundreds of inquires. These publications are read by experienced distributors who see lots of offerings. Yours must stand out in order to compete. Many publications will offer you a press release to accompany your ad that will greatly enhance your inquiries. 7. Ads in local newspapers. Classified ads can pull many leads if handled properly, and weekly newspapers are usually inexpensive. You can use this method to drive people to your Web site as well. But be careful with your investment here. Getting leads is easy. Converting them into productive parts of your organization is hard work, but it's a strategy that will get results as you improve your cold sponsoring and training skills. 8. Direct-mail lists and fax and e-mail broadcast lists. There are many mailing list companies with databases that target specific interests. Creating a good letter offering a free tape or product sample can generate leads. Always drive them to your Web site. Get to your prospects even faster by broadcast faxing or e-mail blasting. There are professional companies that can help you with this. 9. Card decks. These are group mailings of post cards or fliers promoting your business or special offer. Free samples or discounts always work. Write copy that targets the prospects you really want. 10. Fairs, festivals and trade shows. Go where the people go. A booth displaying your product offering usually works best to get attention. Keep in mind you're there to create leads for new recruits and not just sell products. Regards Funeka   2011-04-14 05:17:02 http://mystory.ws/Funekam&p=94AB3FFBAAFEED91E040A8C0AC001F60 Here are a few network marketing tips that I have learned and they will help you to be a more successful network marketer… Network Marketing Tips #1: You have to make the decision that you will make you network marketing business a success. This is the most important tip that I can give you. Most people who get into network marketing treat it as more of a hobby than a true brick and mortar business and this is why most people fail at network marketing. If you forget the rest of the network marketing tips that I am going to give you here please remember this one. Treat your network marketing business as a business and it will pay you like a business. Network Marketing Tips #2: You must set a strict schedule for your business and then stick to it. In order for your business to be successful you must devote at least 10 to 12 hours a week to focused work. Set a schedule and stick to it. Know exactly what you are going to do with the time you have allotted to your business before you start working then use that time as you have scheduled it. If you do this your business will run much more smoothly and efficiently. Network Marketing Tips #3: Never ever stop learning. I know if you’re anything like me your time is a very valuable commodity. I really don’t have much time to spare. Guess how I solved this problem for myself? I listen to quite a few network marketing books on tape. Why not multi-task I thought... I figure if I’m driving or typing there’s no reason why I can't learn new things at the same time. Try to learn as much as you can whenever and however you can.Make compromises in your life so that you are able to learn new ideas, techniques, and vocabulary. Multi task whenever you can. Network Marketing Tips #4: Set a budget and stick to it. You can’t expect your business to survive if you skimp on the quality of your marketing and training, so set up a monthly budget. Allot a certain amount of your resources a month to the growth of your business. For example I allot about $600 a month for the growth of my network marketing business.It’s not easy giving up that much of my money, but in all honesty it’s worth while in the long term. Think about it... When you're making $5,000 dollars a month residually are you really going to wish you had spent less on the development of your business?Set a budget and stick to it, and reinvest your early earnings back into the growth of your business. Network Marketing Tips #5: Maintain a positive attitude. Do not get down on yourself if things don't go your way in the beginning, just keep jugging along... I promise you things are not going to go the way you espect them in the beginning.You have to be able to view your setbacks as a positive stepping stone for your future success. Learn all you can from your experiences and use them to guide your future successes. These are  basic network marketing tips I have learned. Don't overlook them! If you pay attention and use the advice found here you'll soon find your network marketing career skyrocketing. Regards Funeka 2011-04-14 05:01:45 http://mystory.ws/Funekam&p=94AB41AC549B55F0E040A8C0AC001F5A   Old approach with modern core skill that will have you making your cash-flow right way.   I am certain that most of you feel like I do, we read about SEO, Twitter, Facebook , MySpace, Blogging, Market intelligence, Social Media/Marketing, Affiliate Marketing, Internet Moguls, Social Media Software, Leads Generators/Systems/Software, Capture Pages and Internet Marketing and so on. You have done all of the above and more; but you are still not breaking even let alone making profit. You are tired from reading all the books you were referred to source information from. We don’t have a Secret solution for you, but we do have old approach with modern core skill that will have you making your cash-flow right way. We understand your business dilemma and frustration with regards to generating leads daily. Our business provides a solid platform for self-growth, individually and collectively.We believe in knowledge empowerment. In the mature market that we operating in; more than 3 skill enhancement training programs are conducted annually to unleash the entrepreneurial spirit & full potential of our partners coming from diverse strata of society. If you want to make money YESTERDAY? And YOU are willing to do what it takes ? Potential earning R380,000.00 in plus minus 15 weeks , send us your personal email address and cell number at bv1000.infor@gmail.com , with Ref : eCOMM/SS Regards Funeka 2011-04-12 02:41:53 http://mystory.ws/Funekam&p=94AB3FBAB2258C20E040A8C0AC001F68 Is your monthly profit declining expenditure skyrocketing on monthly basis ? Are you tired of chasing your tail with Tendering processes ? Tired of NONE/delayed payments from Government departments ? Is your monthly profit declining expenditure skyrocketing on monthly basis ? Is your CV not receiving the attention it really deserve ? You have given your all that you can in business but you have nothing to show for it ? Is the turnaround strategy not turning around your Financial situation ? If you answered yes to all of the above don’t give up yet, we need your fighting spirit, Guts, entrepreneurial spirit, but most of all – your experience in knowing that you need more/something in this business to succeed ! If you want to make money YESTERDAY? And YOU are willing to do what it takes ? potential earning of this business proposition is more then R380,000.00 in a matter of few months, send us your personal email address and cell number at bv1000.infor@gmail.com , with Ref : eCOMM/SS Kind regards Funeka 2011-04-12 02:32:39 http://mystory.ws/Funekam&p=94AB41AC43EE55F0E040A8C0AC001F5A   Passion and vision is not enough for entrepreneurs  Okay you have a vision, passion, you are smarts, you persevere and you are self driven. You have a right mindset and attitude; you are also armed with a strong technical background. You also have experience about how to do market research, differentiate, develop, adapt to competitors. You also know about content management software, to programming and office automation software’s; you are fully prepared with your target market and marketing strategies (including Twitter, Facebook , MySpace and others). You have done everything humanly possible to succeed, but you are not financial freedom still and your bank balance is reaching its breaking point. Send us your personal email address and cell number, we will help you change your situation; with our little guidance and skills transfer you will achieve your goal.   While it’s true that the best entrepreneurs are people with vision, creativity and passion, to be a great entrepreneur you also need to develop certain skills. To make your idea successful, you need to know a little about how to do market research, differentiate, develop a hire good employee, adapt to competitors, use the Internet and do effective marketing. Reaching Having the right mindset and attitude is a big part of becoming a successful entrepreneur – but without the core skills necessary to be successful in business you will likely not get very far down your path and will likely become one of those 33% quick failures. Marketing is also about getting to know your customer. You can’t begin to address the needs of your customer until have a full and through understanding of what it is that your customer is looking for and what their situation (economic especially) is towards acquiring your product or service. Today you need to have every edge you possibly can in order to get ahead of the next guy – especially true for high aspiring entrepreneurs. You will need a strong technical background and familiarity to exploit technology to your best advantage. College provides a very solid core background of technology – from basic office packages, to high tech drawing and cad work, to content management software, to programming and office automation software – it’s all there waiting to be explored. Why don’t you join us, because we have done the trial and error? You can take up the Success Street business opportunity or BonVoyage1000/ritta   Contact me at +27827804828 email at bv1000.infor@gmail.com www.funekam.ws www.mystory.ws 2011-04-12 02:19:18 http://mystory.ws/Funekam&p=94AB4274B7E04932E040A8C0AC001F58     Hello Everyone I hope all is well with you and your family ,and I hope that this email finds you in good health. By the way welcome to Network Marketing, Today Network Marketing / Multi-Level Marketing account for more than 37%  of the total self-made millionaires across the globe. I believe introduction is proper at this stage, My name is Funeka, I work full time as CSR-Specialist for an IT company , I have been doing Social Networking/Milti-Level Marketing for 9 years. You could say; I have done just about everything that needs to be done in that industry. But my breakthrough came during Financial year 2008/2009-2009/2010 with a well known company in Multi-Level Marketing and I generated 1,4 Million Rand in 9 months . Trust me it was not easy however I was determined and dedicated to succeed . This year I have formed ePro16/SS project for those of us who are serious about making money. It’s not easy ? Starting your own business, any business / home based business or being an entrepreneur. Well in general nothing is easy in this world; but that does not take away the fact that there is still endless business opportunities out there . The question is; would you take on a business opportunity that is not within your industry/ area of expertise ? Some people tend to say NO to opportunities that are not within their business scope. We believe that just about every entrepreneur knows how difficult it is to generate revenue these days, irrespective of experience, knowledge, level of education, access to superior technology, auto responders and Capture pages or having experts in your organization . We are not asking you to stop doing what you are currently pursuing , what we are saying is TRY SOMETHING NEW . To be part of this venture you must be passionate about the idea of SELF-EMPLOYMENT. Potential earnings R380,000.00 within plus minus 12 weeks . Send us your personal email address and cell number TODAY: Referencing : ePro16/SS . This industry maybe new to most of you but believe us when we say this is where the cash-flow is at. With just little guidance and core skill transfer from us you will view this business arena in a different light.We advocate and promote an entrepreneurial spirit; you will enjoy a healthy bank account that’s growing daily through the well -designed and high paying Compensation Plan. No monthly fees, No selling, No tendering process. Join us and see all the evidence you need, from really ordinary people just like you and me doing it for themselves. Our business provides a solid platform for self-growth, individually and collectively. We believe in knowledge empowerment. In the mature market that we operating in; more than 3 skill enhancement training programs are conducted annually to unleash the entrepreneurial spirit & full potential of our partners coming from diverse strata of society. Contact us at +27827804828 or email us at bv1000.infor@gmail.com Join our group; it’s called : ePro16/SS you will receive updates on this business proposition. Please note that this is not a get rich quick scheme. We will train you for free and support you until you make your first R380,000.00 . Sincerely yours Funeka Ngxitho 2011-04-03 13:55:03